Zero Finance Alternatives

Zero Finance is described as 'Open source alternative to Ramp' and is an website in the business & commerce category. There are more than 25 alternatives to Zero Finance, not only websites but also apps for a variety of platforms, including Android, iPhone, iPad and Android Tablet apps. The best Zero Finance alternative is Wise. It's not free, so if you're looking for a free alternative, you could try Revolut or MiniPay Wallet. Other great sites and apps similar to Zero Finance are Strike.me, Skrill, Curve and Cash App.

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Open source alternative to Ramp.

More about Zero Finance
Zero Finance alternatives page was last updated Jul 1, 2025
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  1. Wise icon
     52 likes
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    Provides secure, cost-effective international transfers using the real exchange rate. Supports over 70 currencies, allowing account openings in 8+ currencies, and offers a free multi-currency account up to 8x cheaper than banks.

    50 Wise alternatives

    License model

    Country of Origin

    • GB flagUnited Kingdom

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • iPad

    Wise Features

    1.  Money Transfer
    2.  Support for multiple currencies
    3.  In-app Money Transfer
    4.  Online Banking
    5.  Foreign account deposits
    6.  Currency Conversion
    7.  Recurring Billing
    8.  Ad-free
    9.  Exchange rates

    Wise VS Zero Finance

     
    • Wise is the most popular Web-based, Android, iPhone & iPad alternative to Zero Finance.

    • Wise is the most popular commercial alternative to Zero Finance.

    • Wise is Paid and ProprietaryZero Finance is Free and Open Source
  2. Revolut icon
     47 likes
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    Revolut offers an international banking alternative with multi-currency transfers, budgeting, split payments, and direct crypto exchange in a feature-rich app. Enjoy surcharge-free ATM withdrawals, real-time expense tracking, and security controls, including card management and freeze options.

    42 Revolut alternatives

    License model

    • FreemiumProprietary

    Country of Origin

    • GB flagUnited Kingdom

    Platforms

    • Android
    • iPhone
    • Apple Watch
    • Android Wear

    Properties

    1.  Security-focused

    Features

    1.  Support for multiple currencies
    2.  Currency Conversion
    3.  In-app Money Transfer
    4.  Cryptocurrency support
    5.  Request for payment
    6.  Instant FX conversion
    7.  Automated Trading
    8.  Accept Global Currencies
    9.  Mobile payment
    10.  Exchange

    Revolut VS Zero Finance

     
    • Revolut is the most popular free alternative to Zero Finance.

    • Revolut is Freemium and ProprietaryZero Finance is Free and Open Source
  3. Copy a direct link to this comment to your clipboard

    Experience fast, affordable, and secure digital transactions with MiniPay. Join millions around the world who trust our self-custodial wallet to manage and send funds globally. Send from Africa, Europe, and Latin America.

    License model

    • FreeProprietary

    Application type

    Country of Origin

    • NO flagNorway

    Platforms

    • Android
    • iPhone

    MiniPay Wallet Features

    1.  Ad-free
    2.  Apple Pay
    3.  Fast transactions

    MiniPay Wallet VS Zero Finance

     
  4. Strike.me icon
     5 likes
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    Strike.me is a platform for buying bitcoin and making global money transfers. Users can quickly register and start transactions from a cent. The platform allows automatic bitcoin purchases at set intervals or at the current market price.

    79 Strike.me alternatives

    License model

    • FreeProprietary

    Country of Origin

    • US flagUnited States

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • iPad

    Strike.me Features

    1.  Support for multiple currencies
    2.  Bitcoin cash
    3.  Buy bitcoins
    4.  International payments
    5.  Foreign account deposits

    Strike.me VS Zero Finance

     
  5. Skrill icon
     18 likes
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    Make fast and secure payments and international money transfers. From betting and trading to shopping and gaming, Skrill makes managing your money simple.

