Monarch AlternativesBudget Managers & Personal Finance Tools like Monarch

Monarch is described as 'The modern way to manage your money. Monarch makes it easy to track all of your accounts, optimize your spending, analyze your investments, and create a financial plan to achieve your goals' and is a Budget Manager in the business & commerce category. There are more than 100 alternatives to Monarch for a variety of platforms, including Android, iPhone, Mac, Web-based and Windows apps. The best Monarch alternative is GnuCash, which is both free and Open Source. Other great apps like Monarch are HomeBank, Money Manager Ex, Recurring Expense Tracker and MoneyTool.

Monarch iconMonarch
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The modern way to manage your money. Monarch makes it easy to track all of your accounts, optimize your spending, analyze...

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Monarch alternatives page was last updated Apr 28, 2025
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  1. GnuCash icon

    GnuCash

     388 likes
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    GnuCash is a versatile financial-accounting software designed for both personal and small-business use. With features like double-entry, scheduled transactions, and multi-currency support, it operates across various platforms, including Windows, Mac, and Linux, ensuring accuracy through professional principles.

    281 GnuCash alternatives

    License model

    • Free • Open Source

    Application types

    Country of Origin

    • US flagUnited States

    Platforms

    • Mac
    • Windows
    • Linux
    • BSD
    • PortableApps.com
    Account Tree Display

    Properties

    1.  Privacy focused

    Features

    1.  Online Banking
    2.  Bookkeeping
    3.  Account hierarchy
    4.  Double Entry Accounting
    5.  Ad-free
    6.  Works Offline
    7.  Recurring Billing
    8.  Portable
    9.  Import CSV Data
    10.  No registration required
    11.  Bank Reconciliation
    12.  Money Tracking

    GnuCash VS Monarch

     

    • GnuCash is the most popular Windows, Mac & Linux alternative to Monarch.

    • GnuCash is the most popular Open Source & free alternative to Monarch.

    • GnuCash is Free and Open SourceMonarch is Paid and Proprietary
    • GnuCash is Privacy focusedMonarch is not according to our users
  2. HomeBank icon

    HomeBank

     137 likes
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    HomeBank is a free software. Use it to manage your personal accounts. It is designed to easy to use. Analyse your finances in detail using powerful filtering tools and graphs.

    256 HomeBank alternatives

    License model

    • Free • Open Source

    Application types

    Country of Origin

    • BE flagBelgium
    • European Union flagEU

    Platforms

    • Mac
    • Windows
    • Linux
    • Symbian S60
    • BSD
    HomeBank screenshot 1

    Top HomeBank Features

    1.  Money Tracking
    2.  Multiple Account support
    3.  Dark Mode
    4.  No registration required
    5.  Portable
    6.  Ad-free
    7.  Works Offline
    8.  Import CSV Data
    9.  Recurring Billing
    10.  Currency Conversion
    11.  Bank integration
    12.  Support for multiple currencies

    HomeBank VS Monarch

     
  4. Money Manager Ex icon

    Money Manager Ex

     86 likes
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    Money Manager Ex is a free, open-source, cross-platform, easy-to-use personal finance software. It primarily helps organize one's finances and keeps track of where, when and how the money goes. It is also a great tool to get a bird's eye view of your financial worth.

    249 Money Manager Ex alternatives

    License model

    • Free • Open Source

    Application types

    Country of Origin

    • International

    Platforms

    • Mac
    • Windows
    • Linux
    • PortableApps.com
    • Android
    • F-Droid
    Money Manager Ex screenshot 1

    Money Manager Ex Features

    1. Dropbox icon  Dropbox integration
    2.  Recurring Billing
    3.  Portable
    4. Google Drive icon  Google Drive integration
    5.  Import CSV Data
    6.  Multiple languages
    7.  Portfolio Analytics

    Money Manager Ex VS Monarch

     

    • Money Manager Ex is the most popular Android alternative to Monarch.

