Open Source You Need A Budget AlternativesBudget Managers & Personal Finance Tools like You Need A Budget

The best open source alternative to You Need A Budget is HomeBank. If that doesn't suit you, our users have ranked more than 100 alternatives to You Need A Budget and loads of them is open source so hopefully you can find a suitable replacement. Other interesting open source alternatives to You Need A Budget are Money Manager Ex, Dime: Budget & Expense Tracker, Ivy Wallet and Waterfly III.

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You Need A Budget alternatives are mainly Budget Managers but may also be Personal Finance Tools or Spreadsheet Apps.  Other popular filters includes Android + Open Source. Filter by these or use the filter bar below if you want a narrower list of alternatives or looking for a specific functionality of You Need A Budget.
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You Need A Budget alternatives page was last updated Aug 20, 2024
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  1. HomeBank icon
    HomeBank icon

    HomeBank

     132 likes
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    HomeBank is a free software. Use it to manage your personal accounts. It is designed to easy to use. Analyse your finances in detail using powerful filtering tools and graphs.

    244 HomeBank alternatives
    HomeBank screenshot 1

    License model

    • Free • Open Source

    Application types

    Platforms

    • Mac
    • Windows
    • Linux
    • Symbian S60
    • BSD
    HomeBank screenshot 1
    Main page without data - dark mode

    Properties

    1.  No registration required
    2.  Ad-free
    3.  Works Offline

    Features

    1.  Multiple Account support
    2.  Money Tracking
    3.  Dark Mode
    4.  Categories
    5.  Portable
    6.  Tagging
    7.  Import CSV Data
    8.  Recurring Billing
    9.  Currency Conversion
    10.  Bank integration
    11.  Support for multiple currencies
    12.  Annual Budgeting solution
    13.  Android Sync
    14.  Multiple languages
    15.  Category Filters
    HomeBank iconYou Need A Budget Icon

    HomeBank VS You Need A Budget

    Is HomeBank a good alternative to You Need A Budget?
     
    Comments about HomeBank as an Alternative to You Need A Budget
     
    odedarbel

    It is not envelop based, which is the main feature of YNAB, Also no syncing to other devices, and they don't have a mobile application - which is a must for tracking expenses.

    Negative comment •Aug 14, 2020
    6
    You Need A Budget Icon
    HomeBank icon

    • Some users think HomeBank is a great You Need A Budget alternative, some don't.

    • HomeBank is the most popular Windows, Mac & Linux alternative to You Need A Budget.

    • HomeBank is the most popular Open Source & free alternative to You Need A Budget.

    • HomeBank is Free and Open SourceYou Need A Budget is Paid and Proprietary
  2. Money Manager Ex icon
    Money Manager Ex icon

    Money Manager Ex

     82 likes
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    Money Manager Ex is a free, open-source, cross-platform, easy-to-use personal finance software. It primarily helps organize one's finances and keeps track of where, when and how the money goes. It is also a great tool to get a bird's eye view of your financial worth.

    234 Money Manager Ex alternatives
    Money Manager Ex screenshot 1

    License model

    • Free • Open Source

    Application types

    Platforms

    • Mac
    • Windows
    • Linux
    • PortableApps.com
    • Android
    • F-Droid
    Money Manager Ex screenshot 1
    Money Manager Ex screenshot 2
    +4
    Currency Dialog

    Money Manager Ex Features

    1.  Dropbox integration
    2.  Recurring Billing
    3.  Portable
    4.  Google Drive integration
    5.  Multiple languages
    6.  Import CSV Data
    7.  Portfolio Analytics
    Money Manager Ex iconYou Need A Budget Icon

    Money Manager Ex VS You Need A Budget

    Is Money Manager Ex a good alternative to You Need A Budget?
     

    • Most users think Money Manager Ex is a great You Need A Budget alternative.

    • Money Manager Ex is the most popular Android alternative to You Need A Budget.

