Financier AlternativesBudget Managers & Personal Finance Tools like Financier

Financier is described as 'Personal budgeting software inspired by budget-to-zero and the envelope system. Works offline and no signup required' and is a Budget Manager in the business & commerce category. There are more than 50 alternatives to Financier, not only websites but also apps for a variety of platforms, including Android, iPhone, Mac and Windows apps. The best Financier alternative is Waterfly III, which is both free and Open Source. Other great sites and apps similar to Financier are MoneyTool, You Need A Budget, Actual Budget and Firefly III.

Financier iconFinancier
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Personal budgeting software inspired by budget-to-zero and the envelope system. Works offline and no signup required.

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Financier alternatives page was last updated May 1, 2025
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  1. Waterfly III icon
     16 likes
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    Unofficial Android App for Firefly III, a free and open source personal finance manager.

    53 Waterfly III alternatives

    License model

    • FreeOpen Source

    Country of Origin

    • International

    Platforms

    • Android
    • F-Droid

    Properties

    1.  Privacy focused

    Features

    1.  Ad-free
    2.  Bank integration
    3.  Dark Mode
    4.  Cash Flow Analysis
    5.  No registration required
    6.  Works Offline
    7.  Expense Tracking
    8.  Charts
    9.  Material design

    Waterfly III VS Financier

     
    • Waterfly III is the most popular Android alternative to Financier.

    • Waterfly III is the most popular Open Source & free alternative to Financier.

    • Waterfly III is Free and Open SourceFinancier is Freemium and Open Source
    • Waterfly III is Privacy focusedFinancier is not according to our users
  2. MoneyTool icon
     7 likes
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    Meet MoneyTool — the money tool that puts you in control. Track your spending, savings, assets, and debts effortlessly.

    55 MoneyTool alternatives

    License model

    • FreemiumProprietary

    Platforms

    • iPhone
    • iPad
    • Android
    • Android Tablet

    Properties

    1.  Privacy focused

    Features

    1.  Ad-free
    2.  Dark Mode
    3.  Bank integration
    4.  Works Offline
    5.  Support for multiple currencies
    6.  No registration required
    7.  No Tracking

    MoneyTool VS Financier

     
    • MoneyTool is the most popular iPhone, iPad & Android Tablet alternative to Financier.

    • MoneyTool is Freemium and ProprietaryFinancier is Freemium and Open Source
    • MoneyTool is Privacy focusedFinancier is not according to our users
  3. Copy a direct link to this comment to your clipboard

    Gain Total Control of Your Money.

    271 You Need A Budget alternatives

    License model

    Country of Origin

    • US flagUnited States

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • Apple Watch
    • Kindle Fire
    • Amazon Alexa
    • CrossOver

    You Need A Budget Features

    1.  Bank integration
    2.  Zero-based budgeting
    3.  Ad-free
    4.  Dark Mode
    5.  Cloud Sync
    6.  Money Tracking
    7.  Expense Tracking
    8.  Scheduling

    You Need A Budget VS Financier

     
    • You Need A Budget is the most popular Web-based alternative to Financier.

    • You Need A Budget is the most popular commercial alternative to Financier.

    • You Need A Budget is Paid and ProprietaryFinancier is Freemium and Open Source
  4. Actual Budget icon
     23 likes
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    Actual is an personal finance tracker with a powerful budgeting system. Only budget money that you have and see exactly how much you're saving each month. Track all your accounts in one place.

    84 Actual Budget alternatives

    License model

    • FreeOpen Source

    Country of Origin

    • US flagUnited States

    Platforms

    • Self-Hosted
    • Windows
    • Mac
    • Linux

    Properties

    1.  Privacy focused

    Features

    1.  Zero-based budgeting
    2.  Works Offline
    3.  Bank integration
    4.  Ad-free
    5.  Support for multiple currencies
    6.  No registration required
    7.  End-to-End Encryption
    8.  Dark Mode
    9.  Recurring Billing
    10.  User experience

    Actual Budget VS Financier

     
    • Actual Budget is the most popular Windows, Mac, Linux & Self-Hosted alternative to Financier.

    • Actual Budget is Free and Open SourceFinancier is Freemium and Open Source
    • Actual Budget is Privacy focusedFinancier is not according to our users
  5. Firefly III icon
     32 likes
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    "Firefly III" is a (self-hosted) manager for your personal finances. It can help you keep track of your expenses and income, so you can spend less and save more. Firefly III supports the use of budgets, categories and tags.

