Pengo is described as 'Local-first personal finance app. Everything runs on your device: there is no server, no account, and no tracking. Your financial history is stored in a single AES-256 encrypted database file that only you can open' and is a Budget Manager in the business & commerce category. There are more than 10 alternatives to Pengo, not only websites but also apps for a variety of platforms, including Android, iPhone, Mac and Windows apps. The best Pengo alternative is Sure, which is both free and Open Source. Other great sites and apps similar to Pengo are HomeBank, MoneyManager Ex, Actual Budget and You Need A Budget.
Open-source personal finance solution supporting links to over 10,000 institutions, manual and CSV account input, detailed transaction management, advanced budgeting tools, secure encryption, customizable categories, visual summaries, and self-hosting privacy options.
United States
Open-source accounting software for personal finance and budgeting, featuring multi-platform compatibility, comprehensive analysis tools, recurring transactions, detailed reports, and support for multiple languages and export formats.
Belgium
EU
MoneyManager Ex is a free, open-source, cross-platform, easy-to-use personal finance software. It primarily helps organize one's finances and keeps track of where, when and how the money goes. It is also a great tool to get a bird's eye view of your financial worth.
Actual is an personal finance tracker with a powerful budgeting system. Only budget money that you have and see exactly how much you're saving each month. Track all your accounts in one place.
United States
Comprehensive zero-based budgeting platform offering structured spending allocation, real-time financial syncing, goal setting, debt reduction tools, partner collaboration, interactive financial reports, multi-device access, strong data security, and live personal support.
United States
"Firefly III" is a (self-hosted) manager for your personal finances. It can help you keep track of your expenses and income, so you can spend less and save more. Firefly III supports the use of budgets, categories and tags.
KMyMoney is a cross-platform personal finance manager built on KDE frameworks technologies for your desktop and notebook environment. It enables users to keep careful track of their personal finances by providing a broad array of financial features and tools.
GermanyEU
Wallet helps you flexibly plan your budget and track spending, so you stay in control and achieve your future goals. Actively plan and manage your finances, together with the people you trust, across multiple currencies, banks, and financial institutions.
CzechiaEU
The modern way to manage your money. Monarch makes it easy to track all of your accounts, optimize your spending, analyze your investments, and create a financial plan to achieve your goals.
United States
Personal budgeting software inspired by budget-to-zero and the envelope system. Works offline and no signup required.
United States
Quicken is a prominent personal finance software in the United States, designed to simplify the management of your financial matters. It provides a comprehensive platform to monitor spending, maintain daily finances, and adhere to a budget.
United States
Comprehensive cross-platform personal finance app providing encrypted local data storage, online banking connectivity, bill pay, customizable budgets, investment tracking for various assets, multi-currency support, advanced graphs, payment reminders, and detailed financial reports.
United Kingdom
