Actual Budget Alternatives

Apps similar to Actual Budget include GnuCash, which is free and open source. Other options are HomeBank, MoneyManager Ex, Fungible and You Need A Budget. You're spoiled for choice with Personal Finance Tools like Actual Budget: we list more than 100 alternatives for the web, Android, iPhone, iPad and Windows.

Copy a direct link to this comment to your clipboard
Alternatives
Actual Budget alternatives page was last updated

Alternatives list

  1. 22seven icon
     Like

    Meet your new money manager. You. 22seven helps you manage your money more easily and invest it more smartly.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Online
    • Android
    • iPhone
    Good alternative?
     
  2. Most budgeting apps want your bank credentials or a monthly subscription. trak-yo-dolla$ needs neither. You export a CSV from your bank (almost every bank and credit union has this under Statements or Transaction History), drop it in, and your browser does the rest.

    Cost / License

    • Free
    • Open Source (MIT)

    Application type

    Platforms

    • Online
    Good alternative?
     
  3. Early-access, zero-based budgeting web app.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
  4. FinMan icon
     Like

    Family finance tracker that fills itself in. AI reads statements from any bank, and a Telegram or WhatsApp bot books meter readings and fuel receipts from photos. Web and Android app.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    • Telegram
    • WhatsApp
    Good alternative?
     
  5. Cardinate icon
     Like

    Credit card tracker and debt payoff planner. See every card's balance, utilization, APR, due date and 0% intro APR deadline in one place, and get a dated plan to pay it all off.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
  6. Lucky Friday is a privacy-first personal finance app that gives you full control over your budget, spending, and net worth with deeply customizable tools.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    • iPhone
    • iPad
    • Software as a Service (SaaS)
    Good alternative?
     
  7. Upload your bank statements and see exactly where your money goes. Automatic categorization, budgets, and subscription tracking, with no bank login required. This is best alternative to YNAB or Monarch Money.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
  8. Keept icon
     Like

    Privacy-first budget app for expats and freelancers. No bank connection needed. Your financial data stays on your device.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    • iPhone
    Good alternative?
     
  9. Finsight icon
     Like

    Finsight is an end-to-end encrypted expense and budget tracker. Your financial data is encrypted before it leaves your device and remains inaccessible even to us.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Windows
    • Online
    • Android
    • iPhone
    • Android Tablet
    • iPad
    • Software as a Service (SaaS)
    Good alternative?
     
  10. Paycheck Planner is a budgeting app designed for various paycheck schedules - biweekly, weekly, or irregular.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    • Android
    Good alternative?
     
  11. EZer app icon
     1 like

    Privacy-first money manager that works 100% offline. Track spending, manage budgets, and save for goals. No login required. Bank-grade AES-256 encryption.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
    Good alternative?
     
  12. Stuffie brings the cash-envelope method to your phone without ever touching your bank. Split income into digital envelopes (rent, groceries, gas, fun), log spending manually, and see exactly what's left before you buy.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    • Software as a Service (SaaS)
    Good alternative?
     
You are at page 12 of Actual Budget alternatives