    • Money Manager Ex is Free and Open SourceYou Need A Budget is Paid and Proprietary
  4. Dime: Budget & Expense Tracker icon
    Dime: Budget & Expense Tracker icon

    Dime: Budget & Expense Tracker

     7 likes
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    Dime is a beautiful expense tracker built with iOS design guidelines in mind.

    59 Dime: Budget & Expense Tracker alternatives
    Dime: Budget & Expense Tracker screenshot 1
    Dime: Budget & Expense Tracker screenshot 2
    +6
    Dime: Budget & Expense Tracker screenshot 3

    License model

    • Free • Open Source

    Application types

    Platforms

    • iPhone

    Properties

    1.  Works Offline
    2.  Ad-free
    3.  Privacy focused
    4.  No Tracking

    Features

    1.  Dark Mode
    2.  Reminders
    3.  Biometric Authentication
    4.  Recurring transactions
    5.  Periodic Reminders
    6.  Money Tracking
    7.  iOS widget
    8.  User friendly
    9.  Expense Tracking
    10.  Sync with iCloud
    Dime: Budget & Expense Tracker iconYou Need A Budget Icon

    Dime: Budget & Expense Tracker VS You Need A Budget

    Is this a good alternative to You Need A Budget?
     

    • Dime: Budget & Expense Tracker is the most popular iPhone alternative to You Need A Budget.

    • Dime: Budget & Expense Tracker is Free and Open SourceYou Need A Budget is Paid and Proprietary
    • Dime: Budget & Expense Tracker is Privacy focusedYou Need A Budget is not according to our users
  5. Ivy Wallet icon
    Ivy Wallet icon

    Ivy Wallet

     17 likes
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    Ivy Wallet helps you track your spending, manage your budget, and plan future payments with a modern budget manager app.

    85 Ivy Wallet alternatives
    Ivy Wallet screenshot 1
    Ivy Wallet screenshot 2
    +5
    Ivy Wallet screenshot 3

    License model

    • Freemium • Open Source

    Application types

    Platforms

    • Android

    Properties

    1.  Ad-free
    2.  Privacy focused
    3.  No registration required
    4.  Works Offline

    Features

    1.  Expense Tracking
    2.  Import CSV Data
    3.  Support for multiple currencies
    4.  Dark Mode
    5.  Currency Conversion
    6.  Recurring Billing
    7.  Cash Flow Analysis
    8.  End-to-End Encryption
    9.  Goal Tracking
    10.  Bank integration
    Discontinued

    As of Nov 5th, 2024, this project is no longer maintained by the original developers. No further updates, bug fixes, or support will be provided.

    Ivy Wallet iconYou Need A Budget Icon

    Ivy Wallet VS You Need A Budget

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  6. Waterfly III icon
    Waterfly III icon

    Waterfly III

     11 likes
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    Unofficial Android App for Firefly III, a free and open source personal finance manager.

    42 Waterfly III alternatives
    Waterfly III screenshot 1
    Waterfly III screenshot 2
    +3
    Waterfly III screenshot 3

    License model

    • Free • Open Source

    Application types

    Platforms

    • Android
    • F-Droid

    Properties

    1.  Privacy focused
    2.  Ad-free
    3.  No Tracking
    4.  No registration required
    5.  Works Offline

    Features

    1.  Bank integration
    2.  Dark Mode
    3.  Cash Flow Analysis
    4.  Support for multiple currencies
    5.  Expense Tracking
    6.  Charts
    7.  Material design
    Waterfly III iconYou Need A Budget Icon

    Waterfly III VS You Need A Budget

    Is Waterfly III a good alternative to You Need A Budget?
     
  7. RecurringExpenseTracker icon
    RecurringExpenseTracker icon

    RecurringExpenseTracker

     6 likes
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    RecurringExpenseTracker is a Material You recurring expense tracker, allowing you to keep track of your monthly spending. As its name suggests, it focuses on reccurring expenses such as rent, insurances, subscriptions etc.

