You Need A Budget AlternativesOnly apps categorised as Online Banking Tools

The best Online Banking alternative to You Need A Budget is HomeBank, which is both free and Open Source. If that doesn't suit you, our users have ranked more than 100 alternatives to You Need A Budget and nine of them are Online Banking Tools so hopefully you can find a suitable replacement. Other interesting Online Banking Tool alternatives to You Need A Budget are KMyMoney, Quicken, Moneydance and Skrooge.

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You Need A Budget alternatives are mainly Online Banking Tools, but if you're looking for Personal Finance Tools or Budget Managers you can filter on that. Other popular filters include Open Source and Android + Open Source. You can also filter by region, for example EU-based alternatives if you prefer software developed in the European Union. These are just examples - use the filter bar below to find more specific alternatives to You Need A Budget.
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Alternatives list

  1. HomeBank icon
     142 likes

    Open-source accounting software for personal finance and budgeting, featuring multi-platform compatibility, comprehensive analysis tools, recurring transactions, detailed reports, and support for multiple languages and export formats.

    286 HomeBank alternatives

    Cost / License

    Platforms

    • Mac
    • Windows
    • Linux
    • BSD
     
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    1
    HomeBank vs You Need A Budget Comments
    odedarbel
    Negative
    7

    It is not envelop based, which is the main feature of YNAB, Also no syncing to other devices, and they don't have a mobile application - which is a must for tracking expenses.

    • HomeBank is Free and Open SourceYou Need A Budget is Paid and Proprietary
  2. KMyMoney icon
     47 likes

    KMyMoney is a cross-platform personal finance manager built on KDE frameworks technologies for your desktop and notebook environment. It enables users to keep careful track of their personal finances by providing a broad array of financial features and tools.

    240 KMyMoney alternatives

    Cost / License

    Platforms

    • Mac
    • Windows
    • Linux
    • Flathub
    • Haiku
     
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    1
    KMyMoney vs You Need A Budget Comments
    RemovedUser
    Negative
    1

    KMyMoney seems to have many fonctionnalities. But to budget with it is much too complicated. You don't have in a glance the basic balance information to compare your spendings vs your earnings. Same thing to see the distribution of your spendings among categories. I used it for a long time, but I don't regret to be passed to YNAB, even if I have to pay (since I have a return on investment).

    Review by a new / low-activity user.
    • KMyMoney is Free and Open SourceYou Need A Budget is Paid and Proprietary
  3. Quicken icon
     37 likes

    Quicken is a prominent personal finance software in the United States, designed to simplify the management of your financial matters. It provides a comprehensive platform to monitor spending, maintain daily finances, and adhere to a budget.

    283 Quicken alternatives

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • Mac
    • Windows
    • Android
    • iPhone
    • Android Tablet
    • iPad
     
  4. Moneydance icon
     27 likes

    Comprehensive cross-platform personal finance app providing encrypted local data storage, online banking connectivity, bill pay, customizable budgets, investment tracking for various assets, multi-currency support, advanced graphs, payment reminders, and detailed financial reports.

    282 Moneydance alternatives

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • Mac
    • Windows
    • Linux
    • Android
    • iPhone
    • Android Tablet
    • iPad
     
  5. Skrooge icon
     25 likes

    Skrooge allows you to manage your personal finances, powered by KDE 4.x. Thanks to its many features, it is one of the most powerful way to enter, follow, and analyze your expenses.

    276 Skrooge alternatives

    Cost / License

    • Free
    • Open Source

    Platforms

    • Mac
    • Windows
    • Linux
    • Haiku
     
  6. Moneyspire icon
     4 likes

    Track bank accounts, credit cards, and balances, organize transactions, balance the checkbook, and set bill reminders. Easily manage budgets, generate detailed reports and charts, use split transactions, reconcile accounts, import multiple file types, and support multiple currencies.

    144 Moneyspire alternatives

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • Mac
    • Windows
    • Linux
    • iPhone
    • iPad
    • Android
     
  7. Qube Money icon
     2 likes

    Qube Money is a personal finance budgeting app/online bank that allows users to follow the cash envelope strategy for budgeting using their debit cards. Now you can shop online while still strictly following the envelope budgeting system.

    Cost / License

    • Freemium
    • Proprietary

    Platforms

    • Mac
    • Online
    • Android
    • iPhone
    • Software as a Service (SaaS)
     
  8. YAPBAM icon
     Like

    Yapbam is a personal bank account manager.

    Yapbam is free, open-source (GPL v3), cross-platform (it runs under Windows, MacOs, Linux, etc), portable (you can put it on an USB key) and easy to use. Geeks will be happy to know that it is also extensible (you can add Java written p.

    Cost / License

    Platforms

    • Mac
    • Windows
    • Linux
    • Java
     
  9. AccountingSuite a powerful, all-in-one business application that combines accounting, order management and inventory into one cloud-driven platform.

    145 AccountingSuite alternatives

    Cost / License

    • Paid
    • Proprietary

    Platforms

    • Online
     
9 of 9 You Need A Budget alternatives