Zenance

Zenance is a minimalist, privacy-first personal finance Progressive Web App (PWA) designed for developers and minimalists who demand absolute data ownership and clean craft aesthetics.

Tired of commercial finance apps loaded with splash ads, predatory loans, subscription paywalls, and centralized cloud tracking, Zenance is engineered to return data sovereignty entirely to the user.

Key Features:

• Tool-First Minimalist Aesthetic: High-contrast monochrome design inspired by Vercel and Linear, with monospace numbers and instant-pop interactions. The software steps back so your true financial picture stands out.
• 100% Local-First & Zero Telemetry: All transactions and accounts live in your browser's IndexedDB (Dexie.js). Zero backend servers, zero trackers, and fully functional offline.
• Zero-Knowledge AES-GCM E2EE: Bi-directional synchronization powered by personal Dropbox API and the standard Web Crypto API. Data is client-side encrypted before ever leaving your browser.
• Dedicated Contacts & Bill Splitting: Decouple everyday cash flow from interpersonal accounts. Track receivables (who owes you), payables (who you owe), and net balances at a glance, making group bill-splitting painless.
• Multi-Currency & Seamless Backups: Multi-currency account scheduling, visual budget tracking, one-click standard JSON snapshots, and idle PIN security lock.
• Open Source: Fully open source under the AGPL-3.0 license.