Free Microsoft Money AlternativesTop Budget Managers & Online Banking Tools like Microsoft Money

The best free alternative to Microsoft Money is GnuCash, which is also Open Source. If that doesn't suit you, our users have ranked more than 25 alternatives to Microsoft Money and many of them is free so hopefully you can find a suitable replacement. Other interesting free alternatives to Microsoft Money are MoneyManager Ex, HomeBank, KMyMoney and Skrooge.

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Alternatives list

  1. GnuCash icon

    GnuCash

     405 likes

    GnuCash is a versatile financial-accounting software designed for both personal and small-business use. With features like double-entry, scheduled transactions, and multi-currency support, it operates across various platforms, including Windows, Mac, and Linux, ensuring accuracy through professional principles.

    331 GnuCash alternatives

    Cost / License

    • Free
    • Open Source

    Application types

    Platforms

    • Mac
    • Windows
    • Linux
    • BSD
    • PortableApps.com
    • Flathub
    Account Tree Display
     
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    5
    GnuCash vs Microsoft Money Comments
    Top Negative Comment
    Marcello
    0

    Italian documentation is puzzling.

    Guest
    Negative
    1

    Its logic is very different from MS Money (because of double entry). It's not intuitive. I don't like the interface and especially reports, most of which I don't even understand.

    Guest
    Negative
    1

    GnuCash is accounting software for small businesses, not financial management for individuals.

    3 of 5 comments
    • GnuCash is Free and Open SourceMicrosoft Money is Free and Proprietary
    • GnuCash is Privacy focusedMicrosoft Money is not according to our users
  2. MoneyManager Ex icon

    MoneyManager Ex

     93 likes

    MoneyManager Ex is a free, open-source, cross-platform, easy-to-use personal finance software. It primarily helps organize one's finances and keeps track of where, when and how the money goes. It is also a great tool to get a bird's eye view of your financial worth.

    349 MoneyManager Ex alternatives

    Cost / License

    Application types

    Platforms

    • Mac
    • Windows
    • Linux
    • Android
    • PortableApps.com
    • F-Droid
    • iPhone
    MoneyManager Ex screenshot 1
     
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    1
    MoneyManager Ex vs Microsoft Money Comments
    Guest
    Negative
    -1

    Importing from banks is very poor.

    • MoneyManager Ex is Free and Open SourceMicrosoft Money is Free and Proprietary
    • MoneyManager Ex is Privacy focusedMicrosoft Money is not according to our users
  4. HomeBank icon

    HomeBank

     143 likes

    Open-source accounting software for personal finance and budgeting, featuring multi-platform compatibility, comprehensive analysis tools, recurring transactions, detailed reports, and support for multiple languages and export formats.

    338 HomeBank alternatives

    Cost / License

    Application types

    Platforms

    • Mac
    • Windows
    • Linux
    • BSD
    HomeBank screenshot 1
     
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    2
    HomeBank vs Microsoft Money Comments
    Guest
    Negative
    0

    Very user unfriendly, did not import qif data correctly.

    BrB3
    Positive
    0

    I used Microsoft money for a long time, but I needed to change to a more OS friendly software to keep my finances, after trying a few different programs, HomeBank was my favourite, although it lacked some features, and it took me a while to figure out how to transfer my Microsoft Money files to HomeBank, I ultimately figured it out and having used Homebank for a few years now, I can say that for my needs it works wonders. If you want to keep an eye on your budget, I highly recommend Homebank.

    • HomeBank is Free and Open SourceMicrosoft Money is Free and Proprietary
  5. Ad
    Screenshot
    PocketSmith icon
    PocketSmith

    Consolidates multinational accounts and transactions, delivers cash flow forecasting, multi-currency support, and comprehensive financial reporting, enables secure two-factor authentication, offers migration tools, interactive da...

    https://www.pocketsmith.com
    Learn More
  6. KMyMoney icon

    KMyMoney

     47 likes

    KMyMoney is a cross-platform personal finance manager built on KDE frameworks technologies for your desktop and notebook environment. It enables users to keep careful track of their personal finances by providing a broad array of financial features and tools.

