Monese AlternativesMoney Transfer Services & Online Banking Tools like Monese

Monese is described as 'The multi-currency mobile banking alternative that’s locally smart and globally connected. Use it to open a fully functional current account instantly, straight from your phone, and gain access to more features and services' and is a Money Transfer service in the business & commerce category. There are more than 25 alternatives to Monese for a variety of platforms, including iPhone, Android, Web-based, iPad and Android Tablet apps. The best Monese alternative is PayPal. It's not free, so if you're looking for a free alternative, you could try Revolut or GNU Taler. Other great apps like Monese are Wise, MiniPay Wallet, Strike.me and Kraken.

Monese iconMonese
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Monese is the multi-currency mobile banking alternative that’s locally smart and globally connected. Use it to open a fully...

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Monese alternatives page was last updated May 13, 2025
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  1. PayPal icon

    PayPal

     361 likes
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    Offering safe, convenient online payments worldwide, with buyer and seller protection, integration with over 200 countries’ banks, and optional features like PayPal Credit, PayPal is a trusted choice for personal and business use, providing flexible, secure payment options.

    151 PayPal alternatives

    License model

    • Free Personal • Proprietary

    Application types

    Country of Origin

    • US flagUnited States

    Platforms

    • Online
    • Android
    • iPhone
    PayPal screenshot 1
    PayPal screenshot 2
    PayPal screenshot 3

    Properties

    1.  Security-focused

    Features

    1.  In-app Money Transfer
    2.  Optimized for Mobile
    3.  Support for multiple currencies
    4.  Two-factor Authentication
    5.  Passkey Support
    6.  Bank integration
    7.  Currency Conversion
    8.  Recurring Billing
    9.  Ad-free
    10.  Payment Gateway Integration

    PayPal VS Monese

     

    • PayPal is the most popular Web-based, Android & iPhone alternative to Monese.

    • PayPal is the most popular free alternative to Monese.

    • PayPal is Free Personal and ProprietaryMonese is Freemium and Proprietary
  2. Wise icon

    Wise

     52 likes
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    Provides secure, cost-effective international transfers using the real exchange rate. Supports over 70 currencies, allowing account openings in 8+ currencies, and offers a free multi-currency account up to 8x cheaper than banks.

    49 Wise alternatives

    License model

    Application types

    Country of Origin

    • GB flagUnited Kingdom

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • iPad
    Wise screenshot 1
    Wise screenshot 2
    Wise screenshot 3

    Wise Features

    1.  Money Transfer
    2.  Support for multiple currencies
    3.  In-app Money Transfer
    4.  Online Banking
    5.  Foreign account deposits
    6.  Currency Conversion
    7.  Recurring Billing
    8.  Ad-free
    9.  Exchange rates

    Wise VS Monese

     

    • Wise is the most popular iPad & Android Tablet alternative to Monese.

    • Wise is the most popular commercial alternative to Monese.

    • Wise is Paid and ProprietaryMonese is Freemium and Proprietary
  4. Revolut icon

    Revolut

     46 likes
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    Revolut offers an international banking alternative with multi-currency transfers, budgeting, split payments, and direct crypto exchange in a feature-rich app. Enjoy surcharge-free ATM withdrawals, real-time expense tracking, and security controls, including card management and freeze options.

    41 Revolut alternatives

    License model

    • Freemium • Proprietary

    Application types

    Country of Origin

    • GB flagUnited Kingdom

    Platforms

    • Android
    • iPhone
    • Apple Watch
    • Android Wear
    Revolut screenshot 1
    Revolut screenshot 2
    Revolut screenshot 3

    Properties

    1.  Security-focused

    Features

    1.  Support for multiple currencies
    2.  Currency Conversion
    3.  In-app Money Transfer
    4.  Cryptocurrency support
    5.  Request for payment
    6.  Instant FX conversion
    7.  Automated Trading
    8.  Accept Global Currencies
    9.  Mobile payment
    10.  Exchange

    Revolut VS Monese

     
  5. Ad
    Screenshot
    Wise icon
    Wise

    Provides secure, cost-effective international transfers using the real exchange rate. Supports over 70 currencies, allowing account openings in 8+ currencies, and offers a free multi-currency account up to 8x cheaper than banks.

    https://wise.com
    Learn More
  6. GNU Taler icon

    GNU Taler

     21 likes
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    GNU Taler is a privacy-preserving payment system. Customers can stay anonymous, but merchants can not hide their income through payments with GNU Taler. This helps to avoid tax evasion and money laundering.

    123 GNU Taler alternatives

    License model

    • Free • Open Source

    Application type

    Country of Origin

    • LU flagLuxembourg
    • European Union flagEU

    Platforms

    • Android
    • Self-Hosted
    • Google Chrome
    • Opera
    • Mozilla Firefox
    • F-Droid

    Properties

    1.  Privacy focused
    2.  Security-focused

    Features

    1.  Payment Processing
    2.  Private transactions
    3.  Support for multiple currencies
    4.  Ad-free
    5.  Recurring Billing

    GNU Taler VS Monese

     

    • GNU Taler is the most popular Self-Hosted alternative to Monese.

    • GNU Taler is the most popular Open Source alternative to Monese.