    • Money Manager Ex is Free and Open SourceMonarch is Paid and Proprietary
  5. Ad
    Screenshot
    Quicken Simplifi icon
    Quicken Simplifi

    Simplifi by Quicken is a comprehensive personal finance app to manage budgets, track spending, set goals, monitor investments, and plan retirement. Users can connect accounts for real-time tracking, customize budgets, receive ale...

    https://www.quicken.com
    Learn More
  6. Recurring Expense Tracker icon

    Recurring Expense Tracker

     12 likes
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    Recurring Expense Tracker is a Material You recurring expense tracker, allowing you to keep track of your monthly spending. As its name suggests, it focuses on reccurring expenses such as rent, insurances, subscriptions etc.

    License model

    • Free • Open Source

    Application types

    Country of Origin

    • International

    Platforms

    • Android
    • F-Droid
    Recurring Expense Tracker screenshot 1
    Recurring Expense Tracker screenshot 2
    Recurring Expense Tracker screenshot 3

    Properties

    1.  Privacy focused

    Features

    1.  Works Offline
    2.  No Tracking
    3.  No registration required
    4.  Support for multiple currencies
    5.  Dark Mode
    6.  Ad-free
    7.  Recurring Billing
    8.  Data export/import
    9.  Expense Tracking
    10.  Money Tracking
    11.  Material design

    Recurring Expense Tracker VS Monarch

     
  7. MoneyTool icon

    MoneyTool

     7 likes
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    Meet MoneyTool — the money tool that puts you in control. Track your spending, savings, assets, and debts effortlessly.

    License model

    • Freemium • Proprietary

    Application types

    Platforms

    • iPhone
    • iPad
    • Android
    • Android Tablet
    MoneyTool screenshot 1
    MoneyTool screenshot 2
    MoneyTool screenshot 3

    Properties

    1.  Privacy focused

    Features

    1.  Ad-free
    2.  Dark Mode
    3.  Bank integration
    4.  Works Offline
    5.  Support for multiple currencies
    6.  No registration required
    7.  No Tracking

    MoneyTool VS Monarch

     

    • MoneyTool is the most popular iPhone, iPad & Android Tablet alternative to Monarch.

    • MoneyTool is Freemium and ProprietaryMonarch is Paid and Proprietary
    • MoneyTool is Privacy focusedMonarch is not according to our users
  8. You Need A Budget icon

    You Need A Budget

     120 likes
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    Gain Total Control of Your Money.

    271 You Need A Budget alternatives

    License model

    Application types

    Country of Origin

    • US flagUnited States

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • Apple Watch
    • Kindle Fire
    • Amazon Alexa
    • CrossOver
    You Need A Budget screenshot 1

    You Need A Budget Features

    1.  Bank integration
    2.  Zero-based budgeting
    3.  Ad-free
    4.  Dark Mode
    5.  Cloud Sync
    6.  Money Tracking
    7.  Expense Tracking
    8.  Scheduling

    You Need A Budget VS Monarch

     

    • You Need A Budget is the most popular Web-based alternative to Monarch.

    • You Need A Budget is the most popular commercial alternative to Monarch.

    • You Need A Budget is Paid and ProprietaryMonarch is also Paid and Proprietary
  10. Actual Budget icon

    Actual Budget

     23 likes
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    Actual is an personal finance tracker with a powerful budgeting system. Only budget money that you have and see exactly how much you're saving each month. Track all your accounts in one place.

    84 Actual Budget alternatives

    License model

    • Free • Open Source

    Application types

    Country of Origin

    • US flagUnited States

    Platforms

    • Self-Hosted
    • Windows
    • Mac
    • Linux
    Actual Budget screenshot 1

    Properties

    1.  Privacy focused

    Features

    1.  Zero-based budgeting
    2.  Works Offline
    3.  Bank integration
    4.  Ad-free
    5.  Support for multiple currencies
    6.  No registration required
    7.  End-to-End Encryption
    8.  Dark Mode
    9.  Recurring Billing
    10.  User experience

    Actual Budget VS Monarch

     

    • Actual Budget is the most popular Self-Hosted alternative to Monarch.

    • Actual Budget is Free and Open SourceMonarch is Paid and Proprietary
    • Actual Budget is Privacy focusedMonarch is not according to our users
  11. Firefly III icon

    Firefly III

     33 likes
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    "Firefly III" is a (self-hosted) manager for your personal finances. It can help you keep track of your expenses and income, so you can spend less and save more. Firefly III supports the use of budgets, categories and tags.

