Aviary by Sukrit Saha

Aviary is an envelope budgeting app for people who want to know where their money goes without handing over their bank login.

You give every rupee or dollar a job on payday, then log spends as they happen. Aviary learns your routine and nudges you at the moments you usually spend, so logging takes one tap. Fell behind? Type "uber 12, lunch 15" and both are logged, or upload payment screenshots or a bank statement and tick what to keep.

Features:

• Envelope (zero-based) budgeting with Ready to Assign and moving money between envelopes
• One-tap logging with habit-based nudges, natural-language entry and bill scanning
• Catch up from UPI screenshots (GPay, PhonePe, Paytm) or a CSV, Excel or PDF statement
• Recurring expenses and subscriptions, with renewal warnings
• Shared budgets for couples and flatmates, up to 6 people on one plan
• Ask Aviary: chat with your budget, e.g. "how does this month compare to last?"
• Expense Wrapped: a yearly recap of your spending
• Switching apps? Import your history from YNAB, Goodbudget, Money Manager, Monefy, Wallet, Spendee or axio in one upload
• No bank linking, no SMS access, no ads. Export or delete everything any time.

Free for 30 days with no card. Then ₹199/month or ₹1,999/year in India, $4.99/month or $49.99/year elsewhere. Android and web; iOS is on the waitlist. The mobile app is open source.