Actual Budget AlternativesBudget Managers & Personal Finance Tools like Actual Budget

Actual Budget is described as 'Actual is an personal finance tracker with a powerful budgeting system. Only budget money that you have and see exactly how much you're saving each month. Track all your accounts in one place' and is a Budget Manager in the business & commerce category. There are more than 50 alternatives to Actual Budget for a variety of platforms, including Android, Mac, Windows, Linux and iPhone apps. The best Actual Budget alternative is GnuCash, which is both free and Open Source. Other great apps like Actual Budget are HomeBank, Money Manager Ex, Waterfly III and You Need A Budget.

filter to find the best alternatives

Actual Budget alternatives are mainly Budget Managers but may also be Personal Finance Tools or Invoicing Software.  Filter by these or use the filter bar below if you want a narrower list of alternatives or looking for a specific functionality of Actual Budget.
  • ...

Actual is an personal finance tracker with a powerful budgeting system. Only budget money that you have and see exactly how much you're saving each month. Track all your accounts in one place.

More about Actual Budget
Actual Budget alternatives page was last updated Jan 20, 2025
  1. GnuCash icon
     388 likes

    GnuCash is personal and small-business financial-accounting software, freely licensed under the GNU GPL and available for GNU/Linux, BSD, Solaris, Mac OS X and Microsoft Windows.

    282 GnuCash alternatives
    GnuCash screenshot 1

    License model

    • FreeOpen Source

    Platforms

    • Mac
    • Windows
    • Linux
    • BSD
    • PortableApps.com

    Properties

    1.  Privacy focused

    Features

    1.  Online Banking
    2.  Bookkeeping
    3.  Account hierarchy
    4.  Double Entry Accounting
    5.  Ad-free
    6.  Works Offline
    7.  Recurring Billing
    8.  Portable
    9.  Import CSV Data
    10.  No registration required
    11.  Bank Reconciliation
    12.  Money Tracking
    GnuCash iconActual Budget Icon

    GnuCash VS Actual Budget

    Is GnuCash a good alternative to Actual Budget?
     
    • GnuCash is the most popular Windows, Mac & Linux alternative to Actual Budget.

    • GnuCash is the most popular Open Source & free alternative to Actual Budget.

    • GnuCash is Free and Open SourceActual Budget is also Free and Open Source
    • GnuCash is Privacy focusedActual Budget is not according to our users
  2. HomeBank icon
     135 likes

    HomeBank is a free software. Use it to manage your personal accounts. It is designed to easy to use. Analyse your finances in detail using powerful filtering tools and graphs.

    251 HomeBank alternatives
    HomeBank screenshot 1

    License model

    • FreeOpen Source

    Platforms

    • Mac
    • Windows
    • Linux
    • Symbian S60
    • BSD

    Top HomeBank Features

    1.  Multiple Account support
    2.  Money Tracking
    3.  Dark Mode
    4.  No registration required
    5.  Portable
    6.  Ad-free
    7.  Works Offline
    8.  Import CSV Data
    9.  Recurring Billing
    10.  Currency Conversion
    11.  Bank integration
    12.  Support for multiple currencies
    HomeBank iconActual Budget Icon

    HomeBank VS Actual Budget

    Is HomeBank a good alternative to Actual Budget?
     
  3. Money Manager Ex icon
     84 likes

    Money Manager Ex is a free, open-source, cross-platform, easy-to-use personal finance software. It primarily helps organize one's finances and keeps track of where, when and how the money goes. It is also a great tool to get a bird's eye view of your financial worth.

    242 Money Manager Ex alternatives
    Money Manager Ex screenshot 1

    License model

    • FreeOpen Source

    Platforms

    • Mac
    • Windows
    • Linux
    • PortableApps.com
    • Android
    • F-Droid

    Money Manager Ex Features

    1. Dropbox icon  Dropbox integration
    2.  Recurring Billing
    3.  Portable
    4. Google Drive icon  Google Drive integration
    5.  Import CSV Data
    6.  Multiple languages
    7.  Portfolio Analytics
    Money Manager Ex iconActual Budget Icon

    Money Manager Ex VS Actual Budget

    Is Money Manager Ex a good alternative to Actual Budget?
     
    • Money Manager Ex is the most popular Android alternative to Actual Budget.

