Endute

Endute is an all-in-one personal finance platform that helps you track expenses, manage your money, monitor investments, and understand your net worth, all in one place.

Built for people who want more than a basic expense tracker, Endute combines budgeting, investment tracking, and financial planning into a complete money management system.

Budget & Expense Tracking

Take control with flexible budgeting. Set monthly budgets, track spending automatically as transactions come in, and see exactly where your money is going. Copy budgets forward, monitor progress, and stay on track with clear insights.

Connect Your Bank Accounts

Securely connect your accounts using Open Banking. Transactions import automatically, and you can review them quickly with intuitive swipe actions. Endute learns your habits and improves categorisation over time.

Net Worth & Investment Tracking

Track your full financial picture with a powerful net worth tracker. Monitor stocks, ETFs and funds with daily price updates, and analyse performance using time-weighted and money-weighted returns.

Your Complete Financial Dashboard

Endute brings all your finances together into a single, clear dashboard. Understand your income, spending, savings, and investments at a glance.

Cash Flow Forecast & Planning

Plan ahead with detailed cash flow forecasting. Project your finances up to 12 months into the future with multiple scenarios, factoring in budgets, scheduled transactions, and expected income.

Smart Financial Insights

Get personalised insights that help you make better decisions:

• Unusual spending alerts
• Savings runway analysis
• Budget performance tracking
• Income trend detection

Powerful Reports & Analytics

Go beyond basic apps with advanced reporting (14 different reports):

• Spending by category and payee
• Income vs expenses
• Net worth trends
• Budget vs actuals
• Investment performance

Bill & Subscription Tracking

Detect recurring bills and subscriptions automatically. Track costs, monitor changes, and understand your true monthly and annual spending.

Multi-Currency Money Management

Manage accounts across currencies with built-in FX conversion. Track international spending and view everything in your preferred currency.

Goals, Assets & Wealth Tracking

Set savings goals and track progress automatically. Monitor assets like property and vehicles, and see real equity alongside any loans.

No ads. No data selling. Just a secure personal finance app you can trust.