Apps with 'Zero-based budgeting' feature

Actual is an personal finance tracker with a powerful budgeting system. Only budget money that you have and see exactly how much you're saving each month. Track all your accounts in one place.

Zero-based budgeting tool with real-time syncing, goal setting, partner collaboration, debt management, financial reports, and strong data security.

Personal budgeting software inspired by budget-to-zero and the envelope system. Works offline and no signup required.

Looking for an alternative to Mint, YNAB, Monarch, or Tiller? FinancialAha takes a different approach.

Buckets is a private, personal finance app for family budgeting. Track expenses, make savings goals, get out of debt all from the privacy of your own computer.

Qube Money is a personal finance budgeting app/online bank that allows users to follow the cash envelope strategy for budgeting using their debit cards. Now you can shop online while still strictly following the envelope budgeting system.

Simple is online banking with superhuman customer service and tools to help you easily budget and save, right inside your account.

MoneyPatrol is the best FREE Budgeting, Money Monitoring, Money Management and Bills Tracking app. MoneyPatrol easily links to thousands of financial institutions and helps monitor bank and credit card accounts.

budgetzero is a free, open-source, privacy-friendly, offline-first budgeting system.

Aspire is an envelope-style budgeting spreadsheet. Its primary goal is to give you the power and ability to be proactive with your finances - all in a delightfully designed Google Sheet. With Aspire, you can see your budget with just a glance, quickly add transactions as you...

Privacy-first, zero-based budgeting app with end-to-end encryption, multi-currency support, YNAB import, reports, custom dashboards. Use it as a web app/PWA or self-host it as a single binary.

MODLR is business modelling and planning software that provides everything needed to enable connected corporate modelling. Accessible from anywhere, simple to use, the platform empowers you to set your goals and execute better than ever.

Privacy-first finance app, 100% offline. On-device AI insights, Zero-Based Budget, Zen Score & badges, smart bank CSV import, Project simulator, Weekly coach, 60+ currencies, 10 languages.

A powerful zero-based budgeting app that helps you plan ahead, track spending, and visualize your financial future with unique daily balance projections.

Budgeting Made Simple. Track every dollar, build real savings, and take control of your money.

Early-access, zero-based budgeting web app.

Smart Budget: Money Manager is a privacy-focused, minimalist app for tracking expenses and managing your budget. No sign-ups, no ads, and no data syncing—just a clean, intuitive experience that lets you stay in control of your finances on your device.

Budget Canvas is a web & mobile personal budgeting application designed to make budgeting simple, intuitive, and effective.

A privacy-first AI expense tracker with no bank connection. Log spending by typing, voice input, or scanning receipts. Get smart categorization, clear insights, and simple budgeting.