Wise
49 likes
Provides secure, cost-effective international transfers using the real exchange rate. Supports over 70 currencies, allowing account openings in 8+ currencies, and offers a free multi-currency account up to 8x cheaper than banks.
+4
License model
- Paid • Proprietary
Application types
Platforms
- Online
- Android
- iPhone
- Android Tablet
- iPad
Features
Wise News & Activities
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Wise information
AlternativeTo Category
Business & CommerceApple AppStore
- Updated Mar 24, 2025
- 4.71 avg rating
Comments and Reviews
Excellent first impression.
I have opened a personal account with them. Very easy to setup and ready to use within minutes. International transfers arrive within seconds and exchange rates are really good. If you request a debit card it works flawlessly online, in shops and with contactless mobile payments. The mobile app also offer many useful features and easy to use.
I can't really comment on security and reliability since I am new to Wise but the first impression is excellent. I recommend to try for international transfers and everyday banking.
I also recommend to be cautious however, I can see lot of people complaining about their account get closed without notice and explanation from Wise while they had money on the account or a transaction was processing and people claim customer support do not responding for weeks and months.
I have contacted customer support when I was unable to register for some reason and I received a response within 24 hours. I don't know what to think about those claims customer support do not respond.
So it is maybe something worth to consider and to be cautious about. I would not recommend it just yet as a primary account but as a secondary account to spend in shops, online, transfer money abroad to pay bills so far it is excellent for me. Love it.
Everything works well, with great exchange rates until they cancel your account without any explanation. Even when you are a trusted Company. If you request a reactivation they take 15 days to answer no, because they can deactivate any account based on their terms and conditions but they don't say which one so you don't know what you did wrong.
Enjoy the experience until they banned your account.
Thanks Transferwise.
not the cheapest but it does what it needs. no negative experience.
Decent service to send money abroad with decent rates.
Not as good as cryptocurrency, but easier.
after looking through reddit, trustpilot, google play and other sites, it seems that wise is having issues related to account closures and long analysis times. I wonder what's going on.
better alternative of paypal, also support lot of digital payment option in local country
it does not have a credit card feature on all locations, and exchange rates for bank transfers are accepted as it uses the real exchange rate, transfer does not take longer than 3 to 5 days at most time.
customer services reply within 48 hours which is okay for the time for a reply.