    • Money Manager Ex is Free and Open SourceActual Budget is also Free and Open Source
  4. Waterfly III icon
     15 likes

    Unofficial Android App for Firefly III, a free and open source personal finance manager.

    48 Waterfly III alternatives
    Waterfly III screenshot 1
    Waterfly III screenshot 2
    +3
    Waterfly III screenshot 3

    License model

    • FreeOpen Source

    Platforms

    • Android
    • F-Droid

    Properties

    1.  Privacy focused

    Features

    1.  Ad-free
    2.  Bank integration
    3.  Dark Mode
    4.  Cash Flow Analysis
    5.  No registration required
    6.  Works Offline
    7.  Expense Tracking
    8.  Charts
    9.  Material design
    Waterfly III iconActual Budget Icon

    Waterfly III VS Actual Budget

    Is Waterfly III a good alternative to Actual Budget?
     
  5. You Need A Budget icon
     119 likes

    Gain Total Control of Your Money.

    264 You Need A Budget alternatives
    You Need A Budget screenshot 1

    License model

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • Apple Watch
    • Kindle Fire
    • Amazon Alexa
    • CrossOver

    You Need A Budget Features

    1.  Bank integration
    2.  Zero-based budgeting
    3.  Ad-free
    4.  Dark Mode
    5.  Cloud Sync
    6.  Money Tracking
    7.  Expense Tracking
    8.  Scheduling
    You Need A Budget iconActual Budget Icon

    You Need A Budget VS Actual Budget

    Is You Need A Budget a good alternative to Actual Budget?
     
    • You Need A Budget is the most popular Web-based, iPhone & Android Tablet alternative to Actual Budget.

    • You Need A Budget is the most popular commercial alternative to Actual Budget.

    • You Need A Budget is Paid and ProprietaryActual Budget is Free and Open Source
  6. Recurring Expense Tracker icon
     8 likes

    Recurring Expense Tracker is a Material You recurring expense tracker, allowing you to keep track of your monthly spending. As its name suggests, it focuses on reccurring expenses such as rent, insurances, subscriptions etc.

    110 Recurring Expense Tracker alternatives
    Recurring Expense Tracker screenshot 1
    Recurring Expense Tracker screenshot 2
    +2
    Recurring Expense Tracker screenshot 3

    License model

    • FreeOpen Source

    Platforms

    • Android
    • F-Droid

    Properties

    1.  Privacy focused

    Features

    1.  Works Offline
    2.  No Tracking
    3.  No registration required
    4.  Support for multiple currencies
    5.  Dark Mode
    6.  Ad-free
    7.  Recurring Billing
    8.  Data export/import
    9.  Expense Tracking
    10.  Money Tracking
    11.  Material design
    Recurring Expense Tracker iconActual Budget Icon

    Recurring Expense Tracker VS Actual Budget

    Is this a good alternative to Actual Budget?
     
  7. MoneyWallet icon
     19 likes

    MoneyWallet is an Android application that let you track your expenses. You can organize your data using custom categories, events, places and people tags. The best alternative to others apps, free and open source.

    281 MoneyWallet alternatives
    MoneyWallet screenshot 1
    MoneyWallet screenshot 2
    +3
    MoneyWallet screenshot 3

    License model

    • FreeOpen Source

    Platforms

    • Android
    • F-Droid

    Properties

    1.  Privacy focused

    Features

    1.  Currency Conversion
    2.  Works Offline
    3.  Ad-free
    4.  Import CSV Data
    5.  Categories
    6.  Double Entry Accounting
    Discontinued

    The last update is from 2021. According to a pull on GitHub, the project creator has no time to develop this app. Source : https://github.com/AndreAle94/moneywallet/issues/259

    MoneyWallet iconActual Budget Icon

    MoneyWallet VS Actual Budget

    Is MoneyWallet a good alternative to Actual Budget?
     
  8. Firefly III icon
     30 likes

    Financial manager, it can help you keep track of expenses, income, budgets and everything in between. It even supports credit cards, shared household accounts and savings accounts.

