Wave AlternativesMoney Transfer Services and other similar apps like Wave

Apps similar to Wave include PayPal, which is free for personal use. Other options are GNU Taler, Wise, Revolut and MiniPay Wallet. Online Banking Tools like Wave are a crowded field, with more than 25 alternatives for the web, Android, iPhone, iPad and self-hosting.

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Alternatives
Wave alternatives page was last updated

Alternatives list

  1. PayPal icon
     375 likes

    Offering safe, convenient online payments worldwide, with buyer and seller protection, integration with over 200 countries’ banks, and optional features like PayPal Credit, PayPal is a trusted choice for personal and business use, providing flexible, secure payment options.

    173 PayPal alternatives

    Cost / License

    • Free Personal
    • Proprietary

    Application type

    Platforms

    • Online
    • Android
    • iPhone
    Good alternative?
     
  2. GNU Taler icon
     28 likes

    GNU Taler is a privacy-preserving payment system. Customers can stay anonymous, but merchants can not hide their income through payments with GNU Taler. This helps to avoid tax evasion and money laundering.

    126 GNU Taler alternatives

    Cost / License

    Application type

    Platforms

    • Android
    • Self-Hosted
    • Google Chrome
    • Opera
    • Mozilla Firefox
    • F-Droid
    Good alternative?
     
  3. Wise icon
     58 likes

    Provides secure, cost-effective international transfers using the real exchange rate. Supports over 70 currencies, allowing account openings in 8+ currencies, and offers a free multi-currency account up to 8x cheaper than banks.

    60 Wise alternatives

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • iPad
    • GB flagUnited Kingdom
    Wise screenshot 1
    Wise screenshot 2
    Wise screenshot 3
    Good alternative?
     
  4. Revolut icon
     49 likes

    Revolut offers an international banking alternative with multi-currency transfers, budgeting, split payments, and direct crypto exchange in a feature-rich app. Enjoy surcharge-free ATM withdrawals, real-time expense tracking, and security controls, including card management and freeze options.

    55 Revolut alternatives

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    • Apple Watch
    • Android Wear
    Good alternative?
     
  5. Experience fast, affordable, and secure digital transactions with MiniPay. Join millions around the world who trust our self-custodial wallet to manage and send funds globally. Send from Africa, Europe, and Latin America.

    65 MiniPay Wallet alternatives

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    Good alternative?
     
  6. Strike.me icon
     6 likes

    Strike.me is a platform for buying bitcoin and making global money transfers. Users can quickly register and start transactions from a cent. The platform allows automatic bitcoin purchases at set intervals or at the current market price.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • iPad
    Good alternative?
     
  7. Payoneer icon
     12 likes

    Comprehensive payment service supporting over 160 countries, offering multi-currency accounts, commercial cards, business funding options, automated mass payments, scheduling, expense controls, marketplace integration, and compliant global workforce management.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    • Android
    • iPhone
    Good alternative?
     
  8. N26 icon
     12 likes

    N26 is The Mobile Bank, Europe’s first completely mobile bank, trusted by more than 2,500,000 customers in 24 markets. N26 gives you complete control of your financial life on your phone. Download the N26 app and open an account in minutes.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    • Android
    • iPhone
    Good alternative?
     
  9.  Countingup icon
     2 likes

    Countingup is a business current account and accounting software in one easy-to-use app.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • iPad
    Good alternative?
     
  10. Zero Finance icon
     1 like

    Open source alternative to Ramp.

    Cost / License

    • Free
    • Open Source (MIT)

    Platforms

    • Online
    Good alternative?
     
  11. Monzo icon
     5 likes

    Monzo Bank is a digital, mobile-only bank based in the United Kingdom.

    Manage your money

    • Set spending budgets Set monthly budgets for spending on things like groceries and going out.
    • See an easy summary See an overview of your account any time, with notifications if you’re.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    • Android
    • iPhone
    • GB flagUnited Kingdom
    Monzo screenshot 1
    Monzo screenshot 2
    Monzo screenshot 3
    Good alternative?
     
  12. Paysera icon
     2 likes

    Get private or business IBAN account, collect payments, exchange currency at favourable rates, pay with Paysera VISA, download Paysera App, and more.

    23 Paysera alternatives

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    • Android
    • iPhone
    Good alternative?
     
12 of 31 Wave alternatives