Actual Budget Alternatives

Apps similar to Actual Budget include GnuCash, which is free and open source. Other options are HomeBank, MoneyManager Ex, Fungible and You Need A Budget. You're spoiled for choice with Personal Finance Tools like Actual Budget: we list more than 100 alternatives for the web, Android, iPhone, iPad and Windows.

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Alternatives
Actual Budget alternatives page was last updated

Alternatives list

  1. FlyBudget icon
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    FlyBudget is a free, open-source personal finance app for budgeting, tracking spending, managing accounts, and understanding your cash flow.

    Cost / License

    Application type

    Platforms

    • Windows
    • Mac
    • Linux
    • Self-Hosted
    • Docker
    Good alternative?
     
  2. Zerosum is a zero-based budgeting app for people who want to plan their money, not just track it. You assign every dollar a purpose — rent, groceries, savings — until your "Ready to Budget" reaches zero.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
  3. Nudget icon
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    Finally. A budgeting app for the rest of us. A focus on speed & simplicity transform the daunting task of budgeting into a fun and insightful experience.

    224 Nudget alternatives

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • iPhone
    Good alternative?
     
  4. Pikash icon
     Like

    Offline budget tracker & money manager. Track expenses, debts, goals & bills.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
    Good alternative?
     
  5. GoHoardly icon
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    Free budgeting app that starts your month on payday, not the 1st. Income is split into four buckets - daily spending, fixed bills, irregular extras with automatic carryover, and savings.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Online
    • Software as a Service (SaaS)
    Good alternative?
     
  6. Take control of your financial future with IntelliFlow, the smart finance manager powered by next-gen Artificial Intelligence.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
    Good alternative?
     
  7. An income-first money tracker for freelancers and the self-employed: log what you earn, watch your all-time earnings grow, and stay motivated with streaks, levels, and goals.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    • iPad
    Good alternative?
     
  8. Zeroed icon
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    Privacy-first, zero-based budgeting app that runs offline on your device. AES-256 encrypted, syncs via your own Google Drive, pay once and own it forever.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Mac
    • Windows
    • Android
    • iPhone
    • iPad
    • GB flagUnited Kingdom
    Today view — safe-to-spend, upcoming bills, goals, and subscription detection
    Good alternative?
     
  9. Expense tracker, budget planner and investment tracker that logs spending by voice, text, receipt scan, WhatsApp, bank SMS and Apple Pay, with Denis, an AI financial advisor built in.

    40 AI Money Manager alternatives

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Mac
    • Android
    • iPhone
    • Android Tablet
    • iPad
    Good alternative?
     
  10. Make your money go further with daily budgets.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • iPhone
    • Apple Watch
    Good alternative?
     
  11. BudgetPulse is a free online budget planning & finance software. Helps you in personal finance management, budget planning and forecasting.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
  12. Nexafin icon
     Like

    Nexafin automatically detects your recurring bills and shows what's due this week, what's overdue, and what's coming up. Connect 12,000+ banks via Plaid or import CSV/PDF statements.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    • iPhone
    Good alternative?
     
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