Zelle AlternativesMoney Transfer Services and other similar apps like Zelle

Zelle is described as '® has partnered with leading banks and credit unions across the U.S. to bring you a fast, safe and easy way to send money to friends and family. Money moves quickly - directly from bank account to bank account' and is a Money Transfer service in the business & commerce category. There are more than 25 alternatives to Zelle for a variety of platforms, including iPhone, Android, Web-based, iPad and Android Tablet apps. The best Zelle alternative is PayPal. It's not free, so if you're looking for a free alternative, you could try GNU Taler or MiniPay Wallet. Other great apps like Zelle are Wise, Strike.me, Venmo and Cash App.

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Zelle® has partnered with leading banks and credit unions across the U.S. to bring you a fast, safe and easy way to...

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Zelle alternatives page was last updated May 13, 2025
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  1. PayPal icon
     359 likes
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    Offering safe, convenient online payments worldwide, with buyer and seller protection, integration with over 200 countries’ banks, and optional features like PayPal Credit, PayPal is a trusted choice for personal and business use, providing flexible, secure payment options.

    152 PayPal alternatives

    License model

    • Free PersonalProprietary

    Country of Origin

    • US flagUnited States

    Platforms

    • Online
    • Android
    • iPhone

    Properties

    1.  Security-focused

    Features

    1.  In-app Money Transfer
    2.  Optimized for Mobile
    3.  Support for multiple currencies
    4.  Two-factor Authentication
    5.  Passkey Support
    6.  Bank integration
    7.  Currency Conversion
    8.  Recurring Billing
    9.  Ad-free
    10.  Payment Gateway Integration

    PayPal VS Zelle

     
    Comments about PayPal as an Alternative to Zelle
    Guest
    Positive Aug 11, 2020
    1

    PayPal is convenient, safe, and free (no fee for most transactions). It's not only the best alternative to Zelle, it's superior to Zelle because it doesn't impose transfer limits like Zelle does (of $500 per week per person).

    Guest
    Positive Aug 5, 2022
    0

    None of these services are perfect nor or people. When things go wrong PayPal has the service power and experience to get things fixed. For lack of a better term Zelle is terrible and the biggest reason I believe people are looking elsewhere. They are real good however of blaming everything on your bank

    Zelle Icon
    PayPal icon
    • PayPal is the most popular Web-based, Android & iPhone alternative to Zelle.

    • PayPal is the most popular free alternative to Zelle.

    • PayPal is Free Personal and ProprietaryZelle is Free and Proprietary
  2. Wise icon
     49 likes
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    Provides secure, cost-effective international transfers using the real exchange rate. Supports over 70 currencies, allowing account openings in 8+ currencies, and offers a free multi-currency account up to 8x cheaper than banks.

    58 Wise alternatives

    License model

    Country of Origin

    • GB flagUnited Kingdom

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • iPad

    Wise Features

    1.  Money Transfer
    2.  Support for multiple currencies
    3.  In-app Money Transfer
    4.  Online Banking
    5.  Foreign account deposits
    6.  Currency Conversion
    7.  Recurring Billing
    8.  Ad-free
    9.  Exchange rates

    Wise VS Zelle

     
    • Wise is the most popular iPad & Android Tablet alternative to Zelle.

    • Wise is the most popular commercial alternative to Zelle.

    • Wise is Paid and ProprietaryZelle is Free and Proprietary
  3. GNU Taler icon
     20 likes
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    GNU Taler is a privacy-preserving payment system. Customers can stay anonymous, but merchants can not hide their income through payments with GNU Taler. This helps to avoid tax evasion and money laundering.

    License model

    • FreeOpen Source

    Country of Origin

    • CH flagSwitzerland

    Platforms

    • Android
    • Self-Hosted
    • Google Chrome
    • Opera
    • Firefox

    Properties

    1.  Privacy focused
    2.  Security-focused

    Features

    1.  Payment Processing
    2.  Private transactions
    3.  Support for multiple currencies
    4.  Ad-free
    5.  Recurring Billing

    GNU Taler VS Zelle

     
    Comments about GNU Taler as an Alternative to Zelle
    Guest
    Negative Sep 5, 2023
    0

    It doesn't allow you to work with USD or any real currency (just their test currency KUDOS). It is a proof-of-concept without any real-life, real-currency payment functionality.

    Zelle Icon
    GNU Taler icon
    • GNU Taler is the most popular Self-Hosted alternative to Zelle.

    • GNU Taler is the most popular Open Source alternative to Zelle.

    • GNU Taler is Free and Open SourceZelle is Free and Proprietary
    • GNU Taler is Privacy focusedZelle is not according to our users
  4. Copy a direct link to this comment to your clipboard

    Experience fast, affordable, and secure digital transactions with MiniPay. Join millions around the world who trust our self-custodial wallet to manage and send funds globally. Send from Africa, Europe, and Latin America.

