Wise AlternativesTop Money Transfer Services & Online Banking Tools like Wise

Wise is described as 'Facilitates international transfers with real exchange rate, supporting 8+ currencies. Offers free multi-currency accounts up to 8x cheaper than banks' and is a Money Transfer service in the business & commerce category. There are more than 50 alternatives to Wise for a variety of platforms, including Web-based, iPhone, Android, iPad and Android Tablet apps. The best Wise alternative is PayPal. It's not free, so if you're looking for a free alternative, you could try Revolut or GNU Taler. Other great apps like Wise are Strike.me, N26, Curve and Atlantic Money.

filter to find the best alternatives

Wise alternatives are mainly Money Transfer Services but may also be Online Banking Tools or Payment Processing Services.  Filter by these or use the filter bar below if you want a narrower list of alternatives or looking for a specific functionality of Wise.
Wise iconWise
  49
  • ...

Facilitates international transfers with real exchange rate, supporting 8+ currencies. Offers free multi-currency accounts up to 8x cheaper than banks.

More about Wise
More about Wise
Wise alternatives page was last updated Apr 9, 2025
Copy a direct link to this comment to your clipboard
Alternatives
  1. PayPal icon

    PayPal

     358 likes
    Copy a direct link to this comment to your clipboard

    Offering safe, convenient online payments worldwide, with buyer and seller protection, integration with over 200 countries’ banks, and optional features like PayPal Credit, PayPal is a trusted choice for personal and business use, providing flexible, secure payment options.

    151 PayPal alternatives

    License model

    • Free Personal • Proprietary

    Application types

    Country of Origin

    • US flagUnited States

    Platforms

    • Online
    • Android
    • iPhone
    PayPal screenshot 1
    PayPal screenshot 2
    PayPal screenshot 3

    Properties

    1.  Security-focused

    Features

    1.  In-app Money Transfer
    2.  Optimized for Mobile
    3.  Support for multiple currencies
    4.  Two-factor Authentication
    5.  Passkey Support
    6.  Bank integration
    7.  Currency Conversion
    8.  Recurring Billing
    9.  Ad-free
    10.  Payment Gateway Integration

    PayPal VS Wise

     
    Comments about PayPal as an Alternative to Wise
    Most Recent Comment
    Lukas Littwitz
    Negative •Oct 13, 2022
    1

    paypal is the worst when sending money internationally

    Alex Hann
    Positive •Apr 9, 2025
    0

    For end-clients the most close alternative is Revolut and Bunq. Both have banking license (not just EMI license). The big plus of Wise is an integration with Interactive Brokers , etc.

    Guest
    Negative •Oct 2, 2019
    0

    PayPal is just a payment processor, not a bank

    Wise Icon
    PayPal icon

    • Some users think PayPal is a great Wise alternative, some don't.

    • PayPal is the most popular Web-based, Android & iPhone alternative to Wise.

    • PayPal is the most popular free alternative to Wise.

    • PayPal is Free Personal and ProprietaryWise is Paid and Proprietary
  2. Revolut icon

    Revolut

     46 likes
    Copy a direct link to this comment to your clipboard

    Revolut offers an international banking alternative with multi-currency transfers, budgeting, split payments, and direct crypto exchange in a feature-rich app. Enjoy surcharge-free ATM withdrawals, real-time expense tracking, and security controls, including card management and freeze options.

    40 Revolut alternatives

    License model

    • Freemium • Proprietary

    Application types

    Country of Origin

    • GB flagUnited Kingdom

    Platforms

    • Android
    • iPhone
    • Apple Watch
    • Android Wear
    Revolut screenshot 1
    Revolut screenshot 2
    Revolut screenshot 3

    Properties

    1.  Security-focused

    Features

    1.  Support for multiple currencies
    2.  Currency Conversion
    3.  In-app Money Transfer
    4.  Cryptocurrency support
    5.  Request for payment
    6.  Instant FX conversion
    7.  Automated Trading
    8.  Accept Global Currencies
    9.  Mobile payment
    10.  Exchange

    Revolut VS Wise

     
  4. GNU Taler icon

    GNU Taler

     19 likes
    Copy a direct link to this comment to your clipboard

    GNU Taler is a privacy-preserving payment system. Customers can stay anonymous, but merchants can not hide their income through payments with GNU Taler. This helps to avoid tax evasion and money laundering.

    122 GNU Taler alternatives

    License model

    • Free • Open Source

    Application type

    Platforms

    • Android
    • Self-Hosted
    • Google Chrome
    • Opera
    • Firefox

    Properties

    1.  Privacy focused
    2.  Security-focused

    Features

    1.  Payment Processing
    2.  Private transactions
    3.  Support for multiple currencies
    4.  Ad-free
    5.  Recurring Billing

    GNU Taler VS Wise

     

    • GNU Taler is the most popular Self-Hosted alternative to Wise.

    • GNU Taler is the most popular Open Source alternative to Wise.

    • GNU Taler is Free and Open SourceWise is Paid and Proprietary
    • GNU Taler is Privacy focusedWise is not according to our users
  5. Ad
    Screenshot
    Revolut icon
    Revolut

    Revolut offers an international banking alternative with multi-currency transfers, budgeting, split payments, and direct crypto exchange in a feature-rich app. Enjoy surcharge-free ATM withdrawals, real-time expense tracking, and...

    https://www.revolut.com
    Learn More
  6. Strike.me icon

    Strike.me

     5 likes
    Copy a direct link to this comment to your clipboard

    Strike.me is a platform for buying bitcoin and making global money transfers. Users can quickly register and start transactions from a cent. The platform allows automatic bitcoin purchases at set intervals or at the current market price.

