Apps similar to Monarch include GnuCash, which is free and open source. Other options are HomeBank, MoneyManager Ex, Actual Budget and You Need A Budget. There's no shortage of Personal Finance Tools like Monarch, with more than 100 alternatives for the web, iPhone, Android, iPad and Windows.
GnuCash is a versatile financial-accounting software designed for both personal and small-business use. With features like double-entry, scheduled transactions, and multi-currency support, it operates across various platforms, including Windows, Mac, and Linux, ensuring accuracy through professional principles.
United States
Open-source accounting software for personal finance and budgeting, featuring multi-platform compatibility, comprehensive analysis tools, recurring transactions, detailed reports, and support for multiple languages and export formats.
Belgium
EU
MoneyManager Ex is a free, open-source, cross-platform, easy-to-use personal finance software. It primarily helps organize one's finances and keeps track of where, when and how the money goes. It is also a great tool to get a bird's eye view of your financial worth.
Actual is an personal finance tracker with a powerful budgeting system. Only budget money that you have and see exactly how much you're saving each month. Track all your accounts in one place.
United States
Comprehensive zero-based budgeting platform offering structured spending allocation, real-time financial syncing, goal setting, debt reduction tools, partner collaboration, interactive financial reports, multi-device access, strong data security, and live personal support.
United States
Tracks every subscription and recurring bill in one place, with renewals on a calendar, reminders, widgets, multi-currency totals, price history logging, detailed monthly and yearly spend analysis, usage-based cancellation suggestions, privacy-first local syncing, CSV and plain English imports.
Paisa is a Personal finance manager. It builds on top of the Ledger double entry accounting tool.
India
Meet MoneyTool — the money tool that puts you in control. Track your spending, savings, assets, and debts effortlessly.
"Firefly III" is a (self-hosted) manager for your personal finances. It can help you keep track of your expenses and income, so you can spend less and save more. Firefly III supports the use of budgets, categories and tags.
Plan and track personal finances by managing multiple accounts in various currencies, scheduling recurring transactions and future events, and visualizing balance and budget trends over upcoming months for greater insight into your financial situation.
Armenia
KMyMoney is a cross-platform personal finance manager built on KDE frameworks technologies for your desktop and notebook environment. It enables users to keep careful track of their personal finances by providing a broad array of financial features and tools.
GermanyEU
It automatically tracks your accounts and helps you navigate your finances throughout the month.
United States
