ZenExpenses
Upload your bank statements and see exactly where your money goes. Automatic categorization, budgets, and subscription tracking, with no bank login required. This is best alternative to YNAB or Monarch Money.
Cost / License
- Freemium (Subscription)
- Proprietary
Application types
Platforms
- Online
Features
Properties
- Privacy focused
Features
- End-to-End Encryption
- Goal Tracking
- Cloud Sync
- Dark Mode
- Ad-free
- Support for multiple currencies
- Cash Flow Analysis
- Import CSV Data
- Bank integration
- Recurring transactions
- Expense Tracking
ZenExpenses News & Activities
Recent activities
- tochn added ZenExpenses
tochn added ZenExpenses as alternative to Sure, Actual Budget, HomeBank and MoneyManager Ex
ZenExpenses information
What is ZenExpenses?
ZenExpenses is a simple expense tracker and budgeting tool that works from your bank statements, not your bank login. Upload a CSV, Excel, or QuickBooks file and ZenExpenses automatically sorts your transactions into categories, so you can see where your money actually goes in a couple of minutes.
Set a monthly budget for each category and watch your progress as spending comes in, with a heads-up before you overshoot. Break broad categories into subcategories for the level of detail you want, and let ZenExpenses flag recurring charges and forgotten subscriptions so nothing slips through. A calendar heatmap paints your heavy spending days in colour, making patterns easy to spot at a glance.
Your data stays yours. There is no online-banking password to hand over and nothing syncing in the background. You upload only what you choose, and you can export everything to CSV or Excel at any time. ZenExpenses speaks your currency and comes in English and French, with locale-aware dates and number formats.




