Monarch Alternatives

Apps similar to Monarch include GnuCash, which is free and open source. Other options are HomeBank, MoneyManager Ex, Actual Budget and You Need A Budget. There's no shortage of Personal Finance Tools like Monarch, with more than 100 alternatives for the web, iPhone, Android, iPad and Windows.

filter to find the best alternatives

Most Monarch alternatives are Personal Finance Tools, but you can also narrow the list to Budget Managers or Subscription Trackers. Another popular filter is Open Source. You can also filter for EU-based alternatives if you prefer software from the European Union.
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Alternatives
Monarch alternatives page was last updated

Alternatives list

  1. Voice Sheet is the fastest way to log information to Google Sheets from your phone. Voice Sheet lets you capture data using natural voice commands or simple entry forms.

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • Android
    • iPhone
    • iPad
    • Android Tablet
    Good alternative?
     
  2. BankFolio icon
     Like

    BankFolio is an automated financial and budgeting tool, created to make finances quick and easy.

    BankFolio shows you all your accounts and transactions, helps you keep track of subscriptions, provides you with spending analysis, and much more!

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • iPhone
    • iPad
    Good alternative?
     
  3. SubKept icon
     Like

    Subscription tracker that catches free trials before they charge, spots silent price hikes, and shows every recurring bill in one dashboard. No bank linking.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    • Software as a Service (SaaS)
    Good alternative?
     
  4. Penno icon
     Like

    Track your budget, subscriptions and debts 100% offline. No bank linking, no monthly fee, no ads — pay once and your finances never leave your device.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • iPhone
    • iPad
    Good alternative?
     
  5. Trill icon
     Like

    Trill takes care of cancelling subscriptions, lowering bills and keeping you up to date if unexpected charges happen. Available in Europe. Works in UK 🇬🇧.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • iPhone
    Good alternative?
     
  6. Meet Gravity, the simplest way to cancel subscriptions, manage subscriptions, and take back control of your money.

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • iPhone
    • iPad
    Good alternative?
     
  7. Everplan is the all-in-one personal finance manager app designed to help you take control of your money with ease. Whether you're tracking expenses, managing subscriptions, or organizing your finances, Everplan gives you a seamless way to stay on top of everything.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
    Good alternative?
     
  8. BeanDesk icon
     Like

    A lightweight, cross-platform desktop workbench for Beancount & Fava built with Tauri 2.

    Cost / License

    Platforms

    • Mac
    • Windows
    • Linux
    Good alternative?
     
  9. View and organize your personal finances while keeping your data safe; Moneyhawk is a cloudless desktop app that doesn't require your bank account logins.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Mac
    Good alternative?
     
  10. Assetli icon
     Like

    Assetli is a modern personal finance and asset management platform designed to give you a complete overview of your financial life in one place.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    • Software as a Service (SaaS)
    Good alternative?
     
  11. CashFlowCast is a free personal finance app that shows your exact checking balance up to 5 years into the future based on your real bills and income. No bank login required — just enter your bills, paychecks, and current balance once and instantly see what's coming.

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • Online
    Good alternative?
     
  12. Accounts icon
     Like

    An app for balancing checkbook kind of like Quicken.

    Accounts is an easy to use application to replace your paper checkbook. With the Accounts application, you will have a quicker and more convenient way to track your daily finances. You can schedule transactions, transfer funds.

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • iPhone
    • iPad
    Good alternative?
     
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