    145 Firefly III alternatives

    License model

    • Free • Open Source

    Application types

    Country of Origin

    • International

    Platforms

    • Self-Hosted
    • Cloudron
    Firefly III screenshot 1

    Properties

    1.  Privacy focused

    Features

    1.  Financial reporting
    2.  Ad-free
    3.  Multiple Account support
    4.  Cash Flow Analysis
    5.  Support for multiple currencies
    6.  Recurring Billing
    7.  Bank integration
    8.  Dark Mode
    9.  Import CSV Data

    Firefly III VS Monarch

     
  12. MoneyWallet icon

    MoneyWallet

     20 likes
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    MoneyWallet is an Android application that let you track your expenses. You can organize your data using custom categories, events, places and people tags. The best alternative to others apps, free and open source.

    License model

    • Free • Open Source

    Application types

    Country of Origin

    • International

    Platforms

    • Android
    • F-Droid
    MoneyWallet screenshot 1
    MoneyWallet screenshot 2
    MoneyWallet screenshot 3
    Discontinued

    The last update is from 2021. According to a pull on GitHub, the project creator has no time to develop this app. Source : https://github.com/AndreAle94/moneywallet/issues/259

    Properties

    1.  Privacy focused

    Features

    1.  Currency Conversion
    2.  Works Offline
    3.  Ad-free
    4.  Import CSV Data
    5.  Categories
    6.  Double Entry Accounting

    MoneyWallet VS Monarch

     
  13. GreenStash icon

    GreenStash

     11 likes
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    GreenStash is a simple FOSS android app to help you plan and manage your savings goals easily and establish the habit of saving money.

    License model

    • Free • Open Source

    Application types

    Country of Origin

    • International

    Platforms

    • Android
    • Android Tablet
    • F-Droid
    GreenStash screenshot 1
    GreenStash screenshot 2
    GreenStash screenshot 3

    Properties

    1.  Privacy focused

    Features

    1.  Ad-free
    2.  Goal Tracking
    3.  Works Offline
    4.  Dark Mode
    5.  No registration required
    6.  Expense Tracking

    GreenStash VS Monarch

     
  14. Paisa - Personal Finance Manager icon

    Paisa - Personal Finance Manager

     10 likes
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    Paisa is a Personal finance manager. It builds on top of the Ledger double entry accounting tool.

    License model

    • Free • Open Source

    Application types

    Country of Origin

    • IN flagIndia

    Platforms

    • Mac
    • Windows
    • Linux
    • Self-Hosted
    Paisa - Personal Finance Manager screenshot 1

    Properties

    1.  Privacy focused

    Features

    1.  Ad-free
    2.  Support for multiple currencies
    3.  Goal Tracking
    4.  Dark Mode
    5.  Cash Flow Analysis
    6.  Works Offline

    Paisa - Personal Finance Manager VS Monarch

     
  15. Fingrom icon

    Fingrom

     7 likes
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    The goal of the solution is to create an application that is intuitive, efficient, and inclusive; to manage personal finances while ensuring that no one is left behind.

    87 Fingrom alternatives

    License model

    • Free • Open Source

    Application types

    Country of Origin

    • PL flagPoland
    • European Union flagEU

    Platforms

    • Mac
    • Windows
    • Linux
    • Online
    • Android
    • iPhone
    • Android Tablet
    • HUAWEI AppGallery
    • iPad
    • Self-Hosted
    • AppImageHub
    • Flathub
    • Samsung Galaxy Store
    Fingrom screenshot 1

    Properties

    1.  Privacy focused

    Features

    1.  Ad-free
    2.  Support for multiple currencies
    3.  Cash Flow Analysis
    4.  Works Offline
    5.  Dark Mode
    6.  Currency Conversion
    7.  No Coding Required
    8.  Import CSV Data
    9.  No registration required
    10.  Goal Tracking
    11.  Portable
    12.  End-to-End Encryption

    Fingrom VS Monarch

     
12 of 272 Monarch alternatives