Monarch Alternatives

Apps similar to Monarch include GnuCash, which is free and open source. Other options are HomeBank, MoneyManager Ex, Actual Budget and You Need A Budget. There's no shortage of Personal Finance Tools like Monarch, with more than 100 alternatives for the web, iPhone, Android, iPad and Windows.

filter to find the best alternatives

Most Monarch alternatives are Personal Finance Tools, but you can also narrow the list to Budget Managers or Subscription Trackers. Another popular filter is Open Source. You can also filter for EU-based alternatives if you prefer software from the European Union.
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Alternatives
Monarch alternatives page was last updated

Alternatives list

  1. Aureli icon
     Like

    Aureli is a modern net worth tracker for people who want to see the full picture of their wealth in one place.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    • Software as a Service (SaaS)
    • GB flagUnited Kingdom
    Aureli screenshot 1
    Good alternative?
     
  2. If you are looking for a personal finance app that is convenient, easy to use and at the same time has enough features, then Debit & Credit is the right app for you.

    73 Debit & Credit alternatives

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Mac
    • iPhone
    • iPad
    Good alternative?
     
  3. Nexafin icon
     Like

    Nexafin automatically detects your recurring bills and shows what's due this week, what's overdue, and what's coming up. Connect 12,000+ banks via Plaid or import CSV/PDF statements.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    • iPhone
    Good alternative?
     
  4. Mindspend icon
     Like

    Track expenses, understand emotions, and build better money habits. Mindspend is the mindful expense tracker that helps you see the why behind every purchase.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    Good alternative?
     
  5. AI-powered personal finance app that stores all data locally on your device. Budget, track spending, scan receipts, and ask questions in plain English — without sending your bank data to the cloud.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Windows
    Good alternative?
     
  6. HellerIO icon
     1 like

    Freemium budget planner for iPhone, iPad and Android: plan income, fixed costs and savings goals ahead and see what's left over each month before you spend it.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    • iPad
    • Android Tablet
    Good alternative?
     
  7. FinWise icon
     2 likes

    The modern way to manage your personal finances, including budgeting, net-worth tracking, trends and insights, financial planning and forecasting, and more.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
  8. Krosos icon
     1 like

    Most people tracking their net worth run four things that disagree with each other: a spreadsheet, a portfolio tracker, a tax workbook and a retirement calculator.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
  9. Finice icon
     2 likes

    Finice helps to track your money. When you buy dinner or coffee just add an expense to the app. It can be done with just one click – tap on a category icon and set amount. How simple is that?

    173 Finice alternatives

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Android
    Good alternative?
     
  10.  3 likes

    Mesabe is the private, open-source version of Wesabe you can run on your own computer.

    Cost / License

    • Free
    • Open Source

    Application type

    Alerts

    • Discontinued

    Platforms

    • Mac
    • Windows
    • Linux
    • Online
    Good alternative?
     
  11. Online personal finance. Track income, expense, investment, loan. Make budget and goals. Generate custom reports. Account in multiple currencies. Website is designed to work on phone and tablet too.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Online
    Good alternative?
     
  12. SyncBank icon
     1 like

    Sync EU bank transactions to Notion, Google Sheets, Airtable, Actual Budget, or CSV. Built for anyone tired of CSV imports, messy transaction data, and finance subscriptions. SyncBank is a self-hosted Docker bridge: your data stays on your machine, with no cloud sync, a one-time...

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    • Notion
    • Google Sheets
    • Airtable
    • Mac
    • Windows
    • Linux
    Good alternative?
     
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