Wise AlternativesTop Money Transfer Services & Online Banking Tools like Wise

Wise is described as 'Facilitates international transfers with real exchange rate, supporting 8+ currencies. Offers free multi-currency accounts up to 8x cheaper than banks' and is a popular Money Transfer service in the business & commerce category. There are more than 50 alternatives to Wise for a variety of platforms, including Web-based, iPhone, Android, iPad and Android Tablet apps. The best Wise alternative is PayPal. It's not free, so if you're looking for a free alternative, you could try PayPal or Revolut. Other great apps like Wise are MiniPay Wallet, Payoneer, Strike.me and Vivid?.

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Alternatives list

  1. PayPal icon

    PayPal

     364 likes
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    Offering safe, convenient online payments worldwide, with buyer and seller protection, integration with over 200 countries’ banks, and optional features like PayPal Credit, PayPal is a trusted choice for personal and business use, providing flexible, secure payment options.

    158 PayPal alternatives

    Cost / License

    • Free Personal
    • Proprietary

    Application types

    Platforms

    • Online
    • Android
    • iPhone
    PayPal screenshot 1
    PayPal screenshot 2
    PayPal screenshot 3
     
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    3
    Comments about PayPal as an Alternative to Wise
    Lukas Littwitz
    Negative
    1

    paypal is the worst when sending money internationally

    Alex Hann
    Positive
    0

    For end-clients the most close alternative is Revolut and Bunq. Both have banking license (not just EMI license). The big plus of Wise is an integration with Interactive Brokers , etc.

    Guest
    Negative
    0

    PayPal is just a payment processor, not a bank

    Review by a new / low-activity user.
    Wise Icon
    PayPal icon

    • Some users think PayPal is a great Wise alternative, some don't.

    • PayPal is the most popular Web-based, Android & iPhone alternative to Wise.

    • PayPal is the most popular free alternative to Wise.

    • PayPal is Free Personal and ProprietaryWise is Paid and Proprietary
    • PayPal is Security-focusedWise is not according to our users
  2. Revolut icon

    Revolut

     48 likes
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    Revolut offers an international banking alternative with multi-currency transfers, budgeting, split payments, and direct crypto exchange in a feature-rich app. Enjoy surcharge-free ATM withdrawals, real-time expense tracking, and security controls, including card management and freeze options.

    43 Revolut alternatives

    Cost / License

    • Freemium (Subscription)
    • Proprietary

    Application types

    Platforms

    • Android
    • iPhone
    • Apple Watch
    • Android Wear
    Revolut screenshot 1
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    Revolut screenshot 3
     
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    11
  4. GNU Taler icon

    GNU Taler

     23 likes
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    GNU Taler is a privacy-preserving payment system. Customers can stay anonymous, but merchants can not hide their income through payments with GNU Taler. This helps to avoid tax evasion and money laundering.

    Cost / License

    • Free
    • Open Source

    Application type

    Platforms

    • Android
    • Self-Hosted
    • Google Chrome
    • Opera
    • Mozilla Firefox
    • F-Droid
     

    • GNU Taler is the most popular Self-Hosted alternative to Wise.

    • GNU Taler is the most popular Open Source alternative to Wise.

    • GNU Taler is Free and Open SourceWise is Paid and Proprietary
    • GNU Taler is Privacy focused and Security-focusedWise is not according to our users
  5. Ad
    Screenshot
    Remitly icon
    Remitly

    Securely send money globally to banks and cash pickup spots with competitive exchange rates and no recipient fees. Enjoy 24/7 service, real-time updates, and a refund policy for delayed transfers.

    https://www.remitly.com
    Learn More
  6. MiniPay Wallet icon

    MiniPay Wallet

     4 likes
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    Experience fast, affordable, and secure digital transactions with MiniPay. Join millions around the world who trust our self-custodial wallet to manage and send funds globally. Send from Africa, Europe, and Latin America.

    62 MiniPay Wallet alternatives

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Android
    • iPhone
    MiniPay Wallet screenshot 1
    MiniPay Wallet screenshot 2
    MiniPay Wallet screenshot 3
     
  7. Payoneer icon

    Payoneer

     11 likes
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    Founded in 2005 and based in New York, Payoneer is venture-backed, profitable and ranked in the top 100 of Inc. 5000’s Financial Services companies.

