Apps similar to Waterfly III include GnuCash, which is free and open source. Other options are HomeBank, MoneyManager Ex, Actual Budget and Dime: Budget & Expense Tracker. You're spoiled for choice with Personal Finance Tools like Waterfly III: we list more than 100 alternatives for Android, iPhone, the web, Windows and iPad.
A gamified budgeting app that grows with you - from tracking expenses to managing savings, loans, and multiple accounts. Fun, flexible, and real-life friendly.
Offers a scrollable timeline showing all transactions by date, supports multiple currencies including cryptocurrency, uses recurring templates to project cash flow, allows offline use with automatic sync, and works seamlessly across web, desktop, and iOS devices.
A personal finance calculator that shows how many hours you work to afford things, which helps you decide if purchases are truly worth your money.
Vietnam
Paying for something has never been easier. Logging it hasn't changed in twenty years.
United States
I built Oikos because I couldn't find a self-hosted finance tool that actually tracks a real multi-currency investment portfolio. Firefly III and Actual Budget are both great, but neither does much beyond cash accounts — no multi-currency holdings, no cost basis, no...
Greece
EU
Personal finance and double-entry bookkeeping app with focus on simplicity. Privacy-first, offline, multilingual (EN/DE/FR). Free to use.
AustriaEU
Your personal cash flow as a Sankey diagram. No bank connection, no single transactions, no account, you enter your typical monthly figures and see where your money goes. Everything stays on the device. Free, with a one-time purchase for extras.
GermanyEU
GermanyEU
Vitmora is an AI-powered expense tracker that lets users track expenses by typing or speaking naturally, just like sending a message.
India
WalletSum helps you track income and expenses and manage your personal or family finances in a clear and easy-to-understand way.
Vietnam
Halcón is a privacy-first personal finance app for people who do not want to connect their bank account to a third party. You download your own bank statement (CSV, Excel or AEB43/Norma 43 for Spanish banks) and upload it.
