Fungible

A terminal UI for personal finance. Syncs transactions from Plaid, imports CSVs, and lets you categorize, search, tag, and analyze spending — all from the keyboard.

Features:

• Plaid sync — connect bank accounts and pull transactions automatically; 15-min debounce with force-sync option
• CSV import — import statement exports from any bank with flexible column mapping
• Manual assets — track a house, car, or other asset by name and value
• Category rules — substring and regex rules that auto-categorize transactions, with optional amount filters
• Name rules — rename how transactions display, with optional amount filters
• Spending flexibility — tag categories as fixed / flexible / discretionary; view breakdown on Dashboard
• Manual edits — pin a category or display name to a specific transaction; survives re-syncs
• Ignore — soft-hide transactions from totals (transfers, reimbursements, etc.)
• Hidden categories — exclude categories like Transfer from all totals and charts
• Tags — label transactions across accounts (trips, projects, events) and view summaries by tag
• Net worth — balance history with asset/liability breakdown; view by account or by type; scroll by week, month, quarter, or year
• Financial health — cash and liquid runway, FIRE number and progress, years to retirement with adjustable assumptions
• Dedup review — review and remove CSV transactions that duplicate Plaid imports
• Time ranges — view Dashboard by week, month, quarter, year, or all time
• Trends — bar charts for expenses, income, net, or any category; per-range aggregation (week / month / quarter / year)
• Delta mode — toggle on Dashboard to see per-category spending deltas vs prior period, same period last year, and 12-month rolling average; heat-map coloring by deviation
• Regex search — / on Dashboard or Transactions filters by name using a regular expression; search is shared when navigating between Dashboard, Transactions, and Trends
• MCP server — Claude can read and manage your finances via the Model Context Protocol
• HTTP API — REST-style API server for scripting and automation
• Daily backups — database is backed up to ~/.fungible/backups/ on startup once per day; keeps the last 7 backups by default, configurable via FUNGIBLE_BACKUP_DAYS