    101 RecurringExpenseTracker alternatives
    RecurringExpenseTracker screenshot 1
    RecurringExpenseTracker screenshot 2

    License model

    • Free • Open Source

    Application types

    Platforms

    • Android
    • F-Droid

    Properties

    1.  No registration required
    2.  Privacy focused
    3.  Works Offline
    4.  No Tracking

    Features

    1.  Recurring Billing
    2.  Data export/import
    3.  Expense Tracking
    4.  Money Tracking
    5.  Material design
    RecurringExpenseTracker iconYou Need A Budget Icon

    RecurringExpenseTracker VS You Need A Budget

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  9. Financier icon
    Financier icon

    Financier

     13 likes
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    Personal budgeting software inspired by budget-to-zero and the envelope system. Works offline and no signup required.

    60 Financier alternatives
    Financier screenshot 1

    License model

    • Freemium • Open Source

    Application types

    Platforms

    • Online
    The budget page
    The account register
    +1
    The Net Worth report

    Properties

    1.  Privacy focused
    2.  Ad-free
    3.  Works Offline

    Features

    1.  Cloud Sync
    2.  Zero-based budgeting
    3.  Money Tracking
    Financier iconYou Need A Budget Icon

    Financier VS You Need A Budget

    Is Financier a good alternative to You Need A Budget?
     
    Comments about Financier as an Alternative to You Need A Budget
     
    Guest

    Financier has a lot in common with YNAB4 but is lighter, faster and web based.

    Positive comment •Feb 3, 2017
    2
    Guest

    Works on exactly the same philosphy. Ready made replacement but much cheaper - even free.

    Positive comment •Aug 20, 2018
    2
    You Need A Budget Icon
    Financier icon

    • Almost everyone thinks Financier is a great You Need A Budget alternative.

    • Financier is the most popular Web-based alternative to You Need A Budget.

    • Financier is Freemium and Open SourceYou Need A Budget is Paid and Proprietary
    • Financier is Privacy focusedYou Need A Budget is not according to our users
  10. Firefly III icon
    Firefly III icon

    Firefly III

     29 likes
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    Financial manager, it can help you keep track of expenses, income, budgets and everything in between. It even supports credit cards, shared household accounts and savings accounts.

    130 Firefly III alternatives
    Firefly III screenshot 1

    License model

    • Free • Open Source

    Application types

    Platforms

    • Android
    • Android Tablet
    • Self-Hosted
    • Cloudron
    Firefly III screenshot 1
    Firefly III screenshot 2
    +4
    Firefly III screenshot 3

    Properties

    1.  Privacy focused
    2.  Ad-free

    Features

    1.  Financial reporting
    2.  Multiple Account support
    3.  Cash Flow Analysis
    4.  Support for multiple currencies
    5.  Recurring Billing
    6.  Bank integration
    7.  Dark Mode
    8.  Import CSV Data
    Firefly III iconYou Need A Budget Icon

    Firefly III VS You Need A Budget

    Is Firefly III a good alternative to You Need A Budget?
     

    • Firefly III is the most popular Android Tablet & Self-Hosted alternative to You Need A Budget.

    • Firefly III is Free and Open SourceYou Need A Budget is Paid and Proprietary
    • Firefly III is Privacy focusedYou Need A Budget is not according to our users
  11. Actual Budget icon
    Actual Budget icon

    Actual Budget

     16 likes
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    Actual is an personal finance tracker with a powerful budgeting system. Only budget money that you have and see exactly how much you're saving each month. Track all your accounts in one place.

