Zelle AlternativesOnly apps categorised as Payment Processing Services

The best Payment Processing alternative to Zelle is PayPal. It's not free, so if you're looking for a free alternative, you could try PayPal or GNU Taler. If that doesn't suit you, our users have ranked more than 25 alternatives to Zelle and 16 are Payment Processing Services so hopefully you can find a suitable replacement. Other interesting Payment Processing Service alternatives to Zelle are Strike.me, Apple Pay, Remitly and Meta Pay.

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Alternatives list

  1. PayPal icon

    PayPal

     364 likes
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    Offering safe, convenient online payments worldwide, with buyer and seller protection, integration with over 200 countries’ banks, and optional features like PayPal Credit, PayPal is a trusted choice for personal and business use, providing flexible, secure payment options.

    159 PayPal alternatives

    Cost / License

    • Free Personal
    • Proprietary

    Application types

    Platforms

    • Online
    • Android
    • iPhone
    PayPal screenshot 1
    PayPal screenshot 2
    PayPal screenshot 3
     
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    2
    Comments about PayPal as an Alternative to Zelle
    Guest
    Positive
    1

    PayPal is convenient, safe, and free (no fee for most transactions). It's not only the best alternative to Zelle, it's superior to Zelle because it doesn't impose transfer limits like Zelle does (of $500 per week per person).

    Review by a new / low-activity user.
    Guest
    Positive
    0

    None of these services are perfect nor or people. When things go wrong PayPal has the service power and experience to get things fixed. For lack of a better term Zelle is terrible and the biggest reason I believe people are looking elsewhere. They are real good however of blaming everything on your bank

    Review by a new / low-activity user.
    Zelle Icon
    PayPal icon

    • PayPal is the most popular Web-based, Android & iPhone alternative to Zelle.

    • PayPal is the most popular free alternative to Zelle.

    • PayPal is Free Personal and ProprietaryZelle is Free and Proprietary
    • PayPal is Security-focusedZelle is not according to our users
  2. Wise icon

    Wise

     54 likes
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    Provides secure, cost-effective international transfers using the real exchange rate. Supports over 70 currencies, allowing account openings in 8+ currencies, and offers a free multi-currency account up to 8x cheaper than banks.

    50 Wise alternatives

    Cost / License

    • Pay once
    • Proprietary

    Application types

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • iPad
    Wise screenshot 1
    Wise screenshot 2
    Wise screenshot 3
     

    • Wise is the most popular iPad & Android Tablet alternative to Zelle.

    • Wise is the most popular commercial alternative to Zelle.

    • Wise is Paid and ProprietaryZelle is Free and Proprietary
  4. GNU Taler icon

    GNU Taler

     24 likes
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    GNU Taler is a privacy-preserving payment system. Customers can stay anonymous, but merchants can not hide their income through payments with GNU Taler. This helps to avoid tax evasion and money laundering.

    123 GNU Taler alternatives

    Cost / License

    • Free
    • Open Source

    Application type

    Platforms

    • Android
    • Self-Hosted
    • Google Chrome
    • Opera
    • Mozilla Firefox
    • F-Droid
     
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    1
    Comments about GNU Taler as an Alternative to Zelle
    Guest
    Negative
    0

    It doesn't allow you to work with USD or any real currency (just their test currency KUDOS). It is a proof-of-concept without any real-life, real-currency payment functionality.

    Review by a new / low-activity user.
    Zelle Icon
    GNU Taler icon

    • GNU Taler is the most popular Self-Hosted alternative to Zelle.

    • GNU Taler is the most popular Open Source alternative to Zelle.

    • GNU Taler is Free and Open SourceZelle is Free and Proprietary
    • GNU Taler is Privacy focused and Security-focusedZelle is not according to our users
  5. Ad
    Screenshot
    Wise icon
    Wise

    Provides secure, cost-effective international transfers using the real exchange rate. Supports over 70 currencies, allowing account openings in 8+ currencies, and offers a free multi-currency account up to 8x cheaper than banks.

    https://wise.com
    Learn More
  6. Strike.me icon

    Strike.me

     6 likes
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    Strike.me is a platform for buying bitcoin and making global money transfers. Users can quickly register and start transactions from a cent. The platform allows automatic bitcoin purchases at set intervals or at the current market price.

    Cost / License

    • Free
    • Proprietary

    Application types

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • iPad
    Strike.me screenshot 1
    Strike.me screenshot 2
    Strike.me screenshot 3
     
  7. Apple Pay icon

    Apple Pay

     7 likes
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    Apple Pay lets you make purchases securely in stores, in apps, and on the web using Safari . Pay with just a touch, in person or online, with debit and credit cards. Your purchases are safe and private, card details never shared by Apple.

    29 Apple Pay alternatives

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Online
    Apple Pay screenshot 1
     
  8. Remitly icon

    Remitly

     2 likes
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    Securely send money globally to banks and cash pickup spots with competitive exchange rates and no recipient fees. Enjoy 24/7 service, real-time updates, and a refund policy for delayed transfers.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • iPad
    Remitly screenshot 1
    Remitly screenshot 2
    Remitly screenshot 3
     
  10. Meta Pay icon

    Meta Pay

     2 likes
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    Meta Pay is an easy, secure way to pay on the apps you already use.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Facebook
    • Instagram
    • Facebook Messenger
    • iPhone
    • Android
    Meta Pay screenshot 1
     
  11. Cash App icon

    Cash App

     8 likes
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    Cash App lets you pay friends instantly, and cash out to your bank for free. Standard deposits show up the very next business day. You can even spend directly from the app with a built-in Visa virtual card number.

    34 Cash App alternatives

    Cost / License

    • Free
    • Proprietary

    Application types

    Platforms

    • Android
    • iPhone
    Cash App screenshot 1
    Cash App screenshot 2
    Cash App screenshot 3
     
  13. Deal.io icon

    Deal.io

     1 like
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    Companies of all sizes use Deal to create the fastest checkout experience online (or in-store), increase conversion rates and boost sales.

    Cost / License

    • Freemium (Subscription)
    • Proprietary

    Application type

    Platforms

    • Software as a Service (SaaS)
    Deal.io screenshot 1
     

    • Deal.io is the most popular SaaS alternative to Zelle.

    • Deal.io is Freemium and ProprietaryZelle is Free and Proprietary
  14. MomoPay icon

    MomoPay

     Like
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    MomoPay offers a seamless platform for managing your finances. With its virtual debit card options, low fees, and secure KYC process, users can make payments, transfer funds, and shop globally.

    Cost / License

    • Pay once or Subscription
    • Proprietary

    Application types

    Platforms

    • Online
    • Android
    • Android Tablet
    • Software as a Service (SaaS)
    MomoPay screenshot 1
    MomoPay screenshot 2
    MomoPay screenshot 3
     
12 of 16 Zelle alternatives