    133 Payoneer alternatives

    Cost / License

    • Pay once
    • Proprietary

    Application types

    Platforms

    • Online
    Payoneer screenshot 1
     

    • Payoneer is the most popular commercial alternative to Wise.

    • Payoneer is Paid and ProprietaryWise is also Paid and Proprietary
  8. Strike.me icon

    Strike.me

     6 likes
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    Strike.me is a platform for buying bitcoin and making global money transfers. Users can quickly register and start transactions from a cent. The platform allows automatic bitcoin purchases at set intervals or at the current market price.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • iPad
    Strike.me screenshot 1
    Strike.me screenshot 2
    Strike.me screenshot 3
     

    • Strike.me is the most popular iPad & Android Tablet alternative to Wise.

    • Strike.me is Free and ProprietaryWise is Paid and Proprietary
  10. Vivid? icon

    Vivid?

     2 likes
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    Manage your finances, earn cashback, invest instantly and enjoy state-of-the-art digital financial services.

    17 Vivid? alternatives

    Cost / License

    • Free
    • Proprietary

    Platforms

    • Android
    • iPhone
    Vivid? screenshot 1
    Vivid? screenshot 2
    Vivid? screenshot 3
     
  11. Atlantic Money icon

    Atlantic Money

     8 likes
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    With a flat £3 fee, always the live exchange rate, and an app designed just for you, moving money across borders has never been so easy.

    Cost / License

    • Pay once
    • Proprietary

    Application type

    Platforms

    • Online
    • iPhone
    • iPad
    Atlantic Money screenshot 1
    Atlantic Money screenshot 2
    Atlantic Money screenshot 3
     
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    8
    9
    Comments about Atlantic Money as an Alternative to Wise
    Top Positive Comment
    Lukas Littwitz
    1

    First provider who is charging a fixed fee, that's remarkable! Everywhere else I pay more the more I send…

    drontheimer25
    Positive
    0

    Atlantic charges a fixed fee, Wise always a variable one which makes it way more expensive

    Review by a new / low-activity user.
    EmilyRM
    Positive
    0

    It charges a fixed fee of only £3 and the app is really simple to use.

    Review by a new / low-activity user.
    Show more comments
    3 of 8 comments
    Wise Icon
    Atlantic Money icon

    • Almost everyone thinks Atlantic Money is a great Wise alternative.

    • Atlantic Money is Paid and ProprietaryWise is also Paid and Proprietary
  12. Remitly icon

    Remitly

     2 likes
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    Securely send money globally to banks and cash pickup spots with competitive exchange rates and no recipient fees. Enjoy 24/7 service, real-time updates, and a refund policy for delayed transfers.

    27 Remitly alternatives

    Cost / License

    • Paid
    • Proprietary

    Application type

    Platforms

    • Online
    • Android
    • iPhone
    • Android Tablet
    • iPad
    Remitly screenshot 1
    Remitly screenshot 2
    Remitly screenshot 3
     
  13. N26 icon

    N26

     12 likes
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    N26 is The Mobile Bank, Europe’s first completely mobile bank, trusted by more than 2,500,000 customers in 24 markets. N26 gives you complete control of your financial life on your phone. Download the N26 app and open an account in minutes.

    Cost / License

    • Freemium (Subscription)
    • Proprietary

    Application types

    Platforms

    • Online
    • Android
    • iPhone
    N26 screenshot 1
    N26 screenshot 2
    N26 screenshot 3
     
  14. Nordark icon

    Nordark

     Like
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    Banking. Trading. Lending. The all-in-one banking solution for your crypto business.

    Cost / License

    • Subscription
    • Proprietary

    Platforms

    • Online
    Loan offering
     
  15. REMITR icon

    REMITR

     2 likes
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    The best way to make business payments to your international suppliers, and partners. 1-day transfer, and only a flat fee of $5!.

    Cost / License

    • Pay once
    • Proprietary

    Application type

    Platforms

    • Online
    • Android
    • iPhone
    Homepage of REMITR Business Payments
     
12 of 51 Wise alternatives