Zero Finance Alternatives

Zero Finance is described as 'Open source alternative to Ramp' and is an website in the business & commerce category. There are more than 25 alternatives to Zero Finance, not only websites but also apps for a variety of platforms, including Android, iPhone, iPad and Android Tablet apps. The best Zero Finance alternative is Wise. It's not free, so if you're looking for a free alternative, you could try Revolut or MiniPay Wallet. Other great sites and apps similar to Zero Finance are Strike.me, Skrill, Remitly and Curve.

More about Zero Finance

Zero Finance alternatives page was last updated Jul 1, 2025

Simple
9 likes
Simple is online banking with superhuman customer service and tools to help you easily budget and save, right inside your account.
Cost / License
Free
Proprietary
Application type
Online Banking Tool
Origin
United States
Alerts
Discontinued
Platforms
Online
Android
iPhone
Is Simple a good alternative to Zero Finance?
Monzo
5 likes
Monzo Bank is a digital, mobile-only bank based in the United Kingdom.

Manage your money

Set spending budgets Set monthly budgets for spending on things like groceries and going out.

See an easy summary See an overview of your account any time, with notifications if you’re.

Cost / License
Freemium (Subscription)
Proprietary
Application types
Money Transfer Service
Online Banking Tool
Origin
United Kingdom
Platforms
Online
Android
iPhone
Is Monzo a good alternative to Zero Finance?
Sumeria
1 like
Online banking.
Cost / License
Freemium (Subscription)
Proprietary
Application type
Online Banking Tool
Origin
France
EU
Platforms
Online
Android
iPhone
Is Sumeria a good alternative to Zero Finance?
Ad
Remitly
Securely send money globally to banks and cash pickup spots with competitive exchange rates and no recipient fees. Enjoy 24/7 service, real-time updates, and a refund policy for delayed transfers.

https://www.remitly.com
Learn More
MuchBetter
1 like
Revolutionising the payments landscape. Award-winning mobile wallet app and payments company offering a digital wallet, payments gateway, cards and wearables.
15 MuchBetter alternatives
Cost / License
Free
Proprietary
Origin
United Kingdom
Platforms
Android
iPhone
iPad
Android Tablet
Is MuchBetter a good alternative to Zero Finance?
DiPocket
1 like
DiPocket is the financial app that makes managing your money a joy. Whether you’re transferring funds internationally, travelling abroad, or simply making or receiving payments DiPocket is secure, easy to use, and gives you total control of your day-to-day finances.
Cost / License
Free
Proprietary
Origin
United Kingdom
Platforms
Android
iPhone
Is DiPocket a good alternative to Zero Finance?
The Credit Thing
1 like
A new approach to credit cards - credit at your fingertips. Build your credit score with The Credit Thing. An app you’ll want to use every day.
Cost / License
Free
Proprietary
Application types
Online Banking Tool
Money Transfer Service
Origin
United Kingdom
Platforms
Android
iPhone
iPad
Is The Credit Thing a good alternative to Zero Finance?
Monese
4 likes
Monese is the multi-currency mobile banking alternative that’s locally smart and globally connected. Use it to open a fully functional current account instantly, straight from your phone, and gain access to more features and services
Cost / License
Freemium (Subscription)
Proprietary
Application types
Money Transfer Service
Online Banking Tool
Origin
United Kingdom
Platforms
Online
Android
iPhone
Is Monese a good alternative to Zero Finance?
One
2 likes
How you bank is deeply personal. We created One to support your unique life. Stress less about money so you can focus on what matters most.
Cost / License
Free
Proprietary
Application type
Online Banking Tool
Origin
United States
Platforms
Android
iPhone
Is One a good alternative to Zero Finance?
myGMT: Money Transfer Abroad
4 likes
With just a few taps, you can easily send money to your family and friends anywhere in the world. Our user-friendly interface and advanced security measures ensure a seamless and secure experience.
34 myGMT: Money Transfer Abroad alternatives
Cost / License
Freemium (Subscription)
Proprietary
Application types
Money Transfer Service
Online Banking Tool
Origin
United Kingdom
Platforms
Online
Android
iPhone
Android Tablet
iPad
Is this a good alternative to Zero Finance?
Starling Bank
2 likes
Personal, joint, euro & business banking. Instant alerts when you spend & get paid, spending habit insights + no fees overseas.
28 Starling Bank alternatives
Cost / License
Freemium (Pay once)
Proprietary
Application types
Money Transfer Service
Online Banking Tool
Origin
United Kingdom
Platforms
Online
Android
iPhone
Android Tablet
iPad
+4
Is Starling Bank a good alternative to Zero Finance?
Genome
1 like
Genome is a financial platform for personal, business, and merchant account opening, internal and international money transfers, outgoing and incoming payments, completely online.
Cost / License
Freemium (Pay once)
Proprietary
Application type
Payment Processing Service
Platforms
Online
Is Genome a good alternative to Zero Finance?
MomoPay
Like
MomoPay offers a seamless platform for managing your finances. With its virtual debit card options, low fees, and secure KYC process, users can make payments, transfer funds, and shop globally.
Cost / License
Pay once or Subscription
Proprietary
Application types
Money Transfer Service
Online Banking Tool
Origin
United States
Platforms
Online
Android
Android Tablet
Software as a Service (SaaS)
Is MomoPay a good alternative to Zero Finance?
MomoPay is the most popular SaaS alternative to Zero Finance.
MomoPay is Paid and ProprietaryZero Finance is Free and Open Source