Sites and apps similar to Cardinate include GnuCash, which is free and open source. Other options are HomeBank, MoneyManager Ex, Actual Budget and Fungible. Personal Finance Tools like Cardinate are a crowded field, with more than 50 alternatives for Android, iPhone, Mac, iPad and Windows.
GnuCash is a versatile financial-accounting software designed for both personal and small-business use. With features like double-entry, scheduled transactions, and multi-currency support, it operates across various platforms, including Windows, Mac, and Linux, ensuring accuracy through professional principles.
United States
Open-source accounting software for personal finance and budgeting, featuring multi-platform compatibility, comprehensive analysis tools, recurring transactions, detailed reports, and support for multiple languages and export formats.
Belgium
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MoneyManager Ex is a free, open-source, cross-platform, easy-to-use personal finance software. It primarily helps organize one's finances and keeps track of where, when and how the money goes. It is also a great tool to get a bird's eye view of your financial worth.
Actual is an personal finance tracker with a powerful budgeting system. Only budget money that you have and see exactly how much you're saving each month. Track all your accounts in one place.
United States
Terminal-based personal finance manager with automatic Plaid sync, CSV import, full keyboard navigation, customizable rules, asset tracking, tagging, multi-range analysis, dashboard views, trends, delta mode, AI integration, API, and local backups.
Comprehensive zero-based budgeting platform offering structured spending allocation, real-time financial syncing, goal setting, debt reduction tools, partner collaboration, interactive financial reports, multi-device access, strong data security, and live personal support.
United States
Tracks every subscription and recurring bill in one place, with renewals on a calendar, reminders, widgets, multi-currency totals, price history logging, detailed monthly and yearly spend analysis, usage-based cancellation suggestions, privacy-first local syncing, CSV and plain English imports.
Meet MoneyTool — the money tool that puts you in control. Track your spending, savings, assets, and debts effortlessly.
Recurring Expense Tracker is a Material You recurring expense tracker, allowing you to keep track of your monthly spending. As its name suggests, it focuses on reccurring expenses such as rent, insurances, subscriptions etc.
Paisa is a Personal finance manager. It builds on top of the Ledger double entry accounting tool.
India
"Firefly III" is a (self-hosted) manager for your personal finances. It can help you keep track of your expenses and income, so you can spend less and save more. Firefly III supports the use of budgets, categories and tags.
The goal of the solution is to create an application that is intuitive, efficient, and inclusive; to manage personal finances while ensuring that no one is left behind.
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