Monzo Bank is a digital, mobile-only bank based in the United Kingdom.
Manage your money
- Set spending budgets
Set monthly budgets for spending on things like groceries and going out.
- See an easy summary
See an overview of your account any time, with notifications if you’re spending too fast.
- Get instant notifications
Get a notification the moment you use your card, before the receipt finishes printing. More Info »
- Use your card anywhere
Monzo works all around the world, and you don’t need to tell us if you’re going away.
- Take out cash
Withdraw up to £200 every 30 days for free (there’s a 3% charge after that).
- Spend for free
We don’t add any fees or charges for spending with your card, and we don’t mark up the exchange rate.
Send money fast
- Pay people in seconds
Send bank transfers that arrive pretty much instantly.
- Set up Direct Debits and standing orders
Manage recurring payments from your app.
- Split the bill
Split through the app and we’ll do the maths for you.
Keep your money safe
- Stay in control
If you lose your card, freeze it in the app and get a new one quickly. (Or defrost it if you find it again.)
- Rest easy
We’re part of the FSCS, so your money is protected up to £85,000.