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Zeroed icon

Zeroed

Privacy-first, zero-based budgeting app that runs offline on your device. AES-256 encrypted, syncs via your own Google Drive, pay once and own it forever.

Today view — safe-to-spend, upcoming bills, goals, and subscription detection

Cost / License

  • Pay once
  • Proprietary

Application type

Platforms

  • Mac
  • Windows
  • Android
  • iPhone
  • iPad
Budget — zero-based envelope budgeting: give every dollar a job, with rollover
Accounts — unlimited accounts, all data encrypted on your device
+2
Reconciliation — match your budget against real bank statements
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Zeroed information

  • Developed by

    GB flagStillware Ltd

  • Licensing

    Proprietary and Commercial product.

  • Pricing

    One time purchase (perpetual license) ranging between $20 and $40.

  • Alternatives

    12 alternatives listed

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  • Supported Languages

    • English
    • Spanish
    • German
Zeroed was added to AlternativeTo by Tejaswi1693 on and this page was last updated .

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Official Links

AppStores & Other Links

Download from Microsoft Store
Download from Google Play Store
Download from iPhone App Store

What is Zeroed?

Zeroed is a local-first, zero-based (envelope) budgeting app for people who want their financial data to stay theirs. Your budget lives on your device, encrypted with AES-256 — there are no company servers, no account, and no tracking. Optional sync uses your own Google Drive, so even backups never touch a third party.

Instead of fragile bank connections, Zeroed imports transactions from CSV and PDF statements with a universal parser (OFX, QFX and QIF are also supported), plus an OCR receipt scanner for cash spending. It follows the classic zero-based method: give every dollar a job, roll categories over month to month, and reconcile against real statements. Goals, debt payoff planning, net worth tracking, scheduled transactions and spending reports are built in.

Pricing is a one-time purchase with a 34-day fully unlocked free trial (no card required). If the trial ends, the app switches to read-only — your data stays viewable and exportable forever, never held hostage.

Available on iPhone, iPad, Android, Windows and macOS. Built by Stillware Ltd, a small UK studio with a published no-subscriptions, no-surveillance manifesto.

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