Ready-to-use spreadsheets — for personal finance, business management, planning, and productivity.
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Lunch Money Alternatives
Lunch Money is described as 'Delightfully simple budgeting. Lunch Money is a personal finance and budgeting web tool for the modern-day spender with features like native multicurrency support, automatic bank imports and exceptional customer service' and is a Budget Manager in the business & commerce category. There are more than 100 alternatives to Lunch Money for a variety of platforms, including Web-based, iPhone, Android, SaaS and iPad apps. The best Lunch Money alternative is GnuCash, which is both free and Open Source. Other great apps like Lunch Money are HomeBank, MoneyManager Ex, You Need A Budget and Firefly III.
Alternatives list
Bill Boss is a simple yet powerful budgeting tool for keeping track of upcoming (and overdue) bills, payment history and notes.
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Cost / License
- Free
- Open Source (GPL-3.0)
Platforms
- Android
- F-Droid
MoneyWell gives you powerful personal finance organization and analysis tools in a simple, single-screen solution. Without running complex reports or having to trudge through six levels of pie charts, youll know immediately if your spending is on track.
Cost / License
- Paid
- Proprietary
Platforms
- Mac
- iPhone
- iPad
Online personal finance. Track income, expense, investment, loan. Make budget and goals. Generate custom reports. Account in multiple currencies. Website is designed to work on phone and tablet too.
+7
Envelope budgeting with Plaid bank sync and AI auto-categorization. The YNAB method at less than half the price — $5/mo or $50/yr, 30-day free trial.
Cost / License
- Paid
- Proprietary
Application types
Platforms
- Online
- Software as a Service (SaaS)
+3
AI software extracts, categorizes, and secures expenses and income from photos, PDFs, text, and voice, supports 166 currencies, offers analytics, charts, net savings tracking, encrypted storage, and permanent file deletion, all without connecting bank accounts.
Cost / License
- Freemium
- Proprietary
Application type
Platforms
- Online
- Android
- iPhone
- iPad
- Software as a Service (SaaS)
+2
FlexiBudget is an offline-first personal budgeting app that tracks your everyday money and your vehicle running costs — fuel, mileage, and servicing — on any device, with dashboards and charts you build to fit, entirely by manual entry, with no bank connections and no ads.
Cost / License
- Freemium
- Proprietary
Application type
Platforms
- Online
- Software as a Service (SaaS)
+9
Description: > BudgetWise AI is a modern personal finance assistant designed to help users master their cash flow through intelligent analysis and a privacy-first approach. Developed by josephnathanie, the app provides a native Windows experience for tracking expenses and...
Cost / License
- Free
- Open Source
Application types
Alerts
- Discontinued
Platforms
- Mac
- Windows
- Linux
- Online
M
Private personal finance assistant offering adaptive smart budgets, real-time spend tracking, multi-currency and multi-wallet support, automated actionable insights, receipt attachments, goal progress monitoring, collaborative shared ledger, and no ads or trackers.
+3
Track bank accounts, cash, crypto, and gold across 160+ currencies — with AI that stress-tests your finances in plain English.
United States
Poland
EU