    • GNU Taler is Free and Open SourceMonese is Freemium and Proprietary
    • GNU Taler is Privacy focusedMonese is not according to our users
  7. MiniPay Wallet icon

    MiniPay Wallet

     3 likes
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    Experience fast, affordable, and secure digital transactions with MiniPay. Join millions around the world who trust our self-custodial wallet to manage and send funds globally. Send from Africa, Europe, and Latin America.

    59 MiniPay Wallet alternatives

    License model

    • Free • Proprietary

    Application type

    Country of Origin

    • NO flagNorway

    Platforms

    • Android
    • iPhone
    MiniPay Wallet screenshot 1
    MiniPay Wallet screenshot 2
    MiniPay Wallet screenshot 3

    MiniPay Wallet Features

    1.  Ad-free
    2.  Apple Pay
    3.  Fast transactions

    MiniPay Wallet VS Monese

     
  8. Strike.me icon

    Strike.me

     5 likes
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    Strike.me is a platform for buying bitcoin and making global money transfers. Users can quickly register and start transactions from a cent. The platform allows automatic bitcoin purchases at set intervals or at the current market price.

    License model

    • Free • Proprietary

    Application types

    Country of Origin

    • US flagUnited States

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • iPad
    Strike.me screenshot 1
    Strike.me screenshot 2
    Strike.me screenshot 3

    Strike.me Features

    1.  Support for multiple currencies
    2.  Bitcoin cash
    3.  Buy bitcoins
    4.  International payments
    5.  Foreign account deposits

    Strike.me VS Monese

     
  10. Kraken icon

    Kraken

     15 likes
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    Kraken is more than just a Bitcoin trading platform. Come see why our cryptocurrency exchange is the best place to buy, sell, trade and learn about crypto.

    116 Kraken alternatives

    License model

    Application type

    Country of Origin

    • US flagUnited States

    Platforms

    • Online
    • Android
    • iPhone
    Kraken screenshot 1

    Kraken Features

    1.  Polkadot-trading
    2.  Staking
    3.  Bitcoin-trading
    4.  Kusama-trading
    5.  Multiple languages
    6.  Exchange

    Kraken VS Monese

     
    Comments about Kraken as an Alternative to Monese
    Evil Pechenka
    Negative Nov 26, 2021
    0

    This is a cryptocurrency exchange.

    Monese Icon
    Kraken icon
    • Kraken is Paid and ProprietaryMonese is Freemium and Proprietary
  11. Curve icon

    Curve

     7 likes
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    Set up an account in minutes, then securely add all your Visa and Mastercard debit & credit cards to your Curve Card app and use any of your bank accounts with just one Curve Mastercard. No top-up needed!

    11 Curve alternatives

    License model

    • Freemium • Proprietary

    Country of Origin

    • GB flagUnited Kingdom

    Platforms

    • Android
    • iPhone
    Curve screenshot 1
    Curve screenshot 2
    Curve screenshot 3

    Curve Features

    1.  No fees

    Curve VS Monese

     
  12. Cash App icon

    Cash App

     7 likes
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    Cash App lets you pay friends instantly, and cash out to your bank for free. Standard deposits show up the very next business day. You can even spend directly from the app with a built-in Visa virtual card number.

    29 Cash App alternatives

    License model

    • Free • Proprietary

    Application types

    Country of Origin

    • US flagUnited States

    Platforms

    • Android
    • iPhone
    Cash App screenshot 1
    Cash App screenshot 2
    Cash App screenshot 3

    Cash App Features

    1.  Currency Conversion
    2.  Support for multiple currencies
    3.  Buy bitcoins
    4.  Instant debit withdrawal
    5.  In-app Money Transfer
    6.  No fees
    7.  Web-Based

    Cash App VS Monese

     
  13. N26 icon

    N26

     12 likes
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    N26 is The Mobile Bank, Europe’s first completely mobile bank, trusted by more than 2,500,000 customers in 24 markets. N26 gives you complete control of your financial life on your phone. Download the N26 app and open an account in minutes.

    27 N26 alternatives

    License model

    • Freemium • Proprietary

    Application types

    Country of Origin

    • DE flagGermany
    • European Union flagEU

    Platforms

    • Online
    • Android
    • iPhone
    N26 screenshot 1
    N26 screenshot 2
    N26 screenshot 3

    N26 Features

    1.  Mobile friendly
    2.  Automatic brightness dimming

    N26 VS Monese

     
  14. Countingup icon

    Countingup

     2 likes
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    Countingup is a business current account and accounting software in one easy-to-use app.

    License model

    Application types

    Country of Origin

    • GB flagUnited Kingdom

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • iPad
    Countingup screenshot 1
    Countingup screenshot 2
    Countingup screenshot 3

    Countingup VS Monese

     
  15. Atlantic Money icon

    Atlantic Money

     8 likes
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    With a flat £3 fee, always the live exchange rate, and an app designed just for you, moving money across borders has never been so easy.

    License model

    Application type

    Country of Origin

    • GB flagUnited Kingdom

    Platforms

    • Online
    • iPhone
    • iPad
    Atlantic Money screenshot 1
    Atlantic Money screenshot 2
    Atlantic Money screenshot 3

    Atlantic Money Features

    1.  Money Transfer
    2.  In-app Money Transfer
    3.  Currency Conversion
    4.  Support for multiple currencies
    5.  Exchange rates
    6.  Mobile payment

    Atlantic Money VS Monese

     
12 of 37 Monese alternatives