Monarch Alternatives

Apps similar to Monarch include GnuCash, which is free and open source. Other options are HomeBank, MoneyManager Ex, Actual Budget and You Need A Budget. There's no shortage of Personal Finance Tools like Monarch, with more than 100 alternatives for the web, iPhone, Android, iPad and Windows.

filter to find the best alternatives

Most Monarch alternatives are Personal Finance Tools, but you can also narrow the list to Budget Managers or Subscription Trackers. Another popular filter is Open Source. You can also filter for EU-based alternatives if you prefer software from the European Union.
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Alternatives
Monarch alternatives page was last updated

Alternatives list

  1. Piggy Banker is the simplest way to track your finances. Link all of your financial accounts and customize widgets using your live data. If you want to nerd out even more you can integrate directly with Notion or Google Sheets!

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    • Software as a Service (SaaS)
    Good alternative?
     
  2. SaveSub icon
     Like

    SaveSub is a subscription management tool that helps you take control of your recurring expenses. Most people are unknowingly paying for 3-5 subscriptions they completely forgot about.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    • Software as a Service (SaaS)
    Good alternative?
     
  3. Ask Linc icon
     1 like

    AI for personal finance you can trust. Zero tolerance for made-up math. See the data behind every answer.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Mac
    • Windows
    • Linux
    • Online
    • Google Chrome
    • Software as a Service (SaaS)
    • Mozilla Firefox
    Good alternative?
     
  4. A simple, easy to use Income and Expenses Report program for Windows® Computers. It supports unlimited projects, unlimited income records, unlimited expense records, unlimited categories, categories list, and easy to understand income report and expenses report.

    220 Simple Income & Expenses Report alternatives

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Windows
    Good alternative?
     
  5. Budget Fu icon
     Like

    Budget Fu aggregates all your financial accounts into a simple calendar view. Spending trends predicted by AI to make forecasting easier.

    163 Budget Fu alternatives

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Software as a Service (SaaS)
    Good alternative?
     
  6. A gamified budgeting app that grows with you - from tracking expenses to managing savings, loans, and multiple accounts. Fun, flexible, and real-life friendly.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    • Android Tablet
    • iPad
    Good alternative?
     
  7. GoHoardly icon
     Like

    Free budgeting app that starts your month on payday, not the 1st. Income is split into four buckets - daily spending, fixed bills, irregular extras with automatic carryover, and savings.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Online
    • Software as a Service (SaaS)
    Good alternative?
     
  8. mExpense icon
     Like

    mExpense is most user - friendly apps to managing and tracking your financial gain,expenses and budget simply and additionally keeping eye on your daily movement of case day by day and month by month.

    145 mExpense alternatives

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • iPhone
    • iPad
    Good alternative?
     
  9. Flan icon
     Like

    Plan future cash flow, net worth, debt, savings, and major life events through shared visual financial projections, scenarios, and timelines.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    • iPhone
    • iPad
    • US flagUnited States
    Flan screenshot 1
    Good alternative?
     
  10. EZer app icon
     1 like

    Privacy-first money manager that works 100% offline. Track spending, manage budgets, and save for goals. No login required. Bank-grade AES-256 encryption.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
    Good alternative?
     
  11. MoneySheets is a personal finance tool for people who are tired of personal finance tools. MS automatically syncs your banking data into your Google Sheets template with pre-created reports on a daily basis, so you can review your monthly spend vs budget or how quickly your...

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • Google Sheets
    • Online
    Good alternative?
     
  12.  1 like

    GoDBLedger is an Open Source Accounting System that aims to provide the user with normal programming goodies that finance systems tend to lack. It includes GRPC endpoints and a MySQL database backend so you can actually analyse your financial data.

    227 GoDBLedger alternatives

    Cost / License

    Platforms

    • Linux
    Good alternative?
     
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