    75 Actual Budget alternatives
    Actual Budget screenshot 1

    License model

    • Free • Open Source

    Application types

    Platforms

    • Online
    • Self-Hosted
    Actual Budget screenshot 1
    Actual Budget screenshot 2
    +7
    Actual Budget screenshot 3

    Properties

    1.  Privacy focused
    2.  Works Offline
    3.  Ad-free
    4.  No registration required

    Features

    1.  Bank integration
    2.  End-to-End Encryption
    3.  Dark Mode
    4.  Support for multiple currencies
    5.  Recurring Billing
    6.  Zero-based budgeting
    7.  User experience
    Actual Budget iconYou Need A Budget Icon

    Actual Budget VS You Need A Budget

    Is Actual Budget a good alternative to You Need A Budget?
     
    Comments about Actual Budget as an Alternative to You Need A Budget
     
    Guest

    It is open source, hence provides better privacy guarantees.

    Positive comment •Jan 6, 2023
    0
    aji

    This is an envelope-based budgeting software similar to YNAB. The program is pretty snappy and quick (vs. YNAB's web software that I find runs very slowly on my laptop). It's only 4 USD a month which is much cheaper.

    Positive comment •Oct 12, 2020
    0
    You Need A Budget Icon
    Actual Budget icon

    • Almost everyone thinks Actual Budget is a great You Need A Budget alternative.

    • Actual Budget is Free and Open SourceYou Need A Budget is Paid and Proprietary
    • Actual Budget is Privacy focusedYou Need A Budget is not according to our users
  12. MoneyWallet icon
    MoneyWallet icon

    MoneyWallet

     18 likes
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    MoneyWallet is an Android application that let you track your expenses. You can organize your data using custom categories, events, places and people tags. The best alternative to others apps, free and open source.

    271 MoneyWallet alternatives
    MoneyWallet screenshot 1
    MoneyWallet screenshot 2
    +3
    MoneyWallet screenshot 3

    License model

    • Free • Open Source

    Application types

    Platforms

    • Android
    • F-Droid

    Properties

    1.  Works Offline
    2.  Privacy focused
    3.  Ad-free

    Features

    1.  Currency Conversion
    2.  Import CSV Data
    3.  Categories
    4.  Double Entry Accounting
    Discontinued

    The last update is from 2021. According to a pull on GitHub, the project creator has no time to develop this app. Source : https://github.com/AndreAle94/moneywallet/issues/259

    MoneyWallet iconYou Need A Budget Icon

    MoneyWallet VS You Need A Budget

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  13. Paisa - Personal Finance Manager icon
    Paisa - Personal Finance Manager icon

    Paisa - Personal Finance Manager

     8 likes
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    Paisa is a Personal finance manager. It builds on top of the Ledger double entry accounting tool.

    64 Paisa - Personal Finance Manager alternatives
    Paisa - Personal Finance Manager screenshot 1

    License model

    • Free • Open Source

    Application types

    Platforms

    • Mac
    • Windows
    • Linux
    • Self-Hosted
    Paisa - Personal Finance Manager screenshot 1
    Paisa - Personal Finance Manager screenshot 2

    Properties

    1.  Ad-free
    2.  Privacy focused
    3.  Works Offline

    Features

    1.  Support for multiple currencies
    2.  Goal Tracking
    3.  Dark Mode
    4.  Cash Flow Analysis
    Paisa - Personal Finance Manager iconYou Need A Budget Icon

    Paisa - Personal Finance Manager VS You Need A Budget

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  14. GreenStash icon
    GreenStash icon

    GreenStash

     7 likes
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    GreenStash is a simple FOSS android app to help you plan and manage your savings goals easily and establish the habit of saving money.

    99 GreenStash alternatives
    GreenStash screenshot 1
    GreenStash screenshot 2
    +3
    GreenStash screenshot 3

    License model

    • Free • Open Source

    Application types

    Platforms

    • Android
    • Android Tablet
    • F-Droid

    Properties

    1.  Ad-free
    2.  Works Offline
    3.  No registration required
    4.  Privacy focused

    Features

    1.  Goal Tracking
    2.  Dark Mode
    3.  Expense Tracking
    GreenStash iconYou Need A Budget Icon

    GreenStash VS You Need A Budget

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12 of 57 You Need A Budget alternatives