    282 KMyMoney alternatives

    Cost / License

    Application types

    Platforms

    • Mac
    • Windows
    • Linux
    • Flathub
    • Haiku
    KMyMoney screenshot 1
     
  8. Skrooge icon

    Skrooge

     26 likes

    Skrooge allows you to manage your personal finances, powered by KDE 4.x. Thanks to its many features, it is one of the most powerful way to enter, follow, and analyze your expenses.

    Cost / License

    • Free
    • Open Source

    Application types

    Platforms

    • Mac
    • Windows
    • Linux
    • Haiku
    Accounts
     
  9. PocketSmith icon

    PocketSmith

     13 likes

    Consolidates multinational accounts and transactions, delivers cash flow forecasting, multi-currency support, and comprehensive financial reporting, enables secure two-factor authentication, offers migration tools, interactive dashboards, and multi-user access for efficient finance management.

    159 PocketSmith alternatives

    Cost / License

    • Freemium
    • Proprietary

    Application types

    Platforms

    • Mac
    • Windows
    • Linux
    • Online
    • Android
    • iPhone
    • Chrome OS
    • Android Tablet
    • iPad
    PocketSmith screenshot 1
     
  10. Ledger icon

    Ledger

     18 likes

    Ledger is a powerful, double-entry accounting system that is accessed from the UNIX command-line. This may put off some users, since there is no flashy UI, but for those who want unparalleled reporting access to their data there are few alternatives.

    222 Ledger alternatives

    Cost / License

    • Free
    • Open Source

    Platforms

    • Mac
    • Windows
    • Linux
     
  11. Maxim Money icon

    Maxim Money

     3 likes

    Maxim Money is a software application for Windows that enables you to effectively organise your Personal Finances

    Cost / License

    • Freemium
    • Proprietary

    Application type

    Platforms

    • Windows
    Maxim Money screenshot 1
     
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    1
    Maxim Money vs Microsoft Money Comments
    Campbell Wild
    Positive
    0

    Maxim Money is actively developed and supported; It works on Windows 10 and 11 It's a 64-bit application; It has a modern, intuitive user interface; It is fast and responsive; It is Open Banking ready; It downloads prices automatically from multiple online sources; It has a simple reconciliation process; It has a flexible layout, allowing you to create a dashboard with the accounts and charts you use the most

    • Maxim Money is Freemium and ProprietaryMicrosoft Money is Free and Proprietary
    • Maxim Money is a Personal Finance Microsoft Money is a Budget Manager
    • Maxim Money is Decentralized and Privacy focusedMicrosoft Money is not according to our users
  12. AceMoney icon

    AceMoney

     7 likes

    AceMoney helps you organize and manage your personal finances quickly and easily. AceMoney is available in English, German, Spanish, Russian, Italian, Dutch, French, Hebrew, Portuguese, Polish, Hungarian and Swedish, with 25 languages alltogether.

    78 AceMoney alternatives

    Cost / License

    • Freemium
    • Proprietary

    Application types

    Platforms

    • Mac
    • Windows
    • Windows Mobile
    PocketPC
     
  13. Thrive icon

    Thrive

     Like

    Free online personal financial advisor to help you manage your finances. Save money, decrease debt and make plans with Thrive.

    Cost / License

    • Free
    • Proprietary

    Application type

    Platforms

    • Online
     
  14. Emjysoft Personal Finance icon

    Emjysoft Personal Finance

     2 likes

    Emjysoft Personal Finance is a handy tool to simplify the management of your personal and family finances. With a clear and intuitive interface, you can easily manage your bank accounts and track your budget in seconds, regardless of your computer skills.

    Cost / License

    • Free
    • Proprietary

    Application types

    Platforms

    • Windows
    Emjysoft Personal Finance screenshot 1
     
  15. SEE Finance icon

    SEE Finance

     1 like

    Manage all of your financial accounts in a single place and gain control over your finances. Track all of the financial accounts you might have including banking, credit cards, investments and others. Generate a variety of customizable reports and budget to keep your spending on...

    52 SEE Finance alternatives

    Cost / License

    • Freemium
    • Proprietary

    Application types

    Platforms

    • Mac
    SEE Finance screenshot 1
     
12 of 26 Microsoft Money alternatives