One of the most popular alternatives to Wise is PayPal, which is free for personal use. Other popular alternatives are Revolut, GNU Taler, MiniPay Wallet and Payoneer. You're spoiled for choice with Online Banking Tools like Wise: we list more than 50 alternatives for the web, iPhone, Android, iPad and self-hosting.
Cross-border finance platform for businesses, combining corporate accounts, local and international payments, multi-currency tools, physical and virtual cards, spend controls and reconciliation. It supports SMEs, startups, agencies, e-commerce, trade firms and platforms.
Ireland
EU
Infinity (YC W24) is a global payment platform enabling Indian freelancers and businesses to receive international payments at real-time Google FX rates with a flat 0.5% fee.
India
Send and receive payments in over 130 countries, manage multiple currencies, issue instant virtual and physical cards, use detailed spend controls, automate finance workflows, and access real-time expense tracking with live multilingual support and accounting integration.
Singapore
Secure non-custodial crypto wallet app granting full asset control, supports 1,000+ digital assets including BTC and ETH, features gas-free TRON transactions, multi-wallet tracking, Web3 and DApp access, live AML checks, and real-time market data in a unified dashboard.
United States
Multi-currency personal and business accounts with named IBANs, currency exchange, and SEPA, SWIFT, and Faster Payments transfers. Accept payments in 37+ currencies from 200+ countries.
PaYard is a digital banking service for founders, SMEs, and investors who work across borders in Europe and Canada. In a single app you can open and use multi-currency IBAN accounts in EUR, USD, and GBP; pay with virtual and physical Visa cards (Apple Pay / Google Pay); and send...
Canada
Platform enables global spending of stablecoins and various cryptocurrencies using virtual and physical Visa cards accepted at 150 million merchants, with instant fee-free deposits, bank-grade security, real-time fraud protection, Solana blockchain, and robust off-ramping.
Comoros
AstroPay is a global digital wallet that provides users with a way to pay, send, and receive money. The app provides online payments, virtual and physical debit cards, peer-to-peer money transfers, and more.
United Kingdom
Route-scoped AI workspace for cross-border holiday payment risk, reminders, reviewed drafts, exports, and action history.
Boki allows you to compare rates and fees when sending money! Don't let money transfer providers confuse you with exchange rates and fees. Boki compares the total cost of a variety of providers, and shows you which one is the cheapest.
PayRequest is a Payment Platform where you can create payment links via Stripe or Mollie, clients can receive reminders via email or sms.
Easily create payment requests and send to your customers via e-mail, SMS or by copy-pasting the link.
Netherlands