Apps similar to Waterfly III include GnuCash, which is free and open source. Other options are HomeBank, MoneyManager Ex, Actual Budget and Dime: Budget & Expense Tracker. You're spoiled for choice with Personal Finance Tools like Waterfly III: we list more than 100 alternatives for Android, iPhone, the web, Windows and iPad.
Finsight is an end-to-end encrypted expense and budget tracker. Your financial data is encrypted before it leaves your device and remains inaccessible even to us.
Flowtrack helps you take control of your money with simple expense tracking and smart goal planning. Easily track income and expenses, visualize your spending, and stay motivated by saving toward your goals—all in one clean, easy-to-use app.
Moldova
Budget5S aims to offer a free alternative to budget managers. This is an alpha version, with new features to come, changes to be made, and, ESPECIALLY, bugs to be fixed, so it's for informed users. You've been warned!
Personal finance app that brings spending, budgets, net worth and goals into one place. Free to start, with optional read-only bank sync.
Canada
Upload your bank statements and see exactly where your money goes. Automatic categorization, budgets, and subscription tracking, with no bank login required. This is best alternative to YNAB or Monarch Money.
Canada
Track your budget, subscriptions and debts 100% offline. No bank linking, no monthly fee, no ads — pay once and your finances never leave your device.
Türkiye
eXpend is a thoughtfully-designed, ultimate all-in-one app to manage your personal finances easily and effortlessly.
Philippines
A smart envelope budgeting web application that helps you save money and reach your financial goals with style.
Smart Budget Pro is the ultimate sanctuary for your financial data. Designed as a powerful alternative to cloud-heavy budgeting tools, it keeps 100% of your information locally on your device. It is perfect for privacy-conscious users, manual entry enthusiasts, and those who...
Ukraine
AI-powered personal finance app that stores all data locally on your device. Budget, track spending, scan receipts, and ask questions in plain English — without sending your bank data to the cloud.
United States
The budgeting app built for expats, remote workers, and anyone managing money across borders. Track spending in multiple currencies and budget abroad with confidence.
United States
