Apps similar to MoneyTool include GnuCash, which is free and open source. Other options are Sure, Spliit, HomeBank and Actual Budget. Personal Finance Tools like MoneyTool are a crowded field, with more than 100 alternatives for the web, Android, iPhone, iPad and Windows.
GnuCash is a versatile financial-accounting software designed for both personal and small-business use. With features like double-entry, scheduled transactions, and multi-currency support, it operates across various platforms, including Windows, Mac, and Linux, ensuring accuracy through professional principles.
United States
Open-source personal finance solution supporting links to over 10,000 institutions, manual and CSV account input, detailed transaction management, advanced budgeting tools, secure encryption, customizable categories, visual summaries, and self-hosting privacy options.
United States
Canada
Open-source accounting software for personal finance and budgeting, featuring multi-platform compatibility, comprehensive analysis tools, recurring transactions, detailed reports, and support for multiple languages and export formats.
Belgium
EU
Actual is an personal finance tracker with a powerful budgeting system. Only budget money that you have and see exactly how much you're saving each month. Track all your accounts in one place.
United States
MoneyManager Ex is a free, open-source, cross-platform, easy-to-use personal finance software. It primarily helps organize one's finances and keeps track of where, when and how the money goes. It is also a great tool to get a bird's eye view of your financial worth.
Dime is a beautiful expense tracker built with iOS design guidelines in mind.
Singapore
Splitwise is a tool for friends and roommates to track bills and other shared expenses, so that everyone gets paid back. On the web, iPhone, and Android!
Terminal-based personal finance manager with automatic Plaid sync, CSV import, full keyboard navigation, customizable rules, asset tracking, tagging, multi-range analysis, dashboard views, trends, delta mode, AI integration, API, and local backups.
A free and open-source personal finance tracker app built with love. Flow offers full control over you data, and works fully offline*.
Mongolia
Comprehensive zero-based budgeting platform offering structured spending allocation, real-time financial syncing, goal setting, debt reduction tools, partner collaboration, interactive financial reports, multi-device access, strong data security, and live personal support.
United States
Enables couples to split expenses proportionally by income, provides private dashboards for individual tracking, offers a joint overview, instantly syncs updates between partners, preserves privacy, and is affordably priced with a free trial for modern relationships.