    License model

    • FreeProprietary

    Application type

    Country of Origin

    • NO flagNorway

    Platforms

    • Android
    • iPhone

    MiniPay Wallet Features

    1.  Ad-free
    2.  Apple Pay
    3.  Fast transactions

    MiniPay Wallet VS Zelle

     
  5. Strike.me icon
     5 likes
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    Strike.me is a platform for buying bitcoin and making global money transfers. Users can quickly register and start transactions from a cent. The platform allows automatic bitcoin purchases at set intervals or at the current market price.

    78 Strike.me alternatives

    License model

    • FreeProprietary

    Country of Origin

    • US flagUnited States

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • iPad

    Strike.me Features

    1.  Support for multiple currencies
    2.  Bitcoin cash
    3.  Buy bitcoins
    4.  International payments
    5.  Foreign account deposits

    Strike.me VS Zelle

     
  6. Venmo icon
     10 likes
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    Venmo is the best way to pay your friends. It's simple, fun and free to use.

    28 Venmo alternatives

    License model

    Application type

    Country of Origin

    • US flagUnited States

    Platforms

    • Android
    • iPhone

    Venmo Features

    1.  Fee estimates

    Venmo VS Zelle

     
  7. Cash App icon
     7 likes
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    Cash App lets you pay friends instantly, and cash out to your bank for free. Standard deposits show up the very next business day. You can even spend directly from the app with a built-in Visa virtual card number.

    29 Cash App alternatives

    License model

    • FreeProprietary

    Country of Origin

    • US flagUnited States

    Platforms

    • Android
    • iPhone

    Cash App Features

    1.  Currency Conversion
    2.  Support for multiple currencies
    3.  Buy bitcoins
    4.  Instant debit withdrawal
    5.  In-app Money Transfer
    6.  No fees
    7.  Web-Based

    Cash App VS Zelle

     
  8. Remitly icon
     1 like
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    Securely send money globally to banks and cash pickup spots with competitive exchange rates and no recipient fees. Enjoy 24/7 service, real-time updates, and a refund policy for delayed transfers.

    26 Remitly alternatives

    License model

    Country of Origin

    • US flagUnited States

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • iPad

    Remitly Features

    1.  Currency Conversion
    2.  Support for multiple currencies
    3.  Foreign account deposits
    4.  Live exchange rates
    5.  In-app Money Transfer
    6.  Exchange rates
    7.  International payments

    Remitly VS Zelle

     
  9. Apple Pay icon
     6 likes
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    Apple Pay lets you make purchases securely in stores, in apps, and on the web using Safari . Pay with just a touch, in person or online, with debit and credit cards. Your purchases are safe and private, card details never shared by Apple.

    28 Apple Pay alternatives

    License model

    • FreeProprietary

    Country of Origin

    • US flagUnited States

    Platforms

    • Online

    Apple Pay Features

    1.  Virtual Credit Cards
    2.  Mobile payment
    3.  No fees

    Apple Pay VS Zelle

     
  10. Payoneer icon
     10 likes
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    Founded in 2005 and based in New York, Payoneer is venture-backed, profitable and ranked in the top 100 of Inc. 5000’s Financial Services companies.

    131 Payoneer alternatives

    License model

    Platforms

    • Online

    Payoneer Features

    1.  Credit card processing
    2. PayPal icon  Paypal integration
    3.  Mobile payment
    4.  Automatic payments

    Payoneer VS Zelle

     
  11. Copy a direct link to this comment to your clipboard

    With just a few taps, you can easily send money to your family and friends anywhere in the world. Our user-friendly interface and advanced security measures ensure a seamless and secure experience.

    License model

    • FreemiumProprietary

    Country of Origin

    • GB flagUnited Kingdom

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • iPad

    Properties

    1.  Privacy focused

    Features

    1.  Support for multiple currencies
    2.  Money Transfer
    3.  Currency Conversion
    4.  Mobile payment
    5.  Works Offline
    6.  Bank integration
    7.  Real time collaboration
    8.  No Coding Required
    9.  End-to-End Encryption
    10.  Ad-free
    11.  Recurring Billing
    12.  Cash Flow Analysis

    myGMT: Money Transfer Abroad VS Zelle

     
  12. SuperPay icon
     3 likes
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    SuperPay is a new easy to use payments system. We allow you to accept online payments for anything. It's very easy to use and create your companies own payments page with ZERO code or complex setup.

    License model

    • FreeProprietary

    Platforms

    • Online

    SuperPay Features

    1.  Buy bitcoins

    SuperPay VS Zelle

     
12 of 26 Zelle alternatives