Cost / License
- Free
- Proprietary
Application type
Platforms
- Android
Monarch Alternatives
Apps similar to Monarch include GnuCash, which is free and open source. Other options are HomeBank, MoneyManager Ex, Actual Budget and You Need A Budget. There's no shortage of Personal Finance Tools like Monarch, with more than 100 alternatives for the web, iPhone, Android, iPad and Windows.
filter to find the best alternatives
Most Monarch alternatives are Personal Finance Tools, but you can also narrow the list to Budget Managers or Subscription Trackers. Another popular filter is Open Source. You can also filter for EU-based alternatives if you prefer software from the European Union.
Alternatives list
70 Money Manager: Cash Calendar alternativesMoney Manager: Cash Calendar.
Cost / License
- Freemium
- Proprietary
Application type
Platforms
- iPhone
Create a budget that works for you, track your spending, build your net worth, and pay down debt all in one easy to use budgeting app.
Cost / License
- Freemium
- Proprietary
Application type
Platforms
- Mac
- Online
- Android
- iPhone
- Android Tablet
- iPad
Offers a scrollable timeline showing all transactions by date, supports multiple currencies including cryptocurrency, uses recurring templates to project cash flow, allows offline use with automatic sync, and works seamlessly across web, desktop, and iOS devices.
Cost / License
- Freemium
- Proprietary
Application typeApplication types
Platforms
- Mac
- Windows
- Linux
- Online
- Android
- iPhone
+1
Paycheck Planner is a budgeting app designed for various paycheck schedules - biweekly, weekly, or irregular.
Cost / License
- Freemium
- Proprietary
Application typeApplication types
Platforms
- Online
- Android
P
Stansoft Linux financial accounting software offers a complete accounting solution for every business. It utilizes PostgreSQL or an IBM Informix database, a relational database management system giving you a system that is simple, flexible, and productive.
Cost / License
- Free
- Proprietary
Platforms
- Linux
SimpleRMD is a trust-and-automation tool that eliminates the annual stress of calculating, tracking, and filing Required Minimum Distributions from IRA accounts. The free calculator uses official IRS life expectancy tables and works without an account.
Cost / License
- Freemium
- Proprietary
Platforms
- Software as a Service (SaaS)
- Online
A subscription tracker for iPhone and iPad with an on-device AI advisor that tells you what to cancel and possible savings— no bank login, no account, nothing leaves your phone.
Cost / License
- Freemium
- Proprietary
Application typeApplication types
Platforms
- iPhone
- iPad
Monavio brings all your finances together without connecting to your bank. Upload bank statements as PDFs or CSVs, and AI automatically extracts and categorizes every transaction.
Cost / License
- Paid
- Proprietary
Application typeApplication types
Platforms
- Online
- Software as a Service (SaaS)
Argentina
- 153 FinancialFate alternatives
Financial Fate is a new and revolutionary do-it-yourself software product that forecasts your individual or family’s future financial position as well as portrays the impact of your financial decisions.
Cost / License
- Free
- Proprietary
Application type
Platforms
- Windows
F 
Xpenses is a personal finance management app for iOS focused on simplicity, privacy, and long-term clarity.
Cost / License
- Freemium
- Proprietary
Application typeApplication types
Platforms
- iPhone
- iPad
Portugal
EU
Local-first desktop finance software for Windows, macOS, and Linux stores encrypted records on your computer. It unifies accounts and transactions, supports budgets, goals, reports, net-worth tracking, CSV/QFX/OFX imports, SimpleFIN sync, and optional local or cloud AI.
Cost / License
- Paid
- Proprietary
Application typeApplication types
Platforms
- Mac
- Windows
- Linux
United States
+4
