Revolut

Till now the only app who provides virtual card for EU. They are not not the cheapest but it does what it needs. no negative experience.

I an attempting to be polite. But I would strongly suggest a avoiding Revolut. I had an evening planned with my partner, which was utterly destroyed by their customers services having fun messing me around. I strongly suspect that they were using my photo as to ask for identification that it is illegal to ask for. I will be making a complaint to the Police on the grounds of harassment. I will also be making a complaint to the UK Financial Services Commission directly, after twice trying to use their complaints procedure only for my complaint to be deleted before completion. Their security system is highly invasive of your privacy. To say I disliked Revolut because their customers service is terrible would be a massive understatement.

In comparison to conventional banks they are far more rigid and aggressive I had an issue about confirming my account, so I explained that I was disabled and then rather than helping me with my issues they had me wait around whilst they fished for information about my disability. They did this on multiple occaalsions they then repeatedly lied to me, and at the end of each encounter after claiming to be a part of the on boarding team at the start would at the end give me a link to their complaints form, which then logged me out of it just as I was trying to fill it in. And then tell me they were escalting it to their onboarding team .Over several hours they repeatedly contacted me even though I told them that I was Ill claiming they were their to help me, before at the end of their fun yet again complaining they were escalating it to the on boarding team, the very team they had claimed at the start to be part of at the start. I since recieved two more requests for them to (passively aggressively) bait me again and again. Their goes a third attempt. They know I am Ill - they know I am exhausted and they are using my details to repeatedly offer to help me this time! Do you really want to deal with a bank whose employees seemingly enjoy making their clients suffer.

Fast sign up, throw away credit cards. However, it's pretty standard banking. It's not private, no matter what they say. I asked customer service about their privacy policy and if I could be excluded from monitoring/selling/saving data. The Indian dude just kept saying "don't worry it's very private," without giving me any documentation or agreeing not to sell my data. But it's not like any legit banking service would do this anyways.

It's very easy to sign up (I was accepted within 5 minutes with just a social security card number and no other verification). The major drawbacks are that if you don't have a paid plan, it seems as if there is no protection from things like lost/stolen packages or travel insurance included like there is with Visa/Mastercard/American Express.

Also, no aliases for your cards. You have to use your name and address when making payments, even to services like online food take-out. Edit: dropping to 3 stars from what I considered 3.5 before. Can't even get the check to deposit. Stuck on loading screen.

Edit2: dropping to 2 stars after reading their privacy policy: [https://www.revolut.com/en-US/legal/privacy-revolut/](https://www.revolut.com/en-US/legal/privacy-revolut/) - In other words, they can store your data indefinitely, collect everything about you that you give them, can send your data to third parties such as Facebook, and can send and store your data overseas.

Edit3: dropping to 1 star and removing all my money from them. They no longer allow me to use GrapheneOS or CalyxOS. They logged me out of my phone and won't allow me on anymore. They only want you to support Google or Apple.

Love revolut, since it is better than most banks out there. It even rivals Paypal.

However, I am going to focus on something else in this review: Revolut as a US stock trading app for those of us in the EU (since many millenial trader apps like Robinhood are only for US citizens).

When they added stock buy/sell options, I was thrilled. Quite barebones now, you need supplimentary apps to educate and watch stocks now, and they only have US stocks, but that didn't stop me from playing the game and making +60% with 3,000$ on Tesla stocks and others.

I foresee a bright future for Revolut if they place some emphasis on trading as well, since it is so convenient to start up an account.

Oh, and I forgot to mention that the only Bitcoin I own is in my revolut account.

They are innovating with many other features (junior accounts, analytics, pay by phone number). It's a great platform with a lot of seeds to grow.

Been spending 60% of my "normal" expenditure through this app. It's the best I found for those that want to track a budget easily. As the app does it for you.

It is a true competitor to PayPal. It has great support and so many features, like analytics, instant notifications, send/request money (create payment links), you can donate, trade stocks, buy cryptos, exchange to foreign currencies at interbank exchange rate, … Premium members get » Disposable virtual cards, LoungeKey Pass access, Overseas medical insurance, Delayed baggage & delayed flight insurance and even a concierge to help you manage your lifestyle. Crazy good!