Apps similar to Actual Budget include GnuCash, which is free and open source. Other options are HomeBank, MoneyManager Ex, Fungible and You Need A Budget. You're spoiled for choice with Personal Finance Tools like Actual Budget: we list more than 100 alternatives for the web, Android, iPhone, iPad and Windows.
At BudgetBeets we want you to succeed financially. Knowledge is power and we want to help you grow your knowledge and give you the power over your financial situation. Have you asked yourself "where does all the money go?" or "how am I going to afford that?".
Australia
A free, open-source Windows and macOS desktop finance tool that imports bank CSV and spreadsheet exports without bank logins or cloud sync. It stores records in an encrypted local database and provides cash flows, transfer-aware reports, and depth-based net worth trends.
United States
MONVELOP is an envelope budgeting app for planning spending, tracking transactions manually or through read-only bank sync, and managing financial goals.
Poland
EU
Forecast your balance before every payday up to two years ahead, reads any receipts and statements without a bank login and spit shared bills across 150+ currencies.
Canada
Bazous answers the money questions that matter to a household before anyone thinks to ask them. From the balances, income and bills recorded in your account, it shows how much is available, what is due before the next payday, how low the balance will go and which payment is...
Switzerland
monetr is a budgeting application based on the now defunct banking/budgeting app Simple. Allowing you to automatically put aside funds for specific expenses and goals while giving you a "free-to-use" amount to make it easier to understand what you can actually spend.
Budget5S aims to offer a free alternative to budget managers. This is an alpha version, with new features to come, changes to be made, and, ESPECIALLY, bugs to be fixed, so it's for informed users. You've been warned!
SteadyCash is a web-based personal finance app focused on cash-flow forecasting rather than retrospective budgeting. It projects recurring income and expenses onto a calendar, shows running daily balances, and calculates "runway" — how many months the current balance...
United States
Offers a scrollable timeline showing all transactions by date, supports multiple currencies including cryptocurrency, uses recurring templates to project cash flow, allows offline use with automatic sync, and works seamlessly across web, desktop, and iOS devices.
Zero-based budgeting app with no bank sync, using AI to import pasted statements, PDFs, or screenshots, full manual review, custom categories, debt payoff planner, savings goals with projections, net worth tracking, bill reminders, free core features, and family sharing.
United States
Minturn Money is envelope budgeting for people who would rather plan than reconcile. Split your real balance into envelopes, spend from them, and always know what's actually left - without handing anyone your bank login.
United States