    145 Firefly III alternatives

    License model

    • FreeOpen Source

    Country of Origin

    • International

    Platforms

    • Self-Hosted
    • Cloudron

    Properties

    1.  Privacy focused

    Features

    1.  Financial reporting
    2.  Ad-free
    3.  Multiple Account support
    4.  Cash Flow Analysis
    5.  Support for multiple currencies
    6.  Recurring Billing
    7.  Bank integration
    8.  Dark Mode
    9.  Import CSV Data

    Firefly III VS Financier

     
  6. MoneyWallet icon
     20 likes
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    MoneyWallet is an Android application that let you track your expenses. You can organize your data using custom categories, events, places and people tags. The best alternative to others apps, free and open source.

    License model

    • FreeOpen Source

    Country of Origin

    • International

    Platforms

    • Android
    • F-Droid
    Discontinued

    The last update is from 2021. According to a pull on GitHub, the project creator has no time to develop this app. Source : https://github.com/AndreAle94/moneywallet/issues/259

    Properties

    1.  Privacy focused

    Features

    1.  Currency Conversion
    2.  Works Offline
    3.  Ad-free
    4.  Import CSV Data
    5.  Categories
    6.  Double Entry Accounting

    MoneyWallet VS Financier

     
  7. GreenStash icon
     11 likes
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    GreenStash is a simple FOSS android app to help you plan and manage your savings goals easily and establish the habit of saving money.

    License model

    • FreeOpen Source

    Country of Origin

    • International

    Platforms

    • Android
    • Android Tablet
    • F-Droid

    Properties

    1.  Privacy focused

    Features

    1.  Ad-free
    2.  Goal Tracking
    3.  Works Offline
    4.  Dark Mode
    5.  No registration required
    6.  Expense Tracking

    GreenStash VS Financier

     
  8. Monarch icon
     4 likes
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    The modern way to manage your money. Monarch makes it easy to track all of your accounts, optimize your spending, analyze your investments, and create a financial plan to achieve your goals.

    272 Monarch alternatives

    License model

    Country of Origin

    • US flagUnited States

    Platforms

    • Online
    • Android
    • iPhone
    • Software as a Service (SaaS)

    Monarch Features

    1.  Bank integration
    2.  Goal Tracking

    Monarch VS Financier

     
    • Monarch is the most popular SaaS alternative to Financier.

    • Monarch is Paid and ProprietaryFinancier is Freemium and Open Source
  9. Arru icon
     3 likes
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    An application for expenditure tracking/analysis.

    License model

    • FreeOpen Source

    Platforms

    • Android
    • F-Droid

    Arru Features

    1.  Ad-free
    2.  Dark Mode
    3.  Works Offline
    4.  No Tracking
    5.  Cash Flow Analysis
    6.  Expense Tracking
    7.  Data export/import
    8.  Offline

    Arru VS Financier

     
  10. Money+ icon
     1 like
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    Track your expenses using Google Sheet. Only Money+ stores all your financial data in Google Sheets with a convenient dashboard for analytics.

    54 Money+ alternatives

    License model

    • FreemiumProprietary

    Platforms

    • iPhone
    • iPad

    Money+ Features

    1.  No registration required
    2.  Ad-free
    3.  Dark Mode
    4. Google Sheets icon  Google Sheets integration
    5.  Expense Tracking

    Money+ VS Financier

     
  11. FinancialAha icon
     1 like
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    FinancialAha is a robust financial planning tool that excels in helping users create detailed financial projections. It goes beyond the limitations of traditional spreadsheets, allowing individuals to track assets, income, and expenses with precision.

    License model

    Platforms

    • Online
    • Software as a Service (SaaS)

    FinancialAha Features

    1.  Import CSV Data
    2.  Cloud Sync
    3.  Ad-free
    4.  Goal Tracking
    5.  Support for multiple currencies
    6.  Cash Flow Analysis
    7.  Works Offline
    8.  Multiple Account support

    FinancialAha VS Financier

     
  12. Quicken icon
     37 likes
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    Quicken is a prominent personal finance software in the United States, designed to simplify the management of your financial matters. It provides a comprehensive platform to monitor spending, maintain daily finances, and adhere to a budget.

    264 Quicken alternatives

    License model

    Country of Origin

    • US flagUnited States

    Platforms

    • Mac
    • Windows
    • Android
    • iPhone
    • Android Tablet
    • iPad

    Quicken Features

    1.  Multiple Account support
    2.  Recurring Billing
    3.  Support for multiple currencies
    4.  Cash Flow Analysis
    5.  Bank integration
    6.  Future transactions

    Quicken VS Financier

     
12 of 64 Financier alternatives