    63 Skrill alternatives

    License model

    • FreemiumProprietary

    Country of Origin

    • GB flagUnited Kingdom

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • iPad

    Skrill Features

    1.  Support for multiple currencies
    2.  Ad-free
    3.  Currency Conversion
    4.  Virtual Credit Cards

    Skrill VS Zero Finance

     
  6. Curve icon
     7 likes
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    Set up an account in minutes, then securely add all your Visa and Mastercard debit & credit cards to your Curve Card app and use any of your bank accounts with just one Curve Mastercard. No top-up needed!

    12 Curve alternatives

    License model

    • FreemiumProprietary

    Country of Origin

    • GB flagUnited Kingdom

    Platforms

    • Android
    • iPhone

    Curve Features

    1.  No fees

    Curve VS Zero Finance

     
  7. Cash App icon
     7 likes
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    Cash App lets you pay friends instantly, and cash out to your bank for free. Standard deposits show up the very next business day. You can even spend directly from the app with a built-in Visa virtual card number.

    31 Cash App alternatives

    License model

    • FreeProprietary

    Country of Origin

    • US flagUnited States

    Platforms

    • Android
    • iPhone

    Cash App Features

    1.  Currency Conversion
    2.  Support for multiple currencies
    3.  Buy bitcoins
    4.  Instant debit withdrawal
    5.  In-app Money Transfer
    6.  No fees
    7.  Web-Based

    Cash App VS Zero Finance

     
  8. N26 icon
     12 likes
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    N26 is The Mobile Bank, Europe’s first completely mobile bank, trusted by more than 2,500,000 customers in 24 markets. N26 gives you complete control of your financial life on your phone. Download the N26 app and open an account in minutes.

    License model

    • FreemiumProprietary

    Country of Origin

    • DE flagGermany
    • European Union flagEU

    Platforms

    • Online
    • Android
    • iPhone

    N26 Features

    1.  Mobile friendly
    2.  Automatic brightness dimming

    N26 VS Zero Finance

     
  9. Remitly icon
     1 like
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    Securely send money globally to banks and cash pickup spots with competitive exchange rates and no recipient fees. Enjoy 24/7 service, real-time updates, and a refund policy for delayed transfers.

    27 Remitly alternatives

    License model

    Country of Origin

    • US flagUnited States

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • iPad

    Remitly Features

    1.  Currency Conversion
    2.  Support for multiple currencies
    3.  Foreign account deposits
    4.  Live exchange rates
    5.  In-app Money Transfer
    6.  Exchange rates
    7.  International payments

    Remitly VS Zero Finance

     
  10.  Countingup icon
     2 likes
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    Countingup is a business current account and accounting software in one easy-to-use app.

    License model

    Country of Origin

    • GB flagUnited Kingdom

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • iPad

    Countingup VS Zero Finance

     
  11. Copy a direct link to this comment to your clipboard

    With a flat £3 fee, always the live exchange rate, and an app designed just for you, moving money across borders has never been so easy.

    License model

    Application type

    Country of Origin

    • GB flagUnited Kingdom

    Platforms

    • Online
    • iPhone
    • iPad

    Atlantic Money Features

    1.  Money Transfer
    2.  In-app Money Transfer
    3.  Currency Conversion
    4.  Support for multiple currencies
    5.  Exchange rates
    6.  Mobile payment

    Atlantic Money VS Zero Finance

     
  12. Simple icon
     9 likes
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    Simple is online banking with superhuman customer service and tools to help you easily budget and save, right inside your account.

    License model

    • FreeProprietary

    Application type

    Country of Origin

    • US flagUnited States

    Platforms

    • Online
    • Android
    • iPhone
    Discontinued

    This bank is being dissolved into its parent company on May 8th. Details on their website.https://www.simple.com/

    Simple Features

    1.  Mobile Check Deposit
    2.  Zero-based budgeting

    Simple VS Zero Finance

     
12 of 42 Zero Finance alternatives