    77 Strike.me alternatives

    License model

    • Free • Proprietary

    Application types

    Country of Origin

    • US flagUnited States

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • iPad
    Strike.me screenshot 1
    Strike.me screenshot 2
    Strike.me screenshot 3

    Strike.me Features

    1.  Support for multiple currencies
    2.  Bitcoin cash
    3.  Buy bitcoins
    4.  International payments
    5.  Foreign account deposits

    Strike.me VS Wise

     

    • Strike.me is the most popular iPad & Android Tablet alternative to Wise.

    • Strike.me is Free and ProprietaryWise is Paid and Proprietary
  7. N26 icon

    N26

     12 likes
    Copy a direct link to this comment to your clipboard

    N26 is The Mobile Bank, Europe’s first completely mobile bank, trusted by more than 2,500,000 customers in 24 markets. N26 gives you complete control of your financial life on your phone. Download the N26 app and open an account in minutes.

    26 N26 alternatives

    License model

    • Freemium • Proprietary

    Application types

    Country of Origin

    • DE flagGermany
    • European Union flagEU

    Platforms

    • Online
    • Android
    • iPhone
    N26 screenshot 1
    N26 screenshot 2
    N26 screenshot 3

    N26 Features

    1.  Mobile friendly
    2.  Automatic brightness dimming

    N26 VS Wise

     
  8. Curve icon

    Curve

     7 likes
    Copy a direct link to this comment to your clipboard

    Set up an account in minutes, then securely add all your Visa and Mastercard debit & credit cards to your Curve Card app and use any of your bank accounts with just one Curve Mastercard. No top-up needed!

    9 Curve alternatives

    License model

    • Freemium • Proprietary

    Country of Origin

    • GB flagUnited Kingdom

    Platforms

    • Android
    • iPhone
    Curve screenshot 1
    Curve screenshot 2
    Curve screenshot 3

    Curve Features

    1.  No fees

    Curve VS Wise

     
  10. Atlantic Money icon

    Atlantic Money

     8 likes
    Copy a direct link to this comment to your clipboard

    With a flat £3 fee, always the live exchange rate, and an app designed just for you, moving money across borders has never been so easy.

    12 Atlantic Money alternatives

    License model

    Application type

    Platforms

    • Online
    • iPhone
    • iPad
    Atlantic Money screenshot 1
    Atlantic Money screenshot 2
    Atlantic Money screenshot 3

    Atlantic Money Features

    1.  Money Transfer
    2.  In-app Money Transfer
    3.  Currency Conversion
    4.  Support for multiple currencies
    5.  Exchange rates
    6.  Mobile payment

    Atlantic Money VS Wise

     
    Comments about Atlantic Money as an Alternative to Wise
    Top Positive Comment
    Lukas Littwitz
    Oct 12, 2022
    1

    First provider who is charging a fixed fee, that's remarkable! Everywhere else I pay more the more I send…

    Most Recent Comment
    drontheimer25
    Positive •Dec 5, 2022
    0

    Atlantic charges a fixed fee, Wise always a variable one which makes it way more expensive

    EmilyRM
    Positive •Oct 13, 2022
    0

    It charges a fixed fee of only £3 and the app is really simple to use.

    Show more comments
    3 of 8 comments
    Wise Icon
    Atlantic Money icon

    • Almost everyone thinks Atlantic Money is a great Wise alternative.

    • Atlantic Money is the most popular commercial alternative to Wise.

    • Atlantic Money is Paid and ProprietaryWise is also Paid and Proprietary
  11. Remitly icon

    Remitly

     1 like
    Copy a direct link to this comment to your clipboard

    Securely send money globally to banks and cash pickup spots with competitive exchange rates and no recipient fees. Enjoy 24/7 service, real-time updates, and a refund policy for delayed transfers.

    25 Remitly alternatives

    License model

    Application types

    Country of Origin

    • US flagUnited States

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • iPad
    Remitly screenshot 1
    Remitly screenshot 2
    Remitly screenshot 3

    Remitly Features

    1.  Currency Conversion
    2.  Support for multiple currencies
    3.  Foreign account deposits
    4.  Live exchange rates
    5.  In-app Money Transfer
    6.  Exchange rates
    7.  International payments

    Remitly VS Wise

     
  12. Payoneer icon

    Payoneer

     10 likes
    Copy a direct link to this comment to your clipboard

    Founded in 2005 and based in New York, Payoneer is venture-backed, profitable and ranked in the top 100 of Inc. 5000’s Financial Services companies.

    130 Payoneer alternatives

    License model

    Application types

    Platforms

    • Online
    Payoneer screenshot 1

    Payoneer Features

    1.  Credit card processing
    2. PayPal icon  Paypal integration
    3.  Mobile payment
    4.  Automatic payments

    Payoneer VS Wise

     
  13. Countingup icon

    Countingup

     2 likes
    Copy a direct link to this comment to your clipboard

    Countingup is a business current account and accounting software in one easy-to-use app.

    31 Countingup alternatives

    License model

    Application types

    Country of Origin

    • GB flagUnited Kingdom

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • iPad
    Countingup screenshot 1
    Countingup screenshot 2
    Countingup screenshot 3

    Countingup VS Wise

     
10 of 57 Wise alternatives