    139 Firefly III alternatives
    Firefly III screenshot 1

    License model

    • FreeOpen Source

    Platforms

    • Self-Hosted
    • Cloudron

    Properties

    1.  Privacy focused

    Features

    1.  Financial reporting
    2.  Ad-free
    3.  Multiple Account support
    4.  Cash Flow Analysis
    5.  Support for multiple currencies
    6.  Recurring Billing
    7.  Bank integration
    8.  Dark Mode
    9.  Import CSV Data
    Firefly III iconActual Budget Icon

    Firefly III VS Actual Budget

    Is Firefly III a good alternative to Actual Budget?
     
    • Firefly III is the most popular Self-Hosted alternative to Actual Budget.

    • Firefly III is Free and Open SourceActual Budget is also Free and Open Source
    • Firefly III is Privacy focusedActual Budget is not according to our users
  9. Paisa - Personal Finance Manager icon
     9 likes

    Paisa is a Personal finance manager. It builds on top of the Ledger double entry accounting tool.

    66 Paisa - Personal Finance Manager alternatives
    Paisa - Personal Finance Manager screenshot 1

    License model

    • FreeOpen Source

    Platforms

    • Mac
    • Windows
    • Linux
    • Self-Hosted

    Properties

    1.  Privacy focused

    Features

    1.  Ad-free
    2.  Support for multiple currencies
    3.  Goal Tracking
    4.  Dark Mode
    5.  Cash Flow Analysis
    6.  Works Offline
    Paisa - Personal Finance Manager iconActual Budget Icon

    Paisa - Personal Finance Manager VS Actual Budget

    Is this a good alternative to Actual Budget?
     
  10. GreenStash icon
     9 likes

    GreenStash is a simple FOSS android app to help you plan and manage your savings goals easily and establish the habit of saving money.

    105 GreenStash alternatives
    GreenStash screenshot 1
    GreenStash screenshot 2
    +3
    GreenStash screenshot 3

    License model

    • FreeOpen Source

    Platforms

    • Android
    • Android Tablet
    • F-Droid

    Properties

    1.  Privacy focused

    Features

    1.  Ad-free
    2.  Goal Tracking
    3.  Works Offline
    4.  Dark Mode
    5.  No registration required
    6.  Expense Tracking
    GreenStash iconActual Budget Icon

    GreenStash VS Actual Budget

    Is GreenStash a good alternative to Actual Budget?
     
  11. Fingrom icon
     6 likes

    The goal of the solution is to create an application that is intuitive, efficient, and inclusive; to manage personal finances while ensuring that no one is left behind.

    82 Fingrom alternatives
    Fingrom screenshot 1

    License model

    • FreeOpen Source

    Platforms

    • Mac
    • Windows
    • Linux
    • Online
    • Android
    • iPhone
    • Android Tablet
    • HUAWEI AppGallery
    • iPad
    • AppImageHub
    • Flathub
    • Samsung Galaxy Store
    • Self-Hosted

    Properties

    1.  Privacy focused

    Features

    1.  Ad-free
    2.  Support for multiple currencies
    3.  Cash Flow Analysis
    4.  Works Offline
    5.  Dark Mode
    6.  Currency Conversion
    7.  No Coding Required
    8.  Import CSV Data
    9.  No registration required
    10.  Goal Tracking
    11.  Portable
    12.  End-to-End Encryption
    Fingrom iconActual Budget Icon

    Fingrom VS Actual Budget

    Is Fingrom a good alternative to Actual Budget?
     
    • Fingrom is the most popular iPad alternative to Actual Budget.

    • Fingrom is Free and Open SourceActual Budget is also Free and Open Source
    • Fingrom is Privacy focusedActual Budget is not according to our users
  12. Oinkoin icon
     6 likes

    Oinkoin Money Manager makes managing personal finances easy and secure. It is light and easy to use. You need just few taps to keep track of your expenses. Simplicity and Security are our two main drivers: Oinkoin is an offline and ad-free app.

    67 Oinkoin alternatives
    Oinkoin screenshot 1
    Oinkoin screenshot 2
    +1
    Oinkoin screenshot 3

    License model

    • FreemiumOpen Source

    Platforms

    • Android
    • F-Droid

    Properties

    1.  Privacy focused

    Features

    1.  Dark Mode
    2.  Works Offline
    Oinkoin iconActual Budget Icon

    Oinkoin VS Actual Budget

    Is Oinkoin a good alternative to Actual Budget?
     
12 of 80 Actual Budget alternatives