Monarch Alternatives

Apps similar to Monarch include GnuCash, which is free and open source. Other options are HomeBank, MoneyManager Ex, Actual Budget and You Need A Budget. There's no shortage of Personal Finance Tools like Monarch, with more than 100 alternatives for the web, iPhone, Android, iPad and Windows.

filter to find the best alternatives

Most Monarch alternatives are Personal Finance Tools, but you can also narrow the list to Budget Managers or Subscription Trackers. Another popular filter is Open Source. You can also filter for EU-based alternatives if you prefer software from the European Union.
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Alternatives
Monarch alternatives page was last updated

Alternatives list

  1. Mvelopes icon
     2 likes

    Mvelopes offers a variety of money management tools including products that will allow you to keep better track of your personal budget, and give you more accessibility with online budget programs. There is a 10% off promo code of "10off" and they offer a 14 day trial.

    129 Mvelopes alternatives

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    • Android
    • iPhone
    Good alternative?
     
  2. Bazous icon
     Like

    Bazous answers the money questions that matter to a household before anyone thinks to ask them. From the balances, income and bills recorded in your account, it shows how much is available, what is due before the next payday, how low the balance will go and which payment is...

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
  3. Upload your bank statements and see exactly where your money goes. Automatic categorization, budgets, and subscription tracking, with no bank login required. This is best alternative to YNAB or Monarch Money.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
  4. WayStaq icon
     Like

    WayStaq is a spend tracker built for both everyday life and travel. Log your spending in any currency and see exactly what you've spent per day, category and country with a real-time budget dashboard, so there's no need to keep a spreadsheet or scribble receipts into a...

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Software as a Service (SaaS)
    Good alternative?
     
  5. Gimbla icon
     Like

    A complete accounting software can be difficult to manage. Gimbla means you only have a few things to understand to get your system up and running and that will take minimal time to maintain.

    110 Gimbla alternatives

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Online
    Good alternative?
     
  6. Fin Bodhi icon
     Like

    FinBodh is a personal finance app to track, understand and plan your finances while keeping your data local-first and end-to-end encrypted.

    53 Fin Bodhi alternatives

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
  7. LifeCounts icon
     1 like

    More than ever, consumers need a service that optimizes their financial data for better spending and savings management. With a simple, one-time setup, users can securely link and view all of their financial accounts in one location, even if their accounts are located at...

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
  8. FlyBudget icon
     Like

    FlyBudget is a free, open-source personal finance app for budgeting, tracking spending, managing accounts, and understanding your cash flow.

    Cost / License

    Application type

    Platforms

    • Windows
    • Mac
    • Linux
    • Self-Hosted
    • Docker
    Good alternative?
     
  9. Budgety icon
     Like

    Seamlessly connects to over 15,000 Canadian and US banks for automatic tracking of spending, investments, and net worth, offers goal tracking, AI-generated insights based on your financial activity, collaborative budgeting tools, budget alerts, and full data privacy.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    • Android Tablet
    • iPad
    Good alternative?
     
  10. Take control of your finances with WhizBudget, the ultimate expense tracker and budget planner. Easily manage spending, set financial goals, and save more money with this free, user-friendly app. Start your journey to financial freedom today!.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
  11. Fincend is a free expense tracker for iOS and Android with fast manual entry, budgets, and spending insights. No bank connection, no account required - your data stays on your device. Available in 7 languages.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • iPhone
    • iPad
    • Android
    Good alternative?
     
  12. A simple personal accounting app designed to make it easy to keep track of your income and expenses on your Android device.

    185 Simple Money Tracker alternatives

    Cost / License

    • Free
    • Open Source (MIT)

    Platforms

    • Android
    • F-Droid
    Good alternative?
     
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