PayPal AlternativesTop Payment Processing & Money Transfer Services like PayPal

PayPal is described as 'A secure online payment solution offering buyer and seller protection, no fees for sending, and seamless integration with banks in 200+ countries' and is a very popular payment processing service in the business & commerce category. There are more than 100 alternatives to PayPal for a variety of platforms, including Web-based, iPhone, Android, iPad and SaaS apps. The best PayPal alternative is Wise. It's not free, so if you're looking for a free alternative, you could try Zoneless or Open Collective. Other great apps like PayPal are Stripe, GNU Taler, Skrill and Cash App.

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PayPal alternatives page was last updated

Alternatives list

  1. Wise icon
     57 likes

    Provides secure, cost-effective international transfers using the real exchange rate. Supports over 70 currencies, allowing account openings in 8+ currencies, and offers a free multi-currency account up to 8x cheaper than banks.

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • iPad
     
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    4
    Wise vs PayPal Comments
    apranaxfort
    Positive
    1

    Zero frees on TransferWise. Paypal cuts %5.4 from each transfer.

    Guest
    Positive
    0

    PayPal often put on hold payments I receive

    mahsa mohamadi
    Positive
    0

    Better in a sense that no deduction of your funds through the exorbitant fees charges charged by PayPal. And its speedier too.

    3 of 4 comments
    • Wise is Paid and ProprietaryPayPal is Free Personal and Proprietary
    • Wise is a Money Transfer PayPal is a Payment Processing Service
  2. Stripe icon
     70 likes

    Stripe helps you create any type of payments flow—from e-commerce to recurring billing and everything in between. Stripe enables you to accept payments in minutes. Stripe makes recurring and subscription-based billing easy.

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • Online
    • Software as a Service (SaaS)
    • Android
    • Android Tablet
    • iPhone
    • iPad
     
  3. Zoneless icon
     14 likes

    Open-source Stripe alternative for stablecoins. Checkout, subscriptions, and marketplace payouts. Stripe-compatible API. Your very own payments stack with no fees.

    Cost / License

    Platforms

    • Online
    • Software as a Service (SaaS)
    • Self-Hosted
    • Docker
     
  4. Open Collective icon
     50 likes

    Open Collective is a legal and financial toolbox for groups. It’s a fundraising + legal status + money management platform for your community.

    Cost / License

    • Freemium
    • Open Source (MIT)

    Application type

    Platforms

    • Online
     
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    1
    Open Collective vs PayPal Comments
    Hasan Yildiz
    Positive
    1

    Great developer api, would definitely recommend.

    • Open Collective is Freemium and Open SourcePayPal is Free Personal and Proprietary
    • Open Collective is a Crowdfunding PayPal is a Payment Processing Service
  5. GNU Taler icon
     28 likes

    GNU Taler is a privacy-preserving payment system. Customers can stay anonymous, but merchants can not hide their income through payments with GNU Taler. This helps to avoid tax evasion and money laundering.

    Cost / License

    Application type

    Platforms

    • Android
    • Self-Hosted
    • Google Chrome
    • Opera
    • Mozilla Firefox
    • F-Droid
     
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    1
    GNU Taler vs PayPal Comments
    João Lourenço
    1

    I think there's only a demo for this project, it might be a great alternative to PayPal in the future

    • GNU Taler is Free and Open SourcePayPal is Free Personal and Proprietary
    • GNU Taler is Privacy focusedPayPal is not according to our users
  6. Skrill icon
     19 likes

    Make fast and secure payments and international money transfers. From betting and trading to shopping and gaming, Skrill makes managing your money simple.

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • iPad
     
  7. Cash App icon
     10 likes

    Cash App lets you pay friends instantly, and cash out to your bank for free. Standard deposits show up the very next business day. You can even spend directly from the app with a built-in Visa virtual card number.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
     
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    2
    Cash App vs PayPal Comments
    tvgoing1
    Negative
    0

    Cash app is the number 1 app used by scammers do not use it. There is no support, mobile only and many other problems.

    Guest
    Positive
    -1

    It serves the same purpose but it's not better than Paypal unless you can't use that for some reason

    • Cash App is Free and ProprietaryPayPal is Free Personal and Proprietary
    • Cash App is a Money Transfer PayPal is a Payment Processing Service
  8. Experience fast, affordable, and secure digital transactions with MiniPay. Join millions around the world who trust our self-custodial wallet to manage and send funds globally. Send from Africa, Europe, and Latin America.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
     
  9. DASH icon
     23 likes

    DASH is an open source peer-to-peer cryptocurrency that uses a system called Darksend to add privacy to transactions.

    Cost / License

    • Free
    • Open Source (MIT)

    Application type

    Platforms

    • Mac
    • Windows
    • Linux
    • Flathub
    • Flatpak
     
  10. Payoneer icon
     12 likes

    Comprehensive payment service supporting over 160 countries, offering multi-currency accounts, commercial cards, business funding options, automated mass payments, scheduling, expense controls, marketplace integration, and compliant global workforce management.

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • Online
    • Android
    • iPhone
     
  11. Amazon Pay icon
     20 likes

    Amazon Payments, Inc., is a wholly owned subsidiary of Amazon that provides a means to process transactions online. Launched in 2006, Amazon Payments uses the consumer base of Amazon.

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • Online
     
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    1
    Amazon Pay vs PayPal Comments
    WhiteCaneGamer
    Positive
    1

    Amazon Payments is a company I trust with a track record of processing transactions large and small for eCommerce purposes. However I'm less familiar with it's abilities to transfer money between individuals, such as the services provided to you by PayPal.

    • Amazon Pay is Freemium and ProprietaryPayPal is Free Personal and Proprietary
  12. Apple Pay icon
     7 likes

    Apple Pay lets you make purchases securely in stores, in apps, and on the web using Safari . Pay with just a touch, in person or online, with debit and credit cards. Your purchases are safe and private, card details never shared by Apple.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Online
     
12 of 170 PayPal alternatives