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Mint.com Comments

Comment by alias4shannon
about Mint.com · Jun 2011 · Helpful Not helpful 1 Helpful Report as spam

After using Mint for three months, here is my synopsis (on the Online version + the iPhone App):

(1) It only pulls in a small portion of the financial institutions description, so guess what - if your bank begins their transaction descriptions as Electronic Transfer or Paper Check, then this is all you will see in Mint. Frequent re-categorizing is painful. You cannot set up a rule to categorize because there are multiple vendors being paid by Electronic Transfer - the truncated description prevents there being enough info pulled to create a rule.

(2) The process is buggy; interfaces with banks are continuing to be negotiated. I understand that it may be in its early stages, but when Citibank suddenly renames their accounts and I end up with twice the accounts and transactions. PayPal and Bank of America also seem to have frequent connection issues.

(3) Most importantly for me, there is no way to link credits/debits (aka reconcile) your accounts. There is no way to say that a payment (aka credit) to your credit card statement matches / reconciles with the debit from your bank account. Like user hollash, I want to link transactions and reconcile my accounts.

I am very analytical by nature and taught Quickbooks for years. Mint has a cool interface, and the honeymoon period is exciting as you link your accounts and see the balances appear, then you realize that Mint has intimacy issues. For me it was not worth the continual effort just to see some pretty graphs.

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Comment by hollasch
about Mint.com · Jun 2011 · Helpful Not helpful 1 Helpful Report as spam

Just added my accounts to Mint to give it a shot, and was shocked to discover that Mint does not provide a way to reconcile accounts. That means that all it seems to offer is an instant snapshot of your back data, which you could just as easly get directly from your bank web site. Most of the account management comes in as auto-categorization of expenses and related analysis. Basically, Mint provides account balances, not account obligations. If you want to track the fact, for example, that you have an outstanding $2000 check, then Mint can't help you.

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Comment by melds
about Mint.com · Jun 2019 · Helpful Not helpful Report as spam

Be very careful. They have a dangerous Terms of Use, including:

  • Limitation on liability, limiting all damage to $500
  • Requirement of Binding Arbitration (prohibits taking them to court for any reason or participating in a group [class action]
  • If you use their credit monitoring services, they will use that information for advertising

If they start charging random fees or they get hacked and your data is stolen, your rights will be limited by this agreement.

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Visa not loading into mint canada

Comment by Randy1970
about Mint.com · Oct 2012 · Helpful Not helpful Report as spam

My visa upload is not working. Nothing unusual about that, just go through login..but no..something more serious has happened..apparently there was a change in the security for visa online logins that involves the use of five rotating password hints..mint can only accomodate one...hence you may well be out of luck for visa uploads Until mint does something....

Could be a while...anyone else impacted?....

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Comment by thewebguy
about Mint.com · Jun 2011 · Helpful Not helpful Report as spam

Despite a buyout by Intuit, Mint unfortunately lacks many of the features found in Quicken desktop or the now-offline Quicken Online.

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