Actual Budget Alternatives

Apps similar to Actual Budget include GnuCash, which is free and open source. Other options are HomeBank, MoneyManager Ex, Fungible and You Need A Budget. You're spoiled for choice with Personal Finance Tools like Actual Budget: we list more than 100 alternatives for the web, Android, iPhone, iPad and Windows.

Copy a direct link to this comment to your clipboard
Alternatives
Actual Budget alternatives page was last updated

Alternatives list

  1. Oolong icon
     Like

    A simple budget replacement that helps you decide if you can afford that new apartment, furry friend, or vacation to Japan.

    220 Oolong alternatives

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • iPhone
    • GB flagUnited Kingdom
    Oolong screenshot 1
    Oolong screenshot 2
    Oolong screenshot 3
    Good alternative?
     
  2. A classic envelope budgeting tool with no subscriptions, no bank logins, and built-in expense splitting. Free for life, or $10 once.

    Cost / License

    • Free Personal
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
  3. Local-first desktop finance software for Windows, macOS, and Linux stores encrypted records on your computer. It unifies accounts and transactions, supports budgets, goals, reports, net-worth tracking, CSV/QFX/OFX imports, SimpleFIN sync, and optional local or cloud AI.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Mac
    • Windows
    • Linux
    Good alternative?
     
  4. Halcón icon
     Like

    Halcón is a privacy-first personal finance app for people who do not want to connect their bank account to a third party. You download your own bank statement (CSV, Excel or AEB43/Norma 43 for Spanish banks) and upload it.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
  5. Smart Budget Pro is the ultimate sanctuary for your financial data. Designed as a powerful alternative to cloud-heavy budgeting tools, it keeps 100% of your information locally on your device. It is perfect for privacy-conscious users, manual entry enthusiasts, and those who...

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Android
    Good alternative?
     
  6. Mindspend icon
     Like

    Track expenses, understand emotions, and build better money habits. Mindspend is the mindful expense tracker that helps you see the why behind every purchase.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    Good alternative?
     
  7. Spendsy icon
     Like

    Spendsy helps you organize your money into spending buckets so every expense has a purpose.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • iPhone
    Good alternative?
     
  8. Candor turns the AI agent you already use into a personal CFO that keeps up with your money. Connect your financial accounts, then put routine upkeep on your agent's schedule: categorize new spending daily, get a Monday money briefing, catch subscription price hikes, watch...

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    • Software as a Service (SaaS)
    Good alternative?
     
  9. Fundsy icon
     Like

    Budgeting app to track income, expenses.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Android
    Good alternative?
     
You are at page 14 of Actual Budget alternatives