AI Money Manager icon
AI Money Manager icon

AI Money Manager

Expense tracker, budget planner and investment tracker that logs spending by voice, text, receipt scan, WhatsApp, bank SMS and Apple Pay, with Denis, an AI financial advisor built in.

Transaction list with income and expenses in multiple currencies, grouped by date with category icons. The floating microphone button logs an entry by voice.
Home dashboard with the account balance, category cards for the selected month and period filters. Transactions can also arrive from the WhatsApp bot, bank SMS or Apple Pay.
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Recurring bills such as rent, subscriptions and groceries. Set once, they are logged automatically each period.

Cost / License

  • Freemium (Subscription)
  • Proprietary

Application type

Platforms

  • Mac
  • Android
  • iPhone
  • Android Tablet
  • iPad
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Features

Properties

  1.  Privacy focused
  2.  AI-Powered

Features

  1.  No registration required
  2.  Currency Conversion
  3.  Goal Tracking
  4.  Recurring Billing
  5.  Works Offline
  6.  Dark Mode
  7.  Subscription Management
  8.  OCR
  9.  Support for multiple currencies
  10.  Cloud Sync
  11.  Cash Flow Analysis
  12.  Investment Tracking
  13.  Expense Tracking
  14.  Offline
  15.  Chat Bot
  16.  Portfolio Tracking
  17.  Model Context Protocol (MCP) Support

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AI Money Manager information

  • Developed by

    CO flagCuentaTe

  • Licensing

    Proprietary and Freemium product.

  • Pricing

    Subscription ranging between $4 and $10 per month + free version with limited functionality.

  • Alternatives

    40 alternatives listed

  • Badge

    Get an embeddable badge for AI Money Manager

  • Supported Languages

    • English
    • Spanish
    • Portuguese
    • Japanese
    • French
    • German

AlternativeTo Categories

Business & Commerce, Office & Productivity, AI Tools & Services

Apple AppStore

  •   Updated 
  •   4.67 avg rating

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Official Links

AppStores & Other Links

Download from Mac App Store
Download from Google Play Store

What is AI Money Manager?

The smartest expense tracker and budget planner in your pocket. Add transactions by voice, text, or receipt scanner — powered by Denis, your personal AI financial advisor. AI Money bridges the gap between raw data and actionable intelligence. Designed by engineers and senior accountants, this professional-grade personal finance suite works anywhere in the world.

NEW IN 5.0 AND 5.1 • Investment tracking: stocks, ETFs, crypto, funds and CDs on 170+ platforms (Interactive Brokers, eToro, Coinbase…), with crypto prices every hour, stocks and ETFs at each day's close, and your real gain after contributions. A tracker, not a broker. • Denis does what you ask: budgets, savings goals, subscriptions and recurring payments, confirmed with one tap; with Elite, also by text on WhatsApp. • AI Money inside Claude through an MCP connector (Elite). • One app on iPhone, iPad, Mac and Android, in 6 languages.

MEET DENIS: YOUR PERSONAL FINANCIAL STRATEGIST Denis is your 24/7 AI advisor, built to provide context to your spending habits, tax obligations, and savings goals. • Denis Standard: Immediate and reliable answers for your daily financial inquiries. • Denis Reasoning: High-level logic for complex scenarios, such as diversifying investments, calculating emergency funds, or planning long-term wealth.

EFFORTLESS INCOME AND EXPENSE TRACKING Our finances tracking interface is designed for speed and clarity to help you stay organized without the effort. • AI Voice & Natural Language: Stop typing. Tap the mic or type naturally (e.g., "Lunch 15 USD") and let AI log it instantly. • Smart Receipt Scanner (OCR): Snap a photo of any invoice to automatically extract and log every transaction line. • Automated & Visual: Set recurring obligations and categorize transactions instantly with an intuitive icon system. • Global Versatility: Seamlessly manage accounts in COP or any international currency with high-fidelity accuracy.

AI MONEY MANAGER FEATURES: • Apple Pay & SMS Tracking: Automatic background logging of your digital payments and bank text messages. • WhatsApp Expense Bot: Record your daily spending directly through WhatsApp. • Custom Smart Budgets: Track your spending limits visually and avoid overspending. • Denis AI Financial Advisor: Your 24/7 money manager providing quick answers (Standard) and deep analysis (Reasoning) for tax planning, bookkeeping, and savings. • Automated Recurring Transactions: Set and forget your monthly obligations like rent, subscriptions, or social security. • Professional Visual Reporting: Dynamic charts and analytics that turn your spending data into actionable financial insights. • Advanced Data Export: Generate professional-grade Excel, CSV, or PDF reports for accountants, advisors, or personal archiving. • Custom Precision Filters: Sort your finances by month, year, or custom date ranges to simplify tax season and auditing.