Monarch Alternatives

Apps similar to Monarch include GnuCash, which is free and open source. Other options are HomeBank, MoneyManager Ex, Actual Budget and You Need A Budget. There's no shortage of Personal Finance Tools like Monarch, with more than 100 alternatives for the web, iPhone, Android, iPad and Windows.

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Most Monarch alternatives are Personal Finance Tools, but you can also narrow the list to Budget Managers or Subscription Trackers. Another popular filter is Open Source. You can also filter for EU-based alternatives if you prefer software from the European Union.
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Alternatives
Monarch alternatives page was last updated

Alternatives list

  1. NXT60 icon
     1 like

    NXT60, short for Next 60, projects your daily bank balance for the next 60 days based on your real income, bills, spending, and debt payments. No budgeting categories, no spending tracking, no bank connections. Just a clear view of your future cash flow.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • iPhone
    • iPad
    Good alternative?
     
  2. CashOrganizer icon
     2 likes

    Financial assistant - personal finance. Financial management, combined with synchronization with banks. Supports family expenses or finances of a small company.

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • Mac
    • Windows
    • Online
    • Android
    • iPhone
    • iPad
    Good alternative?
     
  3. Aurum icon
     1 like

    Aurum is a privacy-first personal finance app built for people who want full control over their money data without linking a bank account. Every transaction, bill, and debt is entered manually — nothing syncs automatically, and nothing leaves your hands unless you choose to...

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    • Software as a Service (SaaS)
    • US flagUnited States
    Your monthly financial snapshot at a glance — income, expenses, and a 50/30/20 budget breakdown, all from manually entered transactions.
    Good alternative?
     
  4. Totem Finance is the ultimate tool to take back control of your money without compromising your privacy. Unlike most finance apps, Totem does not force you to connect your bank accounts or store your sensitive financial data on third-party servers.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Android
    Good alternative?
     
  5. Manage your expenses directly on your smartphone. Easily keep track of your finances.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
    • Android Tablet
    Good alternative?
     
  6. Quantive icon
     1 like

    Quantive replaces the net worth spreadsheet. You enter balances manually or upload an Excel export from your bank — no bank connection, no aggregator in the trust chain.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    • Software as a Service (SaaS)
    Good alternative?
     
  7. Manage multiple bank accounts from one dashboard It's free and anyone can join

    Supports all major US banks and credit cards

    Fast • Directly connects to your bank • Doesn’t use slow third party providers

    Clean • No clutter! • Easy to use just like GMail

    Secure • Extensive.

    125 MonkeyPeanuts.com alternatives

    Cost / License

    • Free Personal
    • Proprietary

    Application type

    Platforms

    • Mac
    • Windows
    • Linux
    • Online
    Good alternative?
     
  8. Koru icon
     1 like

    Track family expenses together. Simple budget management for the whole household.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    • iPad
    • Android Tablet
    Good alternative?
     
  9. OrgFinances icon
     4 likes

    OrgFinances by BinaryHouse is an easy and convenient accounting tool for home users, sole traders, small businesses and organizations. Its decided advantage is that it considerably facilitates finance management without requiring any special skills or qualifications: that is...

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Windows
    Good alternative?
     
  10. MARG icon
     Like

    MARG Accounting Software with VAT Return, E-Retuns, TDS, Service Tax, etc Download & Use for CA's , Accountants, Accounts Students & personal use

    162 MARG alternatives

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • Windows
    Good alternative?
     
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