Totem Finance
Totem Finance is the ultimate tool to take back control of your money without compromising your privacy. Unlike most finance apps, Totem does not force you to connect your bank accounts or store your sensitive financial data on third-party servers.
Cost / License
- Free
- Proprietary
EUPlatforms
- Android
Features
Properties
- Privacy focused
Features
- Dark Mode
- Cash Flow Analysis
- Works Offline
- Recurring Billing
- Currency Conversion
- Cloud Sync
- Support for multiple currencies
- Goal Tracking
- No registration required
- Multiple Account support
- Import CSV Data
Totem Finance News & Activities
Recent activities
- elixin2 reviewed Totem Finance
Finally an app that doesn't force me to link my bank accounts! I've looking for a true offline alternative to YNAB for months. It's clean, fast and does exactly what it says. Highly recommended if you value keeping your financial data private on your own phone
- elixin2 liked Totem Finance
- alejandroelix added Totem Finance
alejandroelix added Totem Finance as alternative to Sure, MoneyManager Ex, Actual Budget and HomeBank
Totem Finance information
Developed by
Totem World Licensing
Proprietary and Free product.Alternatives
51 alternatives listedSupported Languages
- English
- Spanish
- Catalan; Valencian
- Basque
- Galician
- German
- Italian
- Portuguese
What is Totem Finance?
Totem Finance is the ultimate tool to take back control of your money without compromising your privacy. Unlike most finance apps, Totem does not force you to connect your bank accounts or store your sensitive financial data on third-party servers. Your database is strictly local and stays only on your device (Offline-first).
Key Features:
- Absolute Privacy: 100% offline. No bank syncing, no trackers, no data selling.
- Advanced Calculators: Includes a native Mortgage Simulator (French Amortization System), FIRE (Financial Independence) calculator, and compound interest tools.
- Social Debt Manager: Keep track of who owes you money (or who you owe) with partial payment history.
- Visual Analytics: Understand your spending habits with clean, interactive charts and categorizations.
- Budgeting: Set monthly limits and track your progress to reach your financial goals.
Designed by an indie developer for those who want professional-grade financial tools while keeping their data strictly to themselves.
Comments and Reviews
Finally an app that doesn't force me to link my bank accounts! I've looking for a true offline alternative to YNAB for months. It's clean, fast and does exactly what it says. Highly recommended if you value keeping your financial data private on your own phone