Actual Budget Alternatives

Actual Budget is described as 'Actual is an personal finance tracker with a powerful budgeting system. Only budget money that you have and see exactly how much you're saving each month. Track all your accounts in one place' and is a Budget Manager in the business & commerce category. There are more than 100 alternatives to Actual Budget for a variety of platforms, including Android, iPhone, Web-based, Windows and Linux apps. The best Actual Budget alternative is GnuCash, which is both free and Open Source. Other great apps like Actual Budget are HomeBank, MoneyManager Ex, You Need A Budget and Waterfly III.

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Alternatives list

  1. Everplan is the all-in-one personal finance manager app designed to help you take control of your money with ease. Whether you're tracking expenses, managing subscriptions, or organizing your finances, Everplan gives you a seamless way to stay on top of everything.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
     
  2. AloxBook icon
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    Personal finance and double-entry bookkeeping app with focus on simplicity. Privacy-first, offline, multilingual (EN/DE/FR). Free to use.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Windows
    • Linux
     
  3. CashFlowCast is a free personal finance app that shows your exact checking balance up to 5 years into the future based on your real bills and income. No bank login required — just enter your bills, paychecks, and current balance once and instantly see what's coming.

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • Online
     
  4. Budgety icon
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    Seamlessly connects to over 15,000 Canadian and US banks for automatic tracking of spending, investments, and net worth, offers goal tracking, AI-generated insights based on your financial activity, collaborative budgeting tools, budget alerts, and full data privacy.

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • Android
    • iPhone
    • Android Tablet
    • iPad
     
  5. Centsible icon
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    Gain control of your money with the Centsible three step budgeting approach that helps you save more money and get out of debt.

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • Android
    • iPhone
     
  6. Simon was designed from the ground up to work exceptionally well on mobile, to make it easy and convenient to record transactions on the go. It works with all currencies (and automatically converts amounts using the latest exchange rate), and enables you to organize transactions...

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • Online
    • Software as a Service (SaaS)
     
  7. A personal finance calculator that shows how many hours you work to afford things, which helps you decide if purchases are truly worth your money.

    Cost / License

    • Free
    • Open Source

    Application type

    Platforms

    • Online
     
  8. A simple, easy to use Income and Expenses Report program for Windows® Computers. It supports unlimited projects, unlimited income records, unlimited expense records, unlimited categories, categories list, and easy to understand income report and expenses report.

    Cost / License

    • Paid
    • Proprietary

    Application types

    Platforms

    • Windows
     
  9. Plika icon
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    Plika is a progressive web application designed for users who prioritize privacy and data ownership. It operates entirely locally on your device with no mandatory cloud synchronization, giving you complete control over your financial data.

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • Online
     
  10. A gamified budgeting app that grows with you - from tracking expenses to managing savings, loans, and multiple accounts. Fun, flexible, and real-life friendly.

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • Android
    • iPhone
    • Android Tablet
    • iPad
     
  11. Vitmora icon
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    Vitmora is an AI-powered expense tracker that lets users track expenses by typing or speaking naturally, just like sending a message.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Android
    • iPhone
    • Software as a Service (SaaS)
    • Online
     
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