Actual Budget Alternatives

Apps similar to Actual Budget include GnuCash, which is free and open source. Other options are HomeBank, MoneyManager Ex, Fungible and You Need A Budget. You're spoiled for choice with Personal Finance Tools like Actual Budget: we list more than 100 alternatives for the web, Android, iPhone, iPad and Windows.

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Alternatives
Actual Budget alternatives page was last updated

Alternatives list

  1. A free, open-source household budgeting app that runs as a single HTML file in your browser, reading your bank statements and computing budgets, forecasts, debt payoff plans and net worth entirely on your own device.

    Cost / License

    Application type

    Platforms

    • Online
    Good alternative?
     
  2. CashFlowCast is a free personal finance app that shows your exact checking balance up to 5 years into the future based on your real bills and income. No bank login required — just enter your bills, paychecks, and current balance once and instantly see what's coming.

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • Online
    Good alternative?
     
  3. Budgety icon
     Like

    Seamlessly connects to over 15,000 Canadian and US banks for automatic tracking of spending, investments, and net worth, offers goal tracking, AI-generated insights based on your financial activity, collaborative budgeting tools, budget alerts, and full data privacy.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    • Android Tablet
    • iPad
    Good alternative?
     
  4. Centsible icon
     Like

    Gain control of your money with the Centsible three step budgeting approach that helps you save more money and get out of debt.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    Good alternative?
     
  5. Simon was designed from the ground up to work exceptionally well on mobile, to make it easy and convenient to record transactions on the go. It works with all currencies (and automatically converts amounts using the latest exchange rate), and enables you to organize transactions...

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    • Software as a Service (SaaS)
    Good alternative?
     
  6. A personal finance calculator that shows how many hours you work to afford things, which helps you decide if purchases are truly worth your money.

    Cost / License

    • Free
    • Open Source

    Application type

    Platforms

    • Online
    Good alternative?
     
  7. See your money before it happens — live balances, upcoming bills, and a forecast of where your finances are actually headed.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    • Software as a Service (SaaS)
    Good alternative?
     
  8. A simple, easy to use Income and Expenses Report program for Windows® Computers. It supports unlimited projects, unlimited income records, unlimited expense records, unlimited categories, categories list, and easy to understand income report and expenses report.

    220 Simple Income & Expenses Report alternatives

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Windows
    Good alternative?
     
  9. Plika icon
     Like

    Plika is a progressive web application designed for users who prioritize privacy and data ownership. It operates entirely locally on your device with no mandatory cloud synchronization, giving you complete control over your financial data.

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • Online
    Good alternative?
     
  10. Budgy icon
     Like

    Budgy is a family budgeting app that goes beyond transaction tracking. Set a monthly budget by category, plan your week's meals from a built-in recipe library (37 dishes with vegetarian and kid-friendly filters), and get an auto-generated shopping list that logs your...

    3 Budgy alternatives

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    • Software as a Service (SaaS)
    Good alternative?
     
  11. A gamified budgeting app that grows with you - from tracking expenses to managing savings, loans, and multiple accounts. Fun, flexible, and real-life friendly.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    • Android Tablet
    • iPad
    Good alternative?
     
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