Wise AlternativesOnly apps categorised as Online Banking Tools

The best Online Banking alternative to Wise is PayPal. It's not free, so if you're looking for a free alternative, you could try PayPal or Revolut. If that doesn't suit you, our users have ranked more than 50 alternatives to Wise and many of them are Online Banking Tools so hopefully you can find a suitable replacement. Other interesting Online Banking Tool alternatives to Wise are Strike.me, N26, Airwallex and Okoora.

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Alternatives list

  1. PayPal icon

    PayPal

     365 likes

    Offering safe, convenient online payments worldwide, with buyer and seller protection, integration with over 200 countries’ banks, and optional features like PayPal Credit, PayPal is a trusted choice for personal and business use, providing flexible, secure payment options.

    163 PayPal alternatives

    Cost / License

    • Free Personal
    • Proprietary

    Application types

    Platforms

    • Online
    • Android
    • iPhone
    PayPal screenshot 1
     
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    3
    PayPal vs Wise Comments
    Lukas Littwitz
    Negative
    1

    paypal is the worst when sending money internationally

    Alex Hann
    Positive
    0

    For end-clients the most close alternative is Revolut and Bunq. Both have banking license (not just EMI license). The big plus of Wise is an integration with Interactive Brokers , etc.

    Guest
    Negative
    0

    PayPal is just a payment processor, not a bank

    Review by a new / low-activity user.
    • PayPal is Free Personal and ProprietaryWise is Paid and Proprietary
    • PayPal is Security-focusedWise is not according to our users
  2. Revolut icon

    Revolut

     48 likes

    Revolut offers an international banking alternative with multi-currency transfers, budgeting, split payments, and direct crypto exchange in a feature-rich app. Enjoy surcharge-free ATM withdrawals, real-time expense tracking, and security controls, including card management and freeze options.

    46 Revolut alternatives

    Cost / License

    • Freemium
    • Proprietary

    Application types

    Platforms

    • Android
    • iPhone
    • Apple Watch
    • Android Wear
    Revolut screenshot 1
     
  5. Strike.me icon

    Strike.me

     6 likes

    Strike.me is a platform for buying bitcoin and making global money transfers. Users can quickly register and start transactions from a cent. The platform allows automatic bitcoin purchases at set intervals or at the current market price.

    80 Strike.me alternatives

    Cost / License

    • Free
    • Proprietary

    Application types

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • iPad
    Strike.me screenshot 1
     
  6. N26 icon

    N26

     12 likes

    N26 is The Mobile Bank, Europe’s first completely mobile bank, trusted by more than 2,500,000 customers in 24 markets. N26 gives you complete control of your financial life on your phone. Download the N26 app and open an account in minutes.

    Cost / License

    • Freemium
    • Proprietary

    Application types

    Platforms

    • Online
    • Android
    • iPhone
    N26 screenshot 1
     
  7. Airwallex icon

    Airwallex

     Like

    Enables businesses worldwide to send and receive funds across borders, hold 20+ currencies, access multi-currency accounts and wallets, issue virtual or physical expense cards, automate payments, and use local payment networks with low transparent fees.

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • iPad
    • Software as a Service (SaaS)
    Airwallex screenshot 1
     
  9. Okoora icon

    Okoora

     Like

    Okoora empowers businesses to better manage their currency operations. Our advanced solutions streamline cross-border financial processes and reduce currency risk for organizations of all sizes.

    Cost / License

    • Paid
    • Proprietary

    Application types

    Platforms

    • Online
    • Android
    Okoora screenshot 1
     
  10. Conotoxia icon

    Conotoxia

     Like

    Conotoxia (know in Poland as Cinkciarz) is Multi-currency financial services provider.

    Cost / License

    • Freemium
    • Proprietary

    Application types

    Platforms

    • Online
    Conotoxia screenshot 1
     
  11. Statrys icon

    Statrys

     1 like

    Statrys is a payments services platform that offers a fully digital business accounts, FX Trading Accounts, and Local Currency accounts to SMEs.

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    • Software as a Service (SaaS)
     
  12. Starling Bank icon

    Starling Bank

     2 likes

    Personal, joint, euro & business banking. Instant alerts when you spend & get paid, spending habit insights + no fees overseas.

    Cost / License

    • Freemium
    • Proprietary

    Application types

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • iPad
    Starling Bank screenshot 1
     
  13. Monzo icon

    Monzo

     5 likes

    Monzo Bank is a digital, mobile-only bank based in the United Kingdom.

    Manage your money

    • Set spending budgets Set monthly budgets for spending on things like groceries and going out.
    • See an easy summary See an overview of your account any time, with notifications if you’re.

    Cost / License

    • Freemium
    • Proprietary

    Application types

    Platforms

    • Online
    • Android
    • iPhone
    Monzo screenshot 1
     
  14. Monese icon

    Monese

     4 likes

    Monese is the multi-currency mobile banking alternative that’s locally smart and globally connected. Use it to open a fully functional current account instantly, straight from your phone, and gain access to more features and services

    Cost / License

    • Freemium
    • Proprietary

    Application types

    Platforms

    • Online
    • Android
    • iPhone
    Monese screenshot 1
     
12 of 23 Wise alternatives