You Need A Budget is described as 'Zero-based budgeting tool with real-time syncing, goal setting, partner collaboration, debt management, financial reports, and strong data security' and is a very popular Budget Manager in the business & commerce category. There are more than 100 alternatives to You Need A Budget for a variety of platforms, including Web-based, Android, iPhone, iPad and Windows apps. The best You Need A Budget alternative is Sure, which is both free and Open Source. Other great apps like You Need A Budget are Actual Budget, MoneyManager Ex, HomeBank and Dime: Budget & Expense Tracker.
Open-source personal finance solution supporting links to over 10,000 institutions, manual and CSV account input, detailed transaction management, advanced budgeting tools, secure encryption, customizable categories, visual summaries, and self-hosting privacy options.
Actual is an personal finance tracker with a powerful budgeting system. Only budget money that you have and see exactly how much you're saving each month. Track all your accounts in one place.
This is an envelope-based budgeting software similar to YNAB. The program is pretty snappy and quick (vs. YNAB's web software that I find runs very slowly on my laptop). It's only 4 USD a month which is much cheaper.
MoneyManager Ex is a free, open-source, cross-platform, easy-to-use personal finance software. It primarily helps organize one's finances and keeps track of where, when and how the money goes. It is also a great tool to get a bird's eye view of your financial worth.
Open-source accounting software for personal finance and budgeting, featuring multi-platform compatibility, comprehensive analysis tools, recurring transactions, detailed reports, and support for multiple languages and export formats.
It is not envelop based, which is the main feature of YNAB, Also no syncing to other devices, and they don't have a mobile application - which is a must for tracking expenses.
Dime is a beautiful expense tracker built with iOS design guidelines in mind.
Recurring Expense Tracker is a Material You recurring expense tracker, allowing you to keep track of your monthly spending. As its name suggests, it focuses on reccurring expenses such as rent, insurances, subscriptions etc.
Unofficial Android App for Firefly III, a free and open source personal finance manager.
A free and open-source personal finance tracker app built with love. Flow offers full control over you data, and works fully offline*.
Terminal-based personal finance manager with automatic Plaid sync, CSV import, full keyboard navigation, customizable rules, asset tracking, tagging, multi-range analysis, dashboard views, trends, delta mode, AI integration, API, and local backups.
"Firefly III" is a (self-hosted) manager for your personal finances. It can help you keep track of your expenses and income, so you can spend less and save more. Firefly III supports the use of budgets, categories and tags.
KMyMoney is a cross-platform personal finance manager built on KDE frameworks technologies for your desktop and notebook environment. It enables users to keep careful track of their personal finances by providing a broad array of financial features and tools.
KMyMoney seems to have many fonctionnalities. But to budget with it is much too complicated. You don't have in a glance the basic balance information to compare your spendings vs your earnings. Same thing to see the distribution of your spendings among categories. I used it for a long time, but I don't regret to be passed to YNAB, even if I have to pay (since I have a return on investment).
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It is open source, hence provides better privacy guarantees.