Actual Budget Alternatives

Actual Budget is described as 'Actual is an personal finance tracker with a powerful budgeting system. Only budget money that you have and see exactly how much you're saving each month. Track all your accounts in one place' and is a Budget Manager in the business & commerce category. There are more than 100 alternatives to Actual Budget for a variety of platforms, including Android, iPhone, Web-based, Windows and Linux apps. The best Actual Budget alternative is GnuCash, which is both free and Open Source. Other great apps like Actual Budget are HomeBank, MoneyManager Ex, You Need A Budget and Waterfly III.

Copy a direct link to this comment to your clipboard
Actual Budget alternatives page was last updated

Alternatives list

  1. Oolong icon
     Like

    A simple budget replacement that helps you decide if you can afford that new apartment, furry friend, or vacation to Japan.

    Cost / License

    • Free
    • Proprietary

    Platforms

    • iPhone
     
  2. How much time do you spend to organize your finances? Really Simple Finance was designed to help you do it spending the least time possible.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • iPhone
    • iPad
     
  3. Smart Budget Pro is the ultimate sanctuary for your financial data. Designed as a powerful alternative to cloud-heavy budgeting tools, it keeps 100% of your information locally on your device. It is perfect for privacy-conscious users, manual entry enthusiasts, and those who...

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Android
     
  4. Mindspend icon
     Like

    Track expenses, understand emotions, and build better money habits. Mindspend is the mindful expense tracker that helps you see the why behind every purchase.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
     
  5. A smart envelope budgeting web application that helps you save money and reach your financial goals with style.

    Cost / License

    • Free
    • Open Source (MIT)

    Platforms

    • Self-Hosted
    • Docker
     
  6. Fundsy icon
     Like

    Budgeting app to track income, expenses.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Android
     
  7. CashCompass is an app helping you to manage your budget and master your money. With it, you can effortlessly track your expenses.

    Cost / License

    Platforms

    • Android
    • F-Droid
     
  8. OpenBudget is an AI-powered finance tool that connects your bank data to tools like ChatGPT and Claude. Analyze spending, budgets, and subscriptions via natural language with real-time data - no manual entry.

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • Online
     
  9. AI-powered personal finance app that stores all data locally on your device. Budget, track spending, scan receipts, and ask questions in plain English — without sending your bank data to the cloud.

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • Windows
     
  10. Reckoner icon
     Like

    Reckoner is an encrypted local first personal finance tracker. Your data is on your device only.

    Cost / License

    Application type

    Platforms

    • Linux
    • Online
    • Android
    • Flathub
    • F-Droid
     
  11. The budgeting app built for expats, remote workers, and anyone managing money across borders. Track spending in multiple currencies and budget abroad with confidence.

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • iPhone
    • iPad
     
You are at page 10 of Actual Budget alternatives