Actual Budget Alternatives

Actual Budget is described as 'Actual is an personal finance tracker with a powerful budgeting system. Only budget money that you have and see exactly how much you're saving each month. Track all your accounts in one place' and is a Budget Manager in the business & commerce category. There are more than 100 alternatives to Actual Budget for a variety of platforms, including Android, Web-based, iPhone, iPad and Windows apps. The best Actual Budget alternative is GnuCash, which is both free and Open Source. Other great apps like Actual Budget are HomeBank, MoneyManager Ex, Fungible and You Need A Budget.

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Alternatives list

  1. Fin Bodhi icon
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    FinBodh is a personal finance app to track, understand and plan your finances while keeping your data local-first and end-to-end encrypted.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
     
  2. Ledgerly icon
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    Private budget and expense tracker with no bank connection. Manual entry, on-device data, optional backup to your own storage.

    6 Ledgerly alternatives

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • iPhone
    • iPad
    • Android
     
  3. At BudgetBeets we want you to succeed financially. Knowledge is power and we want to help you grow your knowledge and give you the power over your financial situation. Have you asked yourself "where does all the money go?" or "how am I going to afford that?".

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • Online
    • Software as a Service (SaaS)
     
  4. Monvelop icon
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    MONVELOP is an envelope budgeting app for planning spending, tracking transactions manually or through read-only bank sync, and managing financial goals.

    5 Monvelop alternatives

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Online
     
  5. Budget5S icon
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    Budget5S aims to offer a free alternative to budget managers. This is an alpha version, with new features to come, changes to be made, and, ESPECIALLY, bugs to be fixed, so it's for informed users. You've been warned!

    Cost / License

    Platforms

    • Self-Hosted
    • Docker
     
  6. SteadyCash is a web-based personal finance app focused on cash-flow forecasting rather than retrospective budgeting. It projects recurring income and expenses onto a calendar, shows running daily balances, and calculates "runway" — how many months the current balance...

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • Online
     
  7. Offers a scrollable timeline showing all transactions by date, supports multiple currencies including cryptocurrency, uses recurring templates to project cash flow, allows offline use with automatic sync, and works seamlessly across web, desktop, and iOS devices.

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • Mac
    • Windows
    • Android
    • iPhone
    • Linux
    • Online
     
  8. Zero-based budgeting app with no bank sync, using AI to import pasted statements, PDFs, or screenshots, full manual review, custom categories, debt payoff planner, savings goals with projections, net worth tracking, bill reminders, free core features, and family sharing.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Online
    • iPhone
    • iPad
     
  9. 22seven icon
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    Meet your new money manager. You. 22seven helps you manage your money more easily and invest it more smartly.

    96 22seven alternatives

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Online
    • Android
    • iPhone
     
  10. Early-access, zero-based budgeting web app.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
     
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