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PayPal Alternatives

PayPal is one of the most well known apps for sending money, paying online, and setting up merchant accounts.

Competition in the online payment space has made it so several viable alternatives to PayPal provide both merchants and personal users with more features. For merchants, alternatives to PayPal that support payment processing may work better depending on their focus, such as Amazon Payments.

In addition to this, PayPal as a service for sending money has compelling alternatives as well. Features such as support for cryptocurrency and no-fee money sending have infused some much needed competition. Because who likes spending money just to send money you already have to someone else, right?

With PayPal being available on both the web and as a dedicated app for smartphones, this availability is part and parcel with how it's become a ubiquitous service for Internet payments.

PayPal alternatives are mainly Payment Processing Services but may also be Money Transfer Services or Cryptocurrency Coins. Filter by these if you want a narrower list of alternatives or looking for a specific functionality of PayPal.
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PayPal is the faster, safer way to send money, make an online payment, receive money or set up a merchant account.

Learn more about PayPal

  1. Wise icon

    Wise

    • Online
    • Android
    • iPhone
    • Android Tablet
    • iPad

    Send money abroad quickly and easily, at the lowest possible cost with Wise. Hold and convert your money in 28 currencies. And always get the real exchange rate.

    ⚫︎ Support for multiple currenciesWise allows you to use more than one currency.
    ⚫︎ Currency ConversionWise lets you convert different currencies based on the latest exchange rates.
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    Wise vs PayPal opinions
    Most users think Wise is a great alternative to PayPal.
    JerryFazio

    Great developer api, would definitely recommend.

    Positive comment ago
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    mahsamohamadi727333

    Better in a sense that no deduction of your funds through the exorbitant fees charges charged by PayPal. And its speedier too.

    Positive comment ago
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    -1
    apranaxfort

    Zero frees on TransferWise. Paypal cuts %5.4 from each transfer.

    Positive comment ago
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    0

    Better in a sense that no deduction of your funds through the exorbitant fees charges charged by PayPal. And its speedier too.

    Positive comment ago
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    3
  2. Open Collective icon

    Open Collective

    • FreemiumOpen Source
    • Online

    Open Collective lets you manage your finances so everyone can see where money comes from and where it goes. Collect and spend money transparently.

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    Open Collective vs PayPal opinions
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    hasanyildiz

    Great developer api, would definitely recommend.

    Positive comment ago
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    0


  3. Stripe icon

    Stripe

    • Online
    • Software as a Service (SaaS)

    Stripe helps you create any type of payments flow—from e-commerce to recurring billing and everything in between.

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    Stripe vs PayPal opinions
    Most users think Stripe is a great alternative to PayPal.
  4. Google Pay icon

    Google Pay

    • FreeProprietary
    • Android
    • iPhone
    • Android Tablet
    • iPad
    • Android Wear
    • Apple Messages

    Google Pay is the fast, simple way to pay with Google online, in stores, and more. Book a trip, grab a meal, see a show, and enjoy new experiences—all without your wallet. Just add a card once from a participating bank and you’re ready to go.

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    Google Pay vs PayPal opinions
    Almost everyone thinks Google Pay is a great alternative to PayPal.
    mahsamohamadi727333

    Better in a sense that no deduction of your funds through the exorbitant fees charges charged by PayPal. And its speedier too.

    Positive comment ago
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    0
  5. Taler icon

    Taler

    • FreeOpen Source
    • Self-Hosted
    • Google Chrome
    • Opera
    • Firefox

    GNU Taler is a privacy-preserving payment system. Customers can stay anonymous, but merchants can not hide their income through payments with GNU Taler. This helps to avoid tax evasion and money laundering.

    ⚫︎ Privacy focusedTaler is considered a privacy friendly alternative.
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  6. At Payoneer, our goal is to empower our customers to grow their businesses by enabling them to pay and get paid as easily globally as they do locally.

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  7. Bitcoin Cash icon

    Bitcoin Cash

    • FreeOpen Source
    • Mac
    • Windows
    • Linux
    • Online
    • Android
    • iPhone

    Bitcoin Cash is a peer-to-peer electronic cash system. It's a permissionless, decentralized cryptocurrency that requires no trusted third parties and no central bank.

    ⚫︎ Privacy focusedBitcoin Cash is considered a privacy friendly alternative.
    ⚫︎ DecentralizedBitcoin Cash is based on a decentralized infrastructure with no single entity controlling it.
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    Peer-to-peer electronic money for the world
    Bitcoin Cash vs PayPal opinions
    This alternative is disputed. Bitcoin Cash is still a legitimate alternative to PayPal, but it might have issues that some users think are important.

    Bitcoin is a different kind of money, not a payment provider

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    4
  8. DASH icon

    DASH

    • FreeOpen Source
    • Mac
    • Windows
    • Linux

    DASH is an open source peer-to-peer cryptocurrency that uses a system called Darksend to add privacy to transactions.

    ⚫︎ DecentralizedDASH is based on a decentralized infrastructure with no single entity controlling it.
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  9. Uphold icon

    Uphold

    • FreeProprietary
    • Online
    • Android
    • iPhone

    Move, convert, transact and hold any form of money or commodity. Instantly, securely and for free.

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  10. Amazon Pay icon

    Amazon Pay

    • FreemiumProprietary
    • Online

    Amazon Payments, Inc., is a wholly owned subsidiary of Amazon that provides a means to process transactions online. Launched in 2006, Amazon Payments uses the consumer base of Amazon.

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    Amazon Pay vs PayPal opinions
    pros, cons and recent comments
    WhiteCaneGamer

    Amazon Payments is a company I trust with a track record of processing transactions large and small for eCommerce purposes. However I'm less familiar with it's abilities to transfer money between individuals, such as the services provided to you by PayPal.

    Positive comment ago
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Showing 10 of 140 alternatives