Apps similar to Monarch include GnuCash, which is free and open source. Other options are HomeBank, MoneyManager Ex, Actual Budget and You Need A Budget. There's no shortage of Personal Finance Tools like Monarch, with more than 100 alternatives for the web, iPhone, Android, iPad and Windows.
Budgie is a personal budget tracker app for setting monthly budgets to various customized items in your life, like groceries, or transportation. It then allows you to quickly and easily track your expenses in each category so that you can know how to best optimize or control...
See where your money goes, clear the expensive debt, and watch your savings grow. Nine levels, no bank linking, $99 once. Not another subscription.
Monthly Bill Planner is an app that will let you organize your bills and income. It will also help you calculate how much money is left over each month.
Vietnam
moneyStrands is a personal budgeting & online money management software that automatically pulls together data from your bank, credit card & investment accounts to provide an accurate, up-to-date picture of your financial life to help you save money.
All-in-one, privacy-first personal finance app: Transaction tracking, budgeting, cash-flow forecast, investment tracking, net worth, subscription tracking, and FIRE (Retirement) planning across every account and currency.
United Kingdom
Private budget and expense tracker with no bank connection. Manual entry, on-device data, optional backup to your own storage.
United States
Private budgeting tool with income, expense, and savings tracking, local data storage, offline access, debt and bill tracking, daily logs, and one-time paid upgrades. Designed for new budgeters, those with variable earnings, or anyone valuing privacy.
United States
ClearCheckbook is an extremely easy to use online checkbook register and money management tool. Balance your checkbook, view spending reports, set a budget and more.
Buddi is a personal finance and budgeting program, aimed at those who have little or no financial background.
Budgetable provides tools and expert advice to help you make the right financial decisions.
Pengo is a local-first personal finance app. Everything runs on your device: there is no server, no account, and no tracking. Your financial history is stored in a single AES-256 encrypted database file that only you can open.
Czechia
EU
Personal finance app offering AI-powered voice expense tracking, receipt photo and CSV imports, unlimited spaces for budgets or savings, per-category limits, multi-currency support, shared collaborative spaces, offline mode, and privacy-first data policies.
Angola
