Actual Budget Alternatives

Apps similar to Actual Budget include GnuCash, which is free and open source. Other options are HomeBank, MoneyManager Ex, Fungible and You Need A Budget. You're spoiled for choice with Personal Finance Tools like Actual Budget: we list more than 100 alternatives for the web, Android, iPhone, iPad and Windows.

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Alternatives
Actual Budget alternatives page was last updated

Alternatives list

  1. NetHaven icon
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    NetHaven is a personal finance app for iOS and Android that connects your banks, brokerages, and crypto into one real-time dashboard for budgets, net worth, debt, and savings.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    • Android
    • iPhone
    Good alternative?
     
  2. Penno icon
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    Track your budget, subscriptions and debts 100% offline. No bank linking, no monthly fee, no ads — pay once and your finances never leave your device.

    51 Penno alternatives

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • iPhone
    • iPad
    Good alternative?
     
  3.  1 like

    GoDBLedger is an Open Source Accounting System that aims to provide the user with normal programming goodies that finance systems tend to lack. It includes GRPC endpoints and a MySQL database backend so you can actually analyse your financial data.

    227 GoDBLedger alternatives

    Cost / License

    Platforms

    • Linux
    Good alternative?
     
  4. Budget Card is a personal finance app for budget planning and spending tracking. It also let you share and track budget & spending with someone you care.

    219 Budget Card alternatives

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • iPhone
    • iPad
    Good alternative?
     
  5. Track expenses in 3 seconds flat. 33 currencies. Family sharing. Offline-first. No bank sync needed. Your money, your data, your way.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • iPhone
    Good alternative?
     
  6. Balance Money Manager is your ultimate companion for achieving financial harmony. With intuitive features and comprehensive tools, this money manager app empowers you to effortlessly manage your finances, track expenses, set budgets, and achieve your financial goals.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
    Good alternative?
     
  7. Tallyroot icon
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    A double-entry personal finance ledger for multi-currency budgeting, bank imports, AI receipt scanning, and shared workspaces. Track Interactive Brokers portfolios and assets, calculate returns, and combine cash, investments, and debts into a net worth history.

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • Online
    Good alternative?
     
  8. Fin Bodhi icon
     Like

    FinBodh is a personal finance app to track, understand and plan your finances while keeping your data local-first and end-to-end encrypted.

    53 Fin Bodhi alternatives

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
  9. Ledgerly icon
     Like

    Private budget and expense tracker with no bank connection. Manual entry, on-device data, optional backup to your own storage.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • iPhone
    • iPad
    • Android
    Good alternative?
     
  10. Pennyworth is a simple but powerful Personal Finance App designed to help you keep control of your spending, plan for the future, and manage all your finances in one place.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • iPhone
    • iPad
    